Credit Cards

Credit you can score with

Account exclusive benefits. Cutting-edge security. Up to 3 RevPoints per 1 USD spent. Meet your new top-of-wallet card.

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Apply in minutes

Start your application

  1. Apply in-app

    Request a credit limit up to R$40,000, and get a decision in minutes.

  2. Choose your tier

    Choose the credit card tier that suits you best and upgrade it anytime in the app.

  3. Order your card

    Get a free physical card, or use a virtual one right away.

Up to 3 RevPoints per 1 USD spent

Reward yourself with RevPoints

Turn everyday credit card spending into travel discounts, with up to 3 RevPoints per 1 USD spent. Then redeem those points for Airline Miles from airlines including Qatar Airways, Iberia, and Etihad.

Maximum reference earn rate: Ultra Credit Card

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Find a card that fits

Upgrade to a higher-tier credit card to earn RevPoints at better rates and take advantage of enhanced benefits. Then, enjoy all the features of your credit card from day one — with no spending requirements. Subject to credit check.

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Note: if you have an active debit plan and successfully apply for a credit card, it will replace your existing plan. If the credit card you choose is the same tier as the debit plan you have, your monthly fee will be the same. If you want a higher tier credit card, you can upgrade your plan in-app.

Kick-off your credit history

With Revolut’s Secured Credit Cards, you can start using credit today by simply adding your own money as security deposit — and you’ll still get all the same great benefits.

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Your money, protected

Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual disposable card details that regenerate after every purchaseVirtual disposable card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

Credit Cards T&Cs apply. RevPoints T&Cs apply. For travel benefits, Paid Plan T&Cs, Lounges T&Cs, and Stays T&Cs apply. Currency exchange is without Revolut fees on weekdays, within plan limits. Weekend markups and fair usage fees may apply. See our Fees Page for details.

Summary box

  • 3.75% + IOF

  • You need to open an account and, if eligible, apply in-app

  • Users with a valid and regular CPF can apply to a credit card if eligible. A credit card may be approved after Revolut runs an approval analysis and, in case of success, users can check their approved credit limit in-app before signing it. Credit card limits vary for each user.

  • No, at the moment you can't. But in the near future you will be able to.

  • In case we can't offer you a traditional credit card at the moment, you may be offered a secured credit card. A deposit will be required and held, becoming your credit limit — up to a max credit limit.

  • Delivery time can vary from delivery region and delivery method. Delivery time can take up to 15 days once your order is approved.

  • To reach the spending waiver, you need to achieve the spending target every billing cycle, otherwise you'll be charged the correspondent monthly value. Monthly spending waiver targets for each Credit Cards plan are:

    Standard: this plan is already free of charges and has no spending waiver

    Plus: R$ 2500.00 per billing cycle

    Premium: R$ 3500.00 billing cycle

    Metal: R$ 8000.00 per billing cycle

    Ultra: R$ 30000.00 billing cycle

  • Revolut currently does not offer investment waivers.