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¹The value shown is an estimate of the average benefits a customer on Plus, Premium, Metal, or Ultra can enjoy over a 12-month period. The value of brand subscriptions is adjusted by country, and the value of embedded insurance and eSIM packages is calculated for the UK. All other benefits represent a combined average across the UK and EEA.

To calculate this, we've added up the standard retail prices of fixed benefits, such as the cost of brand subscriptions, eSIM packages, and airport lounge passes. We then add the savings a customer makes by using a paid membership instead of a free Standard membership. These savings include reduced fees for international transfers, currency exchange, and trading crypto, stocks, or commodities, as well as avoided ATM fees and the extra savings interest or RevPoints customers earn on a higher tier. When calculating these averages, we use data from customers using that specific benefit. The values were calculated based on the period between October 2025 and April 2026.

The value of embedded insurance products (travel, Everyday Protection, or Cancel For Any Reason) is estimated by comparing our coverage, to the average annual cost of similar policies for a typical customer.

For a full breakdown of membership benefits, please refer to our Compare Plans page and Paid Memberships Terms.

²Please refer to the policy wording and other related insurance documents for full coverage scope.

³Fair usage limits apply to all exchanges. This means each month you can exchange currencies up to a combined limit of €1,000. If you exceed the limit, we charge an additional fair usage fee of 1% for Standard customers, and 0.5% for Plus customers on any exchange in addition to regular fees or weekend mark-ups.

⁴Investment services in the European Economic Area are provided by Revolut Securities Europe UAB (305799582), an investment firm authorised and regulated by the Bank of Lithuania. Capital at risk, the value of your investments can go down as well as up. T&Cs apply.

⁵Virtual currencies, real risks. The only guarantee in crypto is risk. Risk Warning: (1) the value of your virtual currencies can rise or fall sharply, and your initial investment may be lost completely; (2) virtual currencies are not covered by the guarantee funds that cover bank deposits; (3) there is no legal mechanism on the virtual currencies market to prevent market manipulation or insider dealing; (4) virtual currencies depend entirely on a specific computer technology and infrastructure, which in certain cases may be very recent and not yet adequately tested; (5) if one loses the identification code or password giving access to the virtual wallet in which the virtual currency is stored, the currency held therein will be irretrievably lost; (6) virtual currencies are currently accepted as a means of payment to a limited extent, and in most countries there is no legal obligation to accept them; (7) for more information about the risks associated with an investment in virtual currencies, we advise you to read the Wikifin page "What is a cryptocurrency? | Wikifin”.

⁶Advertising message for promotional purposes. The gross interest rate can vary and depends on the type of plan you have, from 1.00% per annum on our Standard Plan to 2.25% per annum on our Ultra plan. For economic and contractual conditions please refer to the Information Sheet.