Credit
Boost your funds
Apply for a credit card in-app quickly and easily, with a final decision in minutes. Representative 11.21% APR variable
Get a zero-fee credit card in minutes
Apply in-app and get an answer in minutes. Start spending instantly with a virtual card. No hidden FX fees or additional fees when you make at least 10 transactions per month
Interest free for longer
With a grace period of up to 62 days, pay no interest on purchases when you repay before the end of the next calendar month. That’s 16% longer than the average grace period of 52.5 days*
Earn 1% cashback on your purchases
Get 1% on all cashless purchases for 3 months or up to 2000 zł. Whichever comes first. After that, cashback is set at 0.1%
What is the effective APR?
Representative example for Revolut Credit Card
Annual Percentage Rate (APR) of 11.21% p.a. with assumption: total loan amount of 20000 zł; total amount to be repaid 21164.04 zł; nominal variable interest of 9.5% p.a.; total cost of credit amounting to 1164.04 zł (including an monthly fee of 10 zł and interests in the amount of 1044.04 zł); 12 monthly instalments in the amount of 1763.67 zł as of 19/11/2021
Don’t just take our word for it
Credit that puts you in control
Revolut was the best choice I made. Now I pay my bills at a time convenient for me, without fees
Taking your money further
Get the credit you deserve, and benefits you’ll love
Get a loan on your terms
Learn more about LoansGet the ultimate package with Metal
Learn more about MetalSpend abroad like a local
Learn more about ExchangesReach financial goals faster
Learn more about Vaults*Calculation based on internal research conducted in August 2021.