Personal Fees

If you signed up to Revolut with a Polish address after 20:00 (EEST) on 24 August 2020, these terms apply to you. If you signed up before 20:00 (EEST) on 24 August 2020, our United Kingdom (UK) terms apply, unless you have received an email from us. To see our UK terms, change the country selector to "United Kingdom"

These terms apply from 24th August. To view our previous terms, clicktutaj

Polska
Standard
Premium
Metal

Subscription

Subscription fee PLN 49.99 a month
or
PLN 500 a year

Add money

Add money Bezpłatne

However, if you add money with a card that has not been issued within the EEA (e.g. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover our costs.

Card

First Revolut Metal card Bezpłatne
Your first card can be a Metal Premium or Standard one.
(but remember, you may have to pay a card delivery fee and PLN 200 for the Metal card itself if you cancel your subscription within 14 days of signing up and a Metal card has been sent)
Second Revolut Metal card Also free
Your second card can be a Metal, Premium or Standard one (unless your first card was Metal - you only get one free Metal card)
If cancel your your subscription within 14 days of ordering a second card, you may have to pay a card delivery fee
Additional Revolut Cards Your first two cards are free as a Metal customer (as set out above). After this, we charge PLN 200 per additional Metal card (or PLN 50 per additional non Metal card)
Express delivery for Revolut cards Free express delivery
(but remember, you may have to pay this back if you cancel your plan within 14 days of ordering the card)
Virtual Revolut Cards Bezpłatne

Spend

ATM Withdrawals ATM Withdrawals up to PLN 3,000 or currency equivalent per rolling month are free. Anything over the above limits is charged at 2% of value of ATM Withdrawal.
Metal Cashback [Metal only] The maximum Metal Cashback you can receive in one monthly billing cycle is PLN 49.99.

Send

Transfers to other Revolut Users Bezpłatne
Local payments in your base currency Free
Cross-border payments within the SEPA region in EUR and SEK Free
This means payments in euros or Swedesh krona to non-Revolut accounts that are outside your country but inside the Single Euro Payments Area region
Cross-border payments outside the SEPA region Free
This means any other payments not covered above to non-Revolut accounts that are outside your country
Payments sent via SWIFT Your first is free, then PLN 15 if the payment is in US dollars or PLN 25 if it is in another currency
This means any payment where you send a payment to a country which is not in the national currency of that country
We'll let you know in the Revolut app if any charges apply, before you make the transfer.

Exchange

Whenever you make a currency exchange in the Revolut app, we'll use an exchange rate based on our market rate, which is based on foreign-exchange market data. There is more information about our exchange rate in our Personal Terms.

For certain conversions we apply an extra percentage-based fee, which may change according to when and how frequently the currencies are traded. These fees are set out below.

We charge a fee of 1.0% for currency exchanges on weekends and bank holidays (in London) because exchange markets are generally closed and less currency is traded during these times. You can avoid these fees by making your exchange on weekdays. We may charge this fee if these or other exchange markets are closed at other times too.

We also charge a fee of 1% for exchanges in money currencies that are traded less and so are not always easily available. These currencies are set out below.

Weekday exchange fees

Standard money currencies: USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below) No fee
Less traded money currencies: THB and UAH 1.0%

Weekend exchange fees

Standard money currencies: USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below) 1.0%
Less traded money currencies: THB and UAH 2.0%

The highest rate relevant to your conversion will apply. For example, for a conversion between USD and THB on a weekday, we will apply the mark-up that applies to THB (1%), not the mark-up for USD (0%).

To view this in the regulator's standardised format please click here.

A glossary of the terms used in this document is available free of charge.