One app, all things money

Open a free account in minutes right from your phone, and make your money go further

Everyday needs

Spend smarter every day

Track your money all in one place and make your daily spending seamless

Pay and get paid hassle‑free

Make payments in seconds in 30+ countries. Split and settle bills without stress

Payments

Never overspend again with smart budgeting

Budgeting & Analytics

Save with discounts from brands you love

Rewards

Card, meet phone

Link your card to Google Pay or Apple Pay to pay straight away from your phone. Shop confidently online with single-use card details

Cards

Travel

Go global, act local

Make the most of an account that says goodbye to financial borders

Transfer money at excellent exchange rates

International transfers

Spend abroad like a local

Currencies

Security

End-to-end security

We protect your money with award-winning security systems and trusted partners

Faster, safer, simpler online checkout

Shopper

Control card security in‑app with a tap

Security

Get access to a truly global financial super app

Join our global community