Credit

Boost your funds

Apply for a credit card in-app quickly and easily, with a final decision in minutes. Representative 11.21% APR variable

Get a zero-fee credit card in minutes

Apply in-app and get an answer in minutes. Start spending instantly with a virtual card. No hidden FX fees or additional fees when you make at least 10 transactions per month

Interest free for longer

With a grace period of up to 62 days, pay no interest on purchases when you repay before the end of the next calendar month. That’s 16% longer than the average grace period of 52.5 days*

Earn 1% cashback on your purchases

Get 1% on all cashless purchases for 3 months or up to 2000 zł. Whichever comes first. After that, cashback is set at 0.1%

What is the effective APR?

Representative example for Revolut Credit Card

Annual Percentage Rate (APR) of 11.21% p.a. with assumption: total loan amount of 20000 zł; total amount to be repaid 21164.04 zł; nominal variable interest of 9.5% p.a.; total cost of credit amounting to 1164.04 zł (including an monthly fee of 10 zł and interests in the amount of 1044.04 zł); 12 monthly instalments in the amount of 1763.67 zł as of 19/11/2021

Don’t just take our word for it

Credit that puts you in control

Revolut was the best choice I made. Now I pay my bills at a time convenient for me, without fees

Taking your money further

Get the credit you deserve, and benefits you’ll love

Get a loan on your terms

Learn more about Loans

Get the ultimate package with Metal

Learn more about Metal

Spend abroad like a local

Learn more about Exchanges

Reach financial goals faster

Learn more about Vaults

What are you waiting for?

Apply for a credit card and get an answer in minutes

*Calculation based on internal research conducted in August 2021.