We are Revolut Limited and our address is 7 Westferry Circus, Canary Wharf, London, E14 4HD, United Kingdom. We are in charge of Revolut Junior.
Revolut Junior is a great way to pay for things and learn how to use money.
Your parent or a guardian who looks after you opened a Revolut Junior account for you. Your parent or guardian may add another person as a “co-parent” on your Revolut Junior account. Your co-parent may be your other parent, another guardian, a family member or a family friend. While co-parents can help you with your Revolut Junior account, the important thing to remember is that your parent or guardian is the main person responsible for your Revolut Junior account.
You’ll soon receive your Revolut Junior card. Your parent, guardian or co-parent (if you have one) will have put money on your card so you can use it to pay for things.
Before you start using your Revolut Junior account, we need to talk about how we use information about you (your data).
Data is information that we have about you. It includes things like your name, date of birth, how the person who opened your account knows you (whether they are your mum, dad or guardian) and your email address. These are just a few examples of what your data is. There are many other types of data that we do not use. For example, if you have a mobile phone, we do not ask you to give us your phone number.
When you use your account, we get more information about you. Here are some examples.
Sometimes, we’ll ask your parent or guardian for documents so we can be sure who you are. This could be your passport, ID card or birth certificate. We will also have any other information you or they decide to give us, such as your photo or a username that you choose for your account.
If you ever have a question about how we use your data, you can email us at email@example.com. If you have any other questions, your parent or guardian should get in touch with us.
When you email us, we’ll ask you some questions so we can make sure it’s you emailing us and not somebody else.
You should always be careful about what you write in any emails. Don’t tell us anything more than you need to give us, or give us any information that could be used in a bad way by somebody else. If we need you to tell us something, we’ll ask you for it.
You can trust us to look after your data. There are laws that make sure we protect it and can’t use it for anything that is bad for you.
Your parent or guardian opened your Revolut Junior account for you and they, and your co-parent (if you have one), can check how you use your account, what you’re spending your money on and how much money is in your account (so they know when to top it up). This means that your parent or guardian, and your co-parent (if you have one), can see your data. We can also see your data because we need to use it to run your account. We do not want other people or companies to see your data if you do not want them to.
Think about something that means a lot to you – maybe it’s your favourite toy or your mobile phone. You wouldn’t want someone to use it if you didn’t say they could. If you let someone use it, you’d want to know what they are using it for, that they are looking after it, and that they’ll tell you if something happens to it. You’d also want them to ask you before they let someone else use it, and to give it back to you if you ask for it. We treat your data as being that important to you.
There are a lot of laws about data. These laws say that we can only use your data if we have a good reason. So, here are our reasons for using your data.
We will look after your data properly. We’ll always tell you if we need to use your data for any other reason.
We use your data so we can do the following.
We will always be honest with you about how we use your data. We’ll tell you why we use it. For example, we need your name so we can print it on your card, and we need your address so we can send you your card.
We hope you now understand what we do with your data. If we ever want to do something new with your data we’ll ask your parent or guardian if it is okay. Just so you know, we won’t ever ask your co-parent these questions. Only your parent or guardian can make decisions about your Revolut Junior account. Depending on the country where you live, we might ask you if it’s okay as well. If the law says that you can make decisions without any help from your parent or guardian, we will just ask you if it is okay.
We sometimes need to share your data with other people or companies. Here are some examples.
We only share your data with other companies and people when we know they protect it in the same way that we do.
This is the same as your friend asking you if their friend can use your favourite toy or your mobile phone. They shouldn’t let their friend use it if they do not trust them.
It is important that you know where we send your data. We will send it to people and companies that are in this country or another country in Europe.
Sometimes, we will need to send your data outside Europe so you can use your account. We’ll always tell you when we need to do this. We’ll also make sure your data is protected in the same way as it is protected in Europe.
We do things to make sure that other people can’t see your data without your permission. We work hard to protect your data. It is one of the most important things we do. Only you should know your Revolut Junior password. Make sure that nobody else knows it. Check that no one can see your password when you type it.
We will do our best to protect your data. We’ll always do what the law says we must do to keep your data safe. Unfortunately, even where we do our best, information on the internet can never be totally safe. We cannot promise that your data will always be safe. If someone breaks into our office, our computers or our databases and gets hold of your data, we will let you or your parent or guardian know as soon as possible. We’ll always do our best to help you with any problems.
The law says you can ask us lots of things about your data.
If you ask us to do something that means we would have to stop letting you use your account, we will let your parent or guardian know. We’ll also let your parent or guardian know if you ask us for a copy of your data. This is because we may have no way of sending your data straight to you. Just so you know, we will only contact your parent or guardian and won’t contact your co-parent.
It is really important that you can ask us to do the things shown above, but sometimes other things are more important. For example, if you ask us to destroy all of your data, we can’t do that straight away. We must keep some of your data for six years from when you ask us to destroy it. This is because there are laws that tell us we have to do this to keep you safe. We will always explain to you if something like this happens. We’ll never try to hide what we do with your data.
We need to keep your data while you have a Revolut Junior account.
We may need to keep your data for longer if the law says we have to. So even if you ask us to destroy your data, we may not be able to do that straight away.
If you close your account, we’ll keep your data for up to six years. We may need to keep it even longer if we need to use it in a court case because some person or company says that we have broken the law but we don’t think we have.
Get in touch!
If you have any questions about your data, email us at firstname.lastname@example.org. Your parent or guardian can also get in touch with us about your account.
If you are unhappy with how we use your data, or you have a complaint that you don’t think we have answered properly, you (or your parent or guardian) can contact your local data protection authority. You (or your parent or guardian) can also contact the Information Commissioner’s Office (ICO) in the United Kingdom, through the website at https://ico.org.uk/. Your local data protection authority or the ICO can tell us what to do if we do something wrong, and they can make sure we look after your data properly.