Promotion terms

Minna Bank Instant bank top-up campaign

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Minna Bank Instant bank top-up campaign Terms

What is the campaign about?

REVOLUT TECHNOLOGIES JAPAN, Inc. (“Revolut”, “we”, “our” or “us”) is offering selected Standard plan customers who meet the conditions set forth below the opportunity to try our paid Premium Plan (“Paid Plan”) for free for a 1 month period of time (“Campaign”).

These terms and conditions (the “Campaign Terms”) set out the rules that apply to the Campaign. When participating in this Campaign, you must comply with these Campaign Terms, as well as:

Campaign Period

From August 17, 2026 to September 30, 2026 (JST) (“Campaign Period”)

Who is eligible for this Campaign?

To be eligible for a reward of this Campaign, you must be an Eligible Customer of Revolut.

An “Eligible Customer” is defined as a customer that has:

  • submitted an ID and passed Revolut ‘Know Your Customer’ checks
  • an active Revolut Standard Plan account at the end of the Campaign
  • not previously closed a Revolut account or had an account become suspended or restricted
  • during the Campaign Period, enter the special referral code: 'REVOLUTm' and newly open a bank account with Minna Bank, Ltd. (excluding a bank account with Minna Bank, Ltd. Mercari branch) for the first time
  • during the Campaign Period, link the newly opened Minna Bank account in the Revolut app and used "Instant Bank Top-up"
  • during Campaign Period, make Revolut Card transactions for a cumulative total of JPY 1,000 or more

What is an Eligible Transaction?

For the purpose of the Campaign, an eligible transaction is a physical or virtual Revolut Card transaction.

For the avoidance of doubt, a Revolut Card transaction means you use your Revolut physical or virtual card to purchase genuine goods and/or services from a third-party merchant by entering the details of your Revolut physical or virtual card into their payment processing system. The transfers or exchange of funds, or the purchase of precious metals are examples of transactions which do not qualify as Revolut Card transactions.

Revolut Card transactions must be genuine purchases – Payments to e-wallets, gambling, payment providers, financial services, prepaid cards, or gift cards aren't valid. Other transactions with businesses that we consider inappropriate in light of the purpose of the Campaign are also not eligible. Non qualifying Merchant is a merchant whose merchant category code designation is listed in Appendix below.

When will I receive my free trial?

We will reach out to the qualified recipients of the free trial within 1 month after the Campaign Period has ended.

To start your free trial, you will need to opt into the trial and complete the steps mentioned in the notice we will send to qualified respondents. Just so you know, the terms and conditions for your Paid Plan will apply to you during your Free Trial.

We will not charge you the subscription fee for the 1 month period included in your Free Trial (the “Free Trial Period”).

If you do not notify us of the termination of the Paid Plan before the end of the Free Trial Period, the Paid Plan will continue after the Free Trial Period ends, and the normal subscription fee (whether monthly or annually) for the Paid Plan will apply. Please be aware of this.

Right to cancel

You have the right to cancel your Paid Plan within the Free Trial Period, after which normal cancellation rules will apply.

This means that certain fees (Including the card related fees mentioned below.) or penalties specified by us may be incurred when canceling (downgrading) the Paid Plan. For details, please refer to section "4. Terminating your Premium or Metal subscription" in the Premium & Metal Terms and Conditions and the referenced pages on Personal Fees (Premium).

Please note that in this case, the start date for calculating any applicable fees or penalties will be the day after the free trial period ends.

Physical Revolut card

You can order one physical Revolut card free of charge during your Free Trial period. However, if you cancel the Paid Plan during the Free Trial Period, you will be required to pay the applicable card related fees as determined by us.

What other legal information should I know?

  1. In provision of this campaign, REVOLUT TECHNOLOGIES JAPAN, Inc. is acting as a Bank Agency of Minna Bank, Ltd.
  2. Customers are eligible if they open a new Minna Bank account, except for Minna Bank Mercari branch. If you close an existing bank account and open a new one, or if you open an additional account, such accounts shall not be eligible for this Campaign.
  3. Top-ups via bank transfer are not eligible for the Campaign.
  4. If a transaction is carried out in a foreign currency, the transaction amount is calculated by converting it into Japanese yen based on the exchange rate prescribed by us (closing FX rate of the previous day).
  5. No pre-entry or pre-top-up is required for this campaign.
  6. Customers who are already on a paid Revolut plan (Premium, Metal, etc.) at the end of the Campaign are not eligible for this Campaign.
  7. To be eligible for a reward of this Campaign, you must comply with the Campaign Terms and all other terms and conditions applicable to your Revolut account and Revolut services you receive.
  8. Revolut may, at our sole discretion, suspend, terminate or change the Campaign or change the Campaign Terms in whole or in part without prior notice. Revolut will not be liable for any loss or damages incurred by you as a result of this.
  9. Please contact Support if you believe you qualify for a particular benefit in relation to the Campaign that has not been awarded to you as a result of early suspension or termination.
  10. You will lose access to the Free Trial if you close your Revolut Personal account or your account becomes suspended ,restricted or terminated.
  11. Revolut will not be liable for any loss, whether directly or indirectly suffered, as a result of an event outside of its control.
  12. If you conduct fraudulent or malicious activities in respect of the Campaign or you breach the Campaign Terms or other terms and conditions applicable to your Revolut account, or if we reasonably suspect either of the above, we may, at our sole discretion, take appropriate action (including restricting or closing your account or voiding your rewards).
  13. The Campaign Terms are originally published in Japanese and this English translation is prepared for reference purposes only. The Japanese language version of the Campaign Terms shall prevail.
  14. The Campaign Terms are governed by Japanese law. Any dispute arising out of or in connection with the Campaign Terms is subject to exclusive agreed jurisdiction of the first instance of the Tokyo District Court.

Bank Agency details

  • Principal bank: Minna Bank, Ltd.
  • Bank agent: REVOLUT TECHNOLOGIES JAPAN, Inc.
  • Authorised number: Kanto Local Finance Bureau (Gindai) 538
  • Service offered: Intermediary in the conclusion of contracts for the acceptance of yen-denominated ordinary deposit and savings deposit

Appendix - Non qualifying MCC Designations

For the purpose of the Campaign, a “Non Qualifying Merchant” is a merchant whose merchant category code (“MCC”) is designated as one of the following:

Excluded merchant types:

  • Financial services, payment services, or any other liquid or cash-like services. (6012, 4829, 6540, 6050, 6051)
  • Cigar and tobacco purchases. (5993)
  • Tax, fines, penalties, support payments, or other payments to or required by a government or judicial entity. (9311, 9223, 9211, 9222, 9399, 9405)
  • Lotteries or gambling.(7800, 7995, 6211)
  • Utilities.(4900)
  • Charitable, religious and educational organisations. (8651, 8661, 8398)
  • Insurance (6300, 5960)
  • Other transactions with businesses that we consider inappropriate in light of the purpose of the Campaign