PayPal Business alternatives — Revolut Business
Revolut Business vs PayPal Business
Powering hundreds of thousands of leading businesses
Comparing PayPal Business and Revolut Business features
We compared the available features of PayPal Business and Zettle with those of our Revolut Business Grow plan. This table doesn't include every feature — visit the Revolut Business or PayPal Business websites for more information. Scroll to the bottom of this page to see our sources. This comparison was accurate as of 22/01/2025.
Monthly subscription costs
Currency exchange fees
International money transfers
Online payment acceptance
In-person payment acceptance
Team size
Add unlimited employees to your Revolut Business account
Physical debit cards
Virtual cards
Custom card spend controls and approvals
Available on Revolut Business Grow plan and above
Cashback on card spending
Flexible Cash Funds
Expense management tools
Multiple business entity management
Manage finances for separate business entities in a few clicks
Support
Business funding
PayPal Working Capital cash advance available in some countries
Multi-currency cards
Spend directly from existing currency balances to reduce exchange fees
Multi-currency account limit
This is the total number of different currencies a single multi-currency account can hold
International payments
Multi-currency payment acceptance
Accept and settle payments in other currencies to reduce exchange fees
Payment Links
Invoices
Power your in-store checkout
Power your online checkout
Accounting integrations
ecommerce Payment Gateway plugins
Other integrations
Including HR tools, Slack, Zapier, and more
¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. See our outside of allowance exchange fees.
²See outside of allowance transfer fees and exceptions.
³The Annual Percentage Yield (APY), offered to Grow customers, is presented net of fees for EUR as of 22/01/25 and is based on information provided by the fund manager, subject to change daily. The APY varies depending on your subscription plan and applicable fees.
Flexible Cash Funds are an investment service through which you can invest in money market funds. As with all investments, growth is not guaranteed and the invested capital will be put at risk. Past performance is not a guarantee of future results. Currency fluctuation may affect your returns. A Key Information Document is available via the app. The investment service is provided by Revolut Securities Europe UAB (305799582), authorised and regulated by the Bank of Lithuania. T&Cs apply. Further information can be found on our Flexible Cash Funds webpage.
Scale up with Revolut Business
Revolut Business offers tools to help you expand, no matter your business’ size, or where you operate.
- Add unlimited employees to your Revolut Business account, and issue up to 3 physical cards to each team member
- Decide who can spend what and where with custom rules, and track expenses in real-time
- Receive, settle, and exchange in 35+ currencies. Access unlimited incoming transfers at no cost in GBP, EUR, USD, and CHF
- Securely manage employee account access with individual permissions for each team member
Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.
Join Revolut Business
The all-in-one Business account
Manage all your finances in one place with Revolut Business — from taking and settling payments in multiple currencies to automated admin.
See money in your account in 24 hours
Get paid directly to your Merchant account with next-day settlement, and no delayed payout schedule. T&Cs apply.
Manage multiple businesses
If you own or manage multiple businesses, you can create a Revolut Business account for each entity, then switch between your different accounts in a few clicks.
Pay bills in less time
Cut down the manual data entry, automate approvals, and pay suppliers at speed in 150+ destinations with Revolut BillPay. Available on Grow, Scale, and Enterprise plans. T&Cs and fees apply.
Power your checkout with Revolut Business
Change the way you take sales with Revolut Business' powerful online and in-person payment methods
Payment acceptance fees and T&Cs apply.
| Built-in Revolut Pay | 75+ million Revolut customers can pay directly from their account in 1 click with Revolut Pay. You make more sales while saving on fees with an average 98.5% payment authorisation rate and low, per-transaction pricing. | |
| Streamline in-person payments | Accept in-person payments from credit and debit cards (including Visa, Mastercard, Apple Pay, or Google Pay) in less than 3 seconds with Revolut Reader, then track sales and spend with analytics. | |
| Fast and easy online payments | Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, and digital wallets. |
See what our customers say
Maxim Romain, Founder • Dott“We launched our business Europe-wide in record time, saving huge amounts of time and money.”
Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”
Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”
Plans for businesses of every size
Revolut Business offers all the tools you need to manage your business finances with ease — choose the right plan to suit you. Fees and T&Cs apply
Basic
From €10/month Get the essentials to run your business.
Grow
From €35/month Unlock the tools you need to manage spend worry-free.
Scale
From €125/month Access higher allowance to expand globally.
Enterprise
Custom Create the plan that fits your exact needs.
Any questions?
Revolut Business vs PayPal Business FAQs
PayPal provides basic business account features and advanced payment acceptance. If you need an all-in-one business account, or operate across different markets, Revolut Business offers:
- Multi-currency accounts that support a wider range of currencies
- No-fee currency exchange allowance available on Grow, Scale, and Enterprise plans
- Integrations with a wide range of accounting tools
We do not provide financial advice. We encourage you to do your own research to see which solution is the right option for your business.
It depends on your business needs, the currencies you exchange, and how many transactions you make.
PayPal Business charges 3% above the base rate on every currency exchange transaction made via their platform. This could add up fast if you're buying and selling currencies at significant volumes.
To reduce the cost and amount of currencies being exchanged, PayPal Business also provides a wide range of local currency accounts. This means PayPal Business customers can mostly rely on domestic payments instead of making frequent exchanges, which are comparatively costly on their platform.
Revolut Business doesn't charge any additional fees for transfers and exchanges within your plan allowance on weekdays. On our Grow plan, you'll be able to exchange up to €15,000 at the interbank rate. Outside your allowance, we charge a 0.6% fee.
Revolut Business also offers a range of currency accounts so you can take payments in different currencies, and skip the exchange fees.
See more details about Revolut Business currency exchange allowances.
See our sources listed below. We checked information provided on the PayPal Business website, and compared it with our own Revolut Business services. This comparison was accurate as of 22/01/2025.
PayPal and Zettle
- Business accounts
- Accept payments
- POS systems
- Zettle pricing
- PayPal Business fees
- PayPal Business Debit Card
- PayPal Working Capital
- PayPal Integrations
Revolut Business
- Homepage
- Pricing
- Accept payments pricing
- Accept payments
- Multi-currency accounts
- Cards
- Transfers
- Currency exchange
- Savings (UK only)
- Flexible Cash Funds (when available in the EEA)