Metal for NZ$22.99 per month
The account that goes worldwide
For the explorers — access enhanced limits abroad and exclusive subscriptions worth NZ$3,800 annually. Paid Plan Terms apply.
Exchange with no extra fees
Exchange unlimited amounts of money in 35+ different currencies with no additional fees. Take advantage of multiple currency accounts — exchange when the rates are right, and hold for your next trip.
Subscriptions worth NZ$3,800 a year, included
Explore our curated selection of subscriptions to enhance every facet of your life.
ChatGPT
Get more done with ChatGPT Go. Enjoy 12 months of enhanced AI performance with higher usage limits, priority access, advanced reasoning, and powerful tools built to help you think, create, and work faster.
Financial Times Standard Digital
Access award-winning FT journalism, with added depth and insight.
MasterClass
Learn with 45 classes and 180+ instructors. Stream anytime, anywhere.
NordVPN Plus
Encrypt your internet data and keep your virtual location safe.
Sleep Cycle Premium
Start your day feeling energised with Sleep Cycle's intelligent alarm clock and sleep tracker.
Freeletics
Try the AI-powered Freeletics coach, a digital personal trainer for workout plans.
Picsart Pro
Unlock AI-powered tools to design, edit, draw, and share content anywhere.
The Athletic
Get inside football on The Athletic, with unrivalled sports coverage across every team and league.
ClassPass
Try 10 credits each month to use at thousands of top-rated gyms, fitness studios, salons, and spas.
Tinder Gold
Match with people all over the world, enjoy unlimited likes, and redo your last swipe.
Flo Premium
Get unlimited Flo Premium access for smart period tracking and predictions, doctor-ready cycle reports, and more.
Super Duolingo
Get the premium, ad-free version of the world's most-downloaded education app, with features that help you learn faster and stay motivated.
Lovable Lite
Create apps and websites with AI using Lovable Lite for 12 months, with a starting package of 100 credits.
Headspace
Relax with guided meditations led by world-class experts, courses, and mindfulness exercises.
Earn 1 RevPoint per NZ$3 of eligible spend
Earn rewards faster than 1 point per NZ$16 on Standard. Redeem your points on Airline Miles, hotels, global mobile data, and more. You'll be on the plane before you know it. RevPoints T&Cs apply.
Join Metal
Earn up to 2.75% p.a. (variable), paid daily
Grow your money with interest paid daily. No minimums, no penalties, and instant access to your cash.
Explore savings
Select your shade of steel
Available only to Metal customers, you can choose a fresh finish in stainless-steel, and personalise the card to make it uniquely yours.
Get MetalAirport lounges, for less
Escape the chaos of the terminal, with discounted access to 1,600+ lounges worldwide, so you can settle in before you take off. Airport Lounge T&Cs apply.
Polish your portfolio
Explore classic investments like gold, silver, and platinum — with low fees from 0.49% (minimum fee NZ$1.99). Variable exchange rate applies.
Capital at risk. Commodities services are not regulated or protected.
Start tradingMetal at a glance
The Metal card
Personalise your very own stainless steel card, exclusive to Metal. Get it fast with no-fee express delivery.
Priority support
Access round-the-clock support with our 24/7 support team.
International transfers
Save 80% on international transfer fees.
No-fee ATM withdrawals
Withdraw NZ$1,400 each rolling month at global ATMs, with no fees charged by us. A 2% fee applies after your monthly limit, third-party fees may apply.
Kids & Teens accounts
Link up to five Kids & Teens accounts for family members aged 6-17. Revolut — Kids & Teens T&Cs apply.
RevPoints
Earn 1 point per NZ$3 spent on eligible payments, and use your points to redeem Airline Miles, gift cards, discounts on Stays and Experiences and more. T&Cs apply.
Your money, protected
Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.
Read more
Looking for higher limits and lower fees?
Compare all our plans with ease, and choose the one that suits your lifestyle.
Metal is a 12-month plan with an option of monthly and annual billing. You'll be able to cancel your plan anytime. However, you may be subject to a notice period depending on when you cancel your plan. You'll still be able to benefit from the services you get for your subscription until the end of your relevant billing cycle. Read more under Fees for downgrading your Paid Plan subscription in our Paid Plan Terms.
A rolling month is a month-long cycle based on the day you started the plan.
Savings: Interest is calculated on combined personal savings balances. Rates are variable and depend on your plan. Plan fees apply. The maximum deposit amount is NZ$1,000,000. Read our rates for more information.
Eligible deposits held in NZD are protected under by the Depositor Compensation Scheme up to NZ$100,000. Learn more here.