Pay Later

Level up with pay later

Split any purchase into instalments, with payments that let you put quality before price.

Pay in three. It's easy as...

Your ultimate shopping sidekick

Pay Later can be used at any merchant anywhere, online or offline. Whatever you’re spending on, pay flexibly every time.Get started

Pay later with any card

Activate Pay Later mode on any Revolut debit card with a single tap. You’ll pay zero interest – just a small fee per transaction.

Divide and conquer every expense

From luxury gifts to deluxe furniture, split any purchase into three manageable instalments. Spend smarter, afford better.

Repay your way

Track and manage your repayments in-app, and feel just fine whenever it’s payment time.Learn more
Pay ahead of your recurring payments
Pay ahead of your recurring payments
View your plans anytime in-app
View your plans anytime in-app
Pay ahead of your recurring payments
Pay ahead of your recurring payments
Receive payment alerts in-app
Receive payment alerts in-app
Receive payment alerts in-app
Receive payment alerts in-app

Representative example Annual Percentage Rate (APR) of 42.31% per annum with assumption: total loan amount of zł 1,000, total amount to be repaid zł 1,044.85, nominal interest of 0% p.a., total cost of credit amounting to zł 44.85 (including transactional fee 2.99%; assuming that the Pay Later credit limit is fully a non-cash transaction and is repaid in 2 equal monthly instalments of zł 522.43, the first instalment is due 30 days after funds withdrawal, as of 2022-06-16. Note: The above is an example. Your Pay Later Limit may be higher than the example used. You may enter multiple Purchase Plans within your overall Pay Later Limit. We used some assumptions to calculate APR. These will be set out in the Standard European Consumer Credit Information (SECCI) and on your Credit Agreement The credit is granted by Revolut Bank UAB. Revolut Bank UAB is authorised by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank. Marketing message and information presented on the page are not an offer within the meaning of the Civil Code. Credit checks and credit capacity calculation apply.