Business Instant Access Savings - Deposit Information Sheet - Revolut Bank S.A.
Business Instant Access Savings - Deposit Information Sheet
This version of these terms applies from 2 December 2026. It replaces all previous versions from that date. To view any previous version of these terms, please select the “History” tab at the top of this page.
This document contains a summary of the most important features of the Business Instant Access Savings product.
Product data | |
Product | Business Instant Access Savings |
Bank | Revolut Bank S.A. Address: 10 avenue Kléber, 75116 Paris, France Company No: 941 040 818 (SIREN) |
Product type | Demand deposit |
Currency | EUR |
Term | Indefinite. The Business Instant Access Savings can be closed at any time. |
Deposit amount | No minimum deposit amount. The total amount of money you can add to your Business Instant Access Savings (and cumulatively across all your savings with Revolut) is limited to €50,000,000. In case you have several Business Instant Access Savings with Revolut Bank S.A., all your deposits held with Revolut Bank S.A. are aggregated and the insurance coverage limit of EUR 100,000 applies to the total amount of your deposits. Please also note that some exceptions apply. More information can be found in the Deposit Insurance Information. |
Deposit start date | The date when the money is received in the Business Instant Access Savings. This happens immediately after you deposit funds from your current Business account to the Business Instant Access Savings. |
Risks | |
Risk in the event of insolvency of the bank | Your deposits held with Revolut Bank S.A. are protected by the French Deposit Guarantee Scheme (managed by the Fonds de Garantie des Dépôts et de Résolution, "FGDR") up to €100,000 per person and per credit institution; however, certain exclusions may apply. This limit applies to the aggregate of all your accounts held with Revolut Bank S.A. In the event of bank failure, the FGDR will compensate you within 7 working days. For more information, please consult our deposit guarantee information document here and the FGDR website at https://www.garantiedesdepots.fr/en. |
Interest | |
Interest type | Variable |
Interest rate (per Plan) |
Gross annual nominal rates. |
Interest calculation and payment | The interest is calculated based on the actual number of days in a year, and the actual number of days in a month. The interest is calculated daily on the balance of the Business Instant Access Savings and paid daily to this account. The interest will begin accruing on the same calendar day after you deposit funds from your current Business account to your Business Instant Access Savings. You’ll earn interest on your balance in the Business Instant Access Savings until the calendar day prior to you withdrawing the funds from the Business Instant Access Savings. |
Interest rate change | Revolut has the right to change the interest rate. You will be informed of the new rate as soon as possible and you will have the option to close your Business Instant Access Savings anytime, without any penalties. |
Costs | |
Total costs | You can open the Business Instant Access Savings and deposit and withdraw funds free of charge. |
Availability | |
During the term | Instant Access. You can deposit and withdraw funds from the Business Instant Access Savings at any time from within the Revolut app. Deposits and withdrawals must from and to your main Revolut Business account. |
Other deposit requirements | |
Rejection of deposit | Revolut reserves the right to reject deposits. Further information regarding general conditions of this product can be found in the Business Instant Access Savings Terms |