Main account
Current account
Open a free current bank account and discover a smarter way to manage your everyday banking. Get everything you need to spend, save, and send in one app with no maintenance fees on our Standard plan.
- 75+ million global customers
- Rated 4,7 on Trustpilot
- 'Most Innovative Company in Personal Finance 2024' by FastCompany
Get the best out of your current bank account in Estonia
From paying your bills to buying your morning coffee, handle all your everyday banking with a current account built for real life.
Auto-sort your salary
Make Revolut your main account. Auto-split your salary between bills, savings, and more every payday.
Pay friends instantly
Find your Revolut friends in-app — then chat, send, and receive money at record speed.
Track your spending
Stay on top of your money with custom spending categories, instant notifications, and analytics tools.
Send money abroad
Make international money transfers to 160+ countries in just a few taps. Fees and T&Cs apply.
Exchange currencies
Convert 38 currencies with exchange rates you'll love. Fees, fair usage limits, and T&Cs apply.
Start investing
Explore 1500 stocks in the same app you use for your everyday banking. Capital at risk.
The card for your everyday payments
Choose the card that fits your lifestyle — physical, virtual, or disposable.
Add it to Apple Pay or Google Pay to start spending right away.
Some cards available on paid plans only. Subscription fees and Paid Plan Terms apply.
Choose your cardKeep track of your budget
Create Pockets to categorise your cash — whether it's for groceries, bills, or savings.Join now
How to open a Revolut free current account online
Get started- 1
Join Revolut
Download our app for iOS or Android. Answer a few questions and upload a valid ID to help us keep your current account secure.
- 2
Link your payments
Move your recurring payments (like subscriptions and utility bills) from your other accounts to Revolut to make it your main account.
- 3
Start banking
Save and spend your way, with customisable controls and all the features you need for your day-to-day banking in one app.
What kind of current account are you looking for?
Joint account
Banking is better together. Create a shared space for your money, and spend in sync with your favourite person — whether it's a parent, a partner, or a pal.Joint account T&Cs apply. Kids & Teens account T&Cs apply.
Explore Joint accounts
Compare plans
Elevate your current account with Revolut plans
Compare our plans to find the right fit for your everyday payments — whether you're paying bills, saving for your future, or traveling the world. Paid Plan Terms apply.
Plus
For the smart spender — access additional benefits like better limits for spending abroad and insurance for your purchases.
Premium
For elevating the everyday — access exclusive subscriptions, better savings rates, and exchange unlimited amounts of money.
Metal
For the global travellers and traders — relax with travel insurance, enjoy enhanced limits, and access subscriptions worth 2400 € annually.
Ultra
For those seeking the best of Revolut — get over 9500 € in annual benefits like unlimited airport lounge access, monthly global data, and cancellation cover.²
Earn up to 2%p.a. with Instant Access Savings³
Manage your savings alongside your current account in one app — with interest paid every single day and the freedom to move money back to your main balance, anytime.
p.a. stands for intrest per annum and illustrates what the interest rate would be if interest was paid and compounded once each year. The interest rate is variable and subject to your selected plan. Instant Access Savings T&Cs apply.
Find out moreJoin 75+ million active current account customers
The stars say it all. Check out our ratings and see for yourself why so many people are raving about Revolut.
How we keep your current account safe
Get top-level protection, powered by our dedicated, 24/7 financial crime team. It's easy to see why 75+ million global customers stick with us.
Learn moreFraud prevention team
Our dedicated, 24/7 Financial Crime team saved Revolut customers more than €746 million in potentially fraudulent transactions during 2024 alone.
24/7 customer support
Speak to our award-winning support team in 100+ languages via secure in-app chat. Yes, even on a Sunday.
Personal data protection
We make sure your data is processed responsibly, following the General Data Protection Regulations (GDPR) and all global data protection legislation.
Custom-built security systems
We keep your account safe with two-factor authentication and provide powerful in-app tools that give you full control over your money.
Current account FAQs
To open a Revolut current account, you need to:
- download the Revolut app for iOS or Android
- be at least 18 years old
- be a legal resident of a supported country
- have a valid government-issued document for identity verification
- provide some personal details like your name, phone number, address, and a few others
Don't worry, we'll walk you through everything in-app. Ready to get started?
Download the app.You can open and use a Revolut current account on our Standard plan with no set-up or maintenance fees. You can also upgrade to one of our paid plans for extra benefits and discounts.
Compare our plans.You can have one Revolut current account. With so many sub-accounts to help you organise your money, one is all you need.
Check these out in-app to take your current account a step further:
- Joint bank accounts: create a shared sub-account with another person to manage your money together.
- Revolut Pro for freelancers: get a separate IBAN to run your business, plus add-on features like invoicing.
- Revolut Kids & Teens: create sub-accounts for your kids, so they can learn to manage their money under your supervision.
- Currency accounts: keep 38 in separate balances, with local account details that make it easy to send and receive money.
- Pockets: create separate spaces to set aside money for different purposes and track your spending.
It's like having multiple accounts, but better — because they're all in one place.
Heads up: fees may apply for certain features. Check out the latest pricing in-app.
We use two-factor authentication to make sure you're the only one who can log into your account, and we'll send you anti-fraud warnings in-app if we suspect that a transfer may be a scam. We also protect your personal data with our always-on security systems.
Additionally, we use other security methods that vary depending on the Revolut entity you're registered to.
Learn more about how we keep your money safe.Current accounts are bank accounts designed for your day-to-day finances, helping you manage your income and handle all your everyday spending and payments in one place. You can use your current account to:
- organise your income: get your salary, pension, or other payments paid directly into your main account
- pay your monthly bills: set up your account to ensure your regular payments are always handled on time
- spend your way: use your physical or virtual debit card to pay for goods and services, whether you're shopping in-store or online
- access cash globally: withdraw money from ATMs whenever you need it, at home or abroad
- control your budget: use built-in tools to categorise your spending and keep your finances on track
The Revolut current account brings all these features together with real-time insights, allowing you to manage your everyday payments with total confidence.
²The value displayed shows the attainable financial value for an Ultra customer over a 12-month period, and can be achieved by a customer through use of each Ultra benefit throughout that 12-month period.
The value has been calculated based on the standalone financial value of each Ultra benefit (e.g. the annual retail price of each partnership, the free eSIM monthly allowance, the cost of a lounge pass membership), added with the value of savings made on fees or interest accrued for using the benefits (e.g. reduced international transfer fees or ATM withdrawal fees, and increased interest earned in savings in comparison to the Standard plan). The value is calculated by the average use of each existing benefit by UK and EEA Ultra customers between September 2023 and September 2024. Please see Paid Plan terms and our Compare Plans page for a full plan benefit breakdown.
The trip and event cancellation insurance value is based on an average claim payout from 1 July 2023 to 31 August 2024 across accepted claims submitted by customers for either 100% or 70% reimbursement and which have met all claims eligibility criteria. Maximum value will depend on each customer’s individual circumstances and can be derived up to the per claim and annual policy limit. Please refer to the insurance policy T&Cs for full coverage details and conditions required to submit a valid claim.
The value of travel insurance is based on a standalone multi-trip, family travel insurance price provided by our insurance partner and not on usage.
³INSTANT ACCESS SAVINGS: Instant Access Savings T&Cs, Deposit Information Sheet, and Deposit Insurance Information apply. The rate is variable and can change in the future. The maximum eligible deposit amount is 100 000 €. Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules.
INVESTMENTS: capital at risk.
The value of investments can go up as well as down, and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found on our Risk Disclosure and Invest FAQ.
Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services.
Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania. Revolut’s cryptocurrency services are offered by Revolut Digital Assets Europe Ltd (RDAEL) (company code: HE430310; registered address: Pikioni, 10 Flat/Office 5, 3075, Limassol, Cyprus). Commodities services are provided by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom).