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Ha tájékoztatást szeretnél kapni arról, hogy a Revolut melyik cége biztosít neked szolgáltatásokat, kattints <a href="https://www.revolut.com/help/more/legal-topics/which-revolut-companies-provide-me-with-services">ide</a>. Ha bármilyen más kérdésed van, keress minket a Revolut appban, az alkalmazáson belüli csevegésen keresztül. A Revolut Bank UAB egy, a Litván Köztársaságban alapított bank, székhelye: Konstitucijos ave. 21B, Vilnius, 08130, Litván Köztársaság, regisztrációs száma: 304580906, FI-kódja: 70700. A Revolut Bank UAB az Európai Központi Bank engedélyével és a Litván Nemzeti Bank felügyelete alatt működik. A Revolut Bank UAB hitel-, fizetési, folyószámla- és látra szóló betétiszámla-szolgáltatásokat nyújt.

A biztosításforgalmazási szolgáltatást a Revolut Insurance Europe UAB nyújtja, amely a Litván Bank által engedélyezett biztosításközvetítői vállalkozás. Bejegyzett székhelye: Konstitucijos ave. 21B, Vilnius, 08130, Litván Köztársaság, regisztrációs száma: 305910164.

A Revolut Ltd (cégjegyzékszám: 08804411) a Financial Conduct Authority engedélyével rendelkezik az Electronic Money Regulations 2011 nevű jogszabály értelmében (a cég referenciaszáma: 900562). Bejegyzett székhelye: 7 Westferry Circus, Canary Wharf, London, Anglia, E14 4HD. A biztosítással kapcsolatos termékek szolgáltatója a Revolut Travel Ltd, amely a Financial Conduct Authority engedélyével kínál biztosításértékesítési szolgáltatásokat (FCA-szám: 780586), valamint a Revolut Ltd, a Revolut Travel Ltd biztosításértékesítési szolgáltatások terén megbízott képviselője.

A befektetési szolgáltatásokat az Európai Gazdasági Térség („EGT”) területén a Revolut Securities Europe UAB (regisztrációs cód: 305799582, cím: Konstitucijos ave. 21B, Vilnius, Litvánia, LT-08130) nyújtja, amelyet a litván jegybank brókercégként engedélyezett.

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Effective date: 31.01.2024This document contains a summary of the most important features of the Instant Access Savings demand deposit product.<table><thead><tr><td width="370.0" >Product data</td><td width="370.0" > </td></tr></thead><tbody><tr><td width="370.0" >Product</td><td width="370.0" >Instant Access Savings </td></tr><tr><td width="370.0" >Bank</td><td width="370.0" >Revolut Bank UABAddress: Konstitucijos ave 21B, LT-08130, Vilnius, LithuaniaCompany No: 304580906</td></tr><tr><td width="370.0" >Product type </td><td width="370.0" >Demand deposit </td></tr><tr><td width="370.0" >Currency</td><td width="370.0" >HUF</td></tr><tr><td width="370.0" >Term</td><td width="370.0" >Indefinite. The account can be closed at any time. </td></tr><tr><td width="370.0" >Deposit amount</td><td width="370.0" >No minimum amount established. The maximum amount that can be placed in all of your Instant Access Savings at Revolut combined is 20,000,000 HUF. In case you have several accounts with Revolut Bank UAB all your deposits held with Revolut Bank UAB are aggregated and the insurance coverage limit of EUR 100,000 applies to the total amount of your deposits. Please also note that some exceptions apply. More information can be found in the <a href="https://www.revolut.com/en-HU/legal/deposit-insurance-information/">Deposit Insurance Information </a>document.</td></tr><tr><td width="370.0" >Deposit start date</td><td width="370.0" >The date when the money is received in the Instant Access Savings. This happens immediately after you deposit funds from your current account to the Instant Access Savings.</td></tr><tr><td colspan="2" width="740.0" >Risks </td></tr><tr><td width="370.0" >Risk in the event of insolvency of the bank</td><td width="370.0" >Deposits held with Revolut Bank UAB are insured by the Lithuanian Public Institution &quot;Deposit and Investment Insurance&quot;. Insurance coverage limit: up to EUR 100,000 for a single depositor for all their deposits held with Revolut Bank UAB. In case you have several accounts with Revolut Bank UAB all your deposits held with Revolut Bank UAB are aggregated and the insurance coverage limit of EUR 100,000 applies to the total amount of your deposits. Please also note that some exceptions apply. More information can be found in the <a href="https://www.revolut.com/en-HU/legal/deposit-insurance-information/">Deposit Insurance Information </a>document.</td></tr><tr><td colspan="2" width="740.0" >Interest</td></tr><tr><td width="370.0" >Interest type</td><td width="370.0" >Variable. </td></tr><tr><td width="370.0" >Interest rate</td><td width="370.0" ><ul><li>Standard: 1.06% p.a. (net rate). </li><li>Plus: 1.06% p.a. (net rate). </li><li>Premium: 2.76% p.a. (net rate). </li><li>Metal: 3.61% p.a. (net rate). </li><li>Ultra: 4.03% p.a. (net rate). </li></ul>Revolut is obliged under Lithuanian tax regulations to deduct 15% of withholding tax on interest.</td></tr><tr><td width="370.0" >EBKM</td><td width="370.0" ><ul><li>Standard: 1.25% </li><li>Plus: 1.25% </li><li>Premium: 3.25% </li><li>Metal: 4.25% </li><li>Ultra: 4.75% </li></ul>Further information on the calculation of EBKM can be found in the <a href="https://revolut.com/en-HU/legal/savings-account">Instant Access Savings Terms.</a></td></tr><tr><td width="370.0" >Interest calculation and payment</td><td width="370.0" >The interest is calculated based on the actual number of days in a year, and the actual number of days in a month.The interest is calculated daily on the balance of the Instant Access Savings and paid daily to this account. The interest will begin accruing on the same calendar day after you deposit funds from your current account to your Instant Access Savings. You’ll earn interest on your balance in the Instant Access Savings until the calendar day prior to you withdrawing the funds from the Instant Access Savings.</td></tr><tr><td width="370.0" >Interest rate change</td><td width="370.0" >Revolut has the right to change the interest rate. If the rate is decreased, then we’ll let you know at least 2 (two) months before the change is made.If the rate is increased, Revolut can make the change immediately. We may notify you about it prior or after the change. </td></tr><tr><td colspan="2" width="740.0" >Costs</td></tr><tr><td width="370.0" >Total costs </td><td width="370.0" >You can open the Instant Access Savings and deposit and withdraw funds free of charge. </td></tr><tr><td colspan="2" width="740.0" >Availability </td></tr><tr><td width="370.0" >During the term</td><td width="370.0" >You can deposit and withdraw funds from the Instant Access Savings at any time from within the Revolut app.</td></tr><tr><td colspan="2" width="740.0" >Taxation </td></tr><tr><td width="370.0" >Tax</td><td width="370.0" >In line with applicable Lithuanian tax law, we are obliged to make a 15% withholding tax deduction from any interest credited to your Instant Access Savings, For the avoidance of doubt we will not increase any payment in respect of such deduction or withholding tax or otherwise compensate you for that deduction of withholding tax. We will deduct the relevant tax from your interest before the interest is paid out into your Instant Access Savings.Further information regarding general conditions of this product can be found in the <a href="https://revolut.com/en-HU/legal/savings-account">Instant Access Savings Terms.</a></td></tr><tr><td colspan="2" width="740.0" >Other deposit requirements </td></tr><tr><td width="370.0" >Rejection of deposit </td><td width="370.0" >Revolut reserves the right to reject deposits without giving any reasons. Further information regarding general conditions of this product can be found in the <a href="https://revolut.com/en-LT/legal/savings-account">Instant Access Savings Terms</a>.</td></tr></tbody></table>

Pre-contractual Information Instant Access Savings Account