One app, all things money

From easy money management, to travel perks and investments. Open your account in a flash

Everyday essentials

Send, spend and save smarter

Make day-to-day spending a breeze with all things money in one place

Pay and get paid, hassle-free

Send and request money with a tap, split bills easily with anyone in 160+ countries

Explore easy payments

Stash cash effortlessly


No more unwanted subscriptions

Explore Subscriptions

Cards with style and substance

Our cards are more than just their good looks. Get instant payment notifications and manage card security in app. Start spending straight away with Google or Apple Pay

Get a card


Investments from just $1

Create your portfolio and start trading with just a few taps. Capital at risk

Buy gold and silver instantly in-app

Capital at risk

Check out commodities


All your travel needs, sorted

Travel card? Check. Insurance? Covered. Hotels? Say no more. We’re building you a connected trip

It pays to book with Stays

Time to get away? Book amazing holiday accommodation all around the world and get up to 10% cashback

Discover Stays

Spend abroad like a local at the real exchange rate

Explore FX

Travel in style with lounge passes for less

Explore Lounge & Smart Delays


End-to-end security

Get peace of mind with our strong security systems and trusted partners

We keep your funds safe

Your money is protected under the deposit guarantee scheme, guaranteed by the Lithuanian State company Deposit and Investment Insurance.

More about security

Join more than 30 million people who already trust us with their money