One app, all things money
Open a free account in minutes right from your phone, and make your money go further
Everyday needs
Spend smarter every day
Track your money all in one place and make your daily spending seamless
Pay and get paid hassle‑free
Make payments in seconds in 30+ countries. Split and settle bills without stress
Payments
Never overspend again with smart budgeting
Budgeting & Analytics
Save with discounts from brands you love
Rewards
Card, meet phone
Link your card to Google Pay or Apple Pay to pay straight away from your phone. Shop confidently online with single-use card details
Cards
Travel
Go global, act local
Make the most of an account that says goodbye to financial borders
Transfer money at excellent exchange rates
International transfers
Spend abroad like a local
Currencies
Security
End-to-end security
We protect your money with award-winning security systems and trusted partners
Faster, safer, simpler online checkout
Shopper
Control card security in‑app with a tap
Security