What is this promotion about?
- What: Sign up to a Revolut Personal account to earn a cash reward of £20 (the Welcome Bonus) and enter into a prize draw (the Prize Draw) for a chance to win £5,000 (the Prize), as part of the Revolut x Affiliate Influencer Promotion 2026/27 UK Prize Draw (III).
- Who: New Revolut Personal customers who reside in the UK (the UK) and complete the Required Steps set out below.
- When: This promotion will run from 16 September 2026 00:00 BST to 28 February 2027 23:59 BST (the Promotion Period). You must complete the Required Steps before the end of the Promotion Period.
These Promotion Terms set out the rules that apply to this promotion. You must comply with these Promotion Terms as well as the Personal Terms that apply to your Revolut Personal account.
Eligibility and Required Steps
To be eligible for this promotion, you must:
- have a registered address in the UK,
- not have, and must never have held, a Revolut Personal account with any Revolut group entity, and
- be at least 18 years old.
The Required Steps are:
- click on the unique link for the promotion. This link will be shared on the Partner’s platform (for example, YouTube or Instagram) (the Promotion Invitation),
- use the unique link in the Promotion Invitation to successfully open a Revolut Personal account, including completing our Know Your Customer (KYC) checks before the end of the Promotion Period. If you open a Revolut Personal account using the normal account opening process in the Revolut app, you won’t be eligible to participate in this promotion, and
- make a single debit card payment of at least £0.01. Your first debit card payment can be made using a physical or virtual Revolut debit card linked to your Revolut Personal account. Each transaction must be a genuine purchase (see What is a genuine card payment? below). Any transactions that are refunded, reversed or cancelled will not count towards this requirement.
Completing step 3 is only required to receive the Welcome Bonus and is not required to enter the Prize Draw.
What is a genuine card payment?
A genuine card payment is one you make to buy goods or services from a merchant (in store or online) at a standard market price, using your regular Revolut Personal account (not a Joint, Revolut Pro, or under-18 account). A payment does not count if it is made to a merchant in any of the excluded categories below:
- Cash, crypto and money transfers: wire transfers and money orders (4829); foreign currency and crypto exchange (6051); reloading prepaid cards, digital wallets or gift cards (6540); quasi-cash items such as travellers' cheques or gaming tokens (6050).
- Financial and professional services: financial institution products and bank gift cards (6012); investments and brokerage (6211); real estate and rental management (6513); commercial and household maintenance (7349); parking and airport parking (7523).
- Gambling and betting: casinos, sportsbooks and betting (7995); lotteries and licensed racing (7800, 7801, 7802, 9754).
- Government, tax and judicial fees: taxes (9311); fines and penalties (9222); bail and bonds (9223); government postal, procurement and other fees (9402, 9405, 9399).
- Education: higher education (8220); primary and secondary education (8211); distance learning, trade, business and tutoring services (8241, 8244, 8249, 8299).
- Utilities, organisations and wholesale: utilities (4900); political and religious donations (8651, 8661); wholesale non-durable goods (5199); specialty tobacco (5993).
When do I get the Welcome Bonus?
We’ll credit the Welcome Bonus into your Revolut Personal account within 10 calendar days of you completing the Required Steps above.
How does the Prize Draw work?
Within 3 calendar days after the end of the Promotion Period, we’ll randomly select one winner from all eligible participants who have completed step 1 and 2 of the Required Steps above. The chance of winning depends on the total number of eligible entries received.
If you’re the winner, we’ll notify you via the email address registered to your Revolut Personal account. You’ll have 5 business days from the time we contact you to accept the Prize and provide us with any requested information. If you don’t respond to us within this time, you forfeit the Prize and an alternative winner will be randomly selected.
Once the winner has accepted the Prize, we will arrange for the Prize to be credited to your Revolut Personal account within 30 days.
Legal bits and pieces
Subject | Clause |
Promotion abuse or misuse | We may suspend, change or end the promotion – for a specific participant or for everyone – if it’s being abused or reasonably unforeseeable circumstances that are outside of our control arise and make it impossible to continue the promotion. Any issues? Contact Support in the Revolut app. |
Changes or early end | If the promotion changes or ends early, we will tell you about this in the same way we invited you to the promotion. If you have already participated in the promotion, we will give notice through the Revolut app and/or email. Don’t worry – if you’ve already taken part in the promotion, changes to these Promotion Terms won’t affect you unless reasonably unforeseeable circumstances outside of our control have made it impossible for us to run it. We will give notice through the Revolut app and/or email where this is the case. |
Fraud or rule-breaking | If you breach the Personal Terms that apply to your Revolut Personal account, these Promotion Terms, or participate in the promotion fraudulently, we may reverse any Welcome Bonus credited to your account and/or disqualify you from the Prize Draw. By proceeding, you authorise and consent in debiting your account in the amount of the Welcome Bonus. |
Account closed or restricted | To receive the Welcome Bonus or Prize, you must have an active Revolut Personal account (not closed, suspended or restricted) at the time you are due to receive the Welcome Bonus or Prize. |
Taxes | If you win a cash prize or receive any other benefit from this offer, it might be subject to income tax in your country of residence or where you are a tax resident. It is your responsibility to pay any tax that might apply. Revolut is not responsible for your tax obligations related to this promotion. |
No Prize substitution | If you win the Prize Draw, you’re only entitled to the Prize itself. |
Data and privacy | We will process your personal data in line with the Customer Privacy Notice that applies to your Revolut Personal account. Participants of the Prize Draw residing in the United Kingdom may request the surname and county of major prizewinners by contacting Support within 30 days of the end of the Promotion Period. Participants can object to their surname and county area being made available by contacting Support. We’ll still need to share this information with the UK’s Advertising Standards Authority, on request. |
Liability | We are liable to you in accordance with applicable law. Nothing in these Promotion Terms excludes or limits our liability for fraud, wilful misconduct, gross negligence, injury to life, body or health, or any other liability that cannot be excluded or limited under applicable law. Subject to the above, and to the maximum extent permitted by applicable law, we are not liable for loss that was not reasonably foreseeable. |
Exclusions | Employees, directors, agents, contractors and affiliates of Revolut group entities are not eligible for this promotion. |
Language | These Promotion Terms are published in English and this is the only version of this Terms. |
This promotion is organised and offered to you by the Revolut group entity that provides you with your Revolut Personal account. If you have a complaint about this promotion, you can raise it directly with them (by using this form or emailing them at formalcomplaints@revolut.com). Please see below for the registered addresses of each Revolut group entity and the relevant laws and courts that have jurisdiction to determine any dispute you may have in relation to this promotion.
You can rely on the mandatory consumer protection rules and laws of the country where you live.
Revolut Group entity/branch | Registered address | Law that applies to these Promotion Terms and the prevailing (legally binding) language | Which courts have jurisdiction |
Revolut Ltd | 30 South Colonnade, London E14 5HX, United Kingdom | The laws of England and Wales. English language. | The courts of England and Wales. If you are resident in Scotland or Northern Ireland, you may also use the courts local to you. |
Revolut Bank UK Ltd Revolut Bank UK Ltd (CRN: 12871051) is a bank authorised by the Prudential Regulation Authority (FRN: 981170) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. | 30 South Colonnade, London E14 5HX, United Kingdom | The laws of England and Wales. English language. | The courts of England and Wales. If you are resident in Scotland or Northern Ireland, you may also use the courts local to you. |