Personal Fees (Premium)

Premium Plan

These fees apply from 1st June 2023. The previous Premium fees page will apply until 31st May 2023 (Please refer to "History" for previous Premium fees page).

Subscription

• S$9.99 a month or S$99 a year.

Add money

Please Note: For topping up from certain cards, a surcharge of the transaction value will apply as set out below. The information pertaining to the surcharge will be displayed in-app at the time of transaction and before the transaction is processed. The first top up of your Revolut account from all credit cards is free.

From bank accounts in Singapore:

Free.

Additionally, please be advised that your bank or card issuer may charge you a fee for adding money to Revolut and it is your responsibility to bear these fees (if any).

Card

First Revolut Card:

• Free (but remember, you may have to pay charges if you cancel your subscription within 14 days of signing up and a Premium card has been sent).

Replacement Revolut Cards:

• Your first replacement is free. After this, we charge S$9 per replacement.

Delivery Charge for Revolut Cards:

• Free express delivery (but remember, you may have to pay charges if you cancel your subscription within 14 days of signing up and a Premium card has been sent)

Virtual Revolut Cards:

• Free.

Promotional Cards

• Please refer to the promotional terms for the applicable fees.

Spend

ATM Withdrawals:

• ATM withdrawals are not permitted within Singapore.

Up to S$700 per rolling month of withdrawals at international ATMs (ATMs outside of Singapore) are free. Anything over the above limit is charged at 2% of the total amount withdrawn, or S$1.49, whichever is higher.

Send

Transfers to other Revolut Users:

• Free.

SGD Transfers to Bank Accounts in Singapore:

• A fair usage limit of five (5) free transfers will apply to bank accounts in Singapore ("Fair Usage Limit"). Thereafter, you will be charged a fee of S$0.99 for each transfer to bank accounts in Singapore. PDA sweep is excepted from the Fair Usage Limit.

Other Transfers:

• A fee will apply for any transfers of this kind. These fees are calculated in real time and depend on what currency you are sending and where you are sending it to. These fees are disclosed to you in the Revolut App prior to making a transaction and in the annex titled “Currency Transfer Fees Section” at the bottom of this page.

Exchange

Whenever you make an exchange using Revolut, we use simple and transparent pricing:

• You get the real exchange rate;
• We add a small, transparent exchange fee (if one applies); and
• You see the total cost, with no hidden mark-ups or surprises.

This pricing applies to exchanges in money currencies. We’ve explained it in more detail below.

The only time you will pay more than this is if you make any exchange on the weekends (thereby incurring the weekend fees) and if you exceed the exchange fair usage limit for your plan. If you do, you will be charged an exchange fair usage fee on any exchange above the limit. Our Standard plan allows you to make S$5,000 of exchange per month without an exchange fair usage fee, while Premium gives you a S$15,000 allowance. However, after that, an exchange fair usage fee of 1% applies for Standard users and 0.5% for Premium users. You can avoid this completely by upgrading to a Metal plan (if you haven’t already), which doesn’t have any exchange fair usage limits.

In all cases, the rate, and any fee (if one applies), will be shown to you separately in the app, along with the total cost, before you make an exchange. You’ll be able to take a look, compare it against our competitors, and decide if you like the overall price or not - we think you will like it.

Fees during Foreign Exchange Market Hours for Premium Plan Customers

No fees for all currencies.

Fees outside Foreign Exchange Market Hours for Premium Plan Customers

1.0% for all currencies

Exchanging precious metals

Whenever you make a precious metals exchange using Revolut, we use our simple and transparent pricing formula of rate + fee = total cost.

The exchange rate we use for precious metals is set out in our Precious Metals Terms. It is set by us, and is a variable exchange rate (which means it is constantly changing). You can always see the current precious metals exchange rate in the Revolut app.

For all precious metal conversions, we charge the greater of a fixed minimum fee or a variable fee where:

The fixed minimum fee is SGD$1.49; or

The variable fee is 1.99% of the value of the precious metal conversion for Standard users (and 1.49% for Premium and Metal users).

We don’t charge you any other fees for this service.

As always, we will show you the rate, the fee, and the total cost in the Revolut app before you make any exchange.

Remember, your precious metal conversions count towards your exchange fair usage limit if you are a Standard or Premium customer (but not if you’re a Metal customer).

Exchanging cryptocurrencies

Whenever you make a cryptocurrency exchange using Revolut, we use our simple and transparent pricing formula of rate + fee = total cost.

The exchange rate we use for crypto is set out in our Cryptocurrency Terms. It is set by us, based on the rate that the crypto exchanges offer us, and is a variable exchange rate (which means it is constantly changing). You can always see the current crypto exchange rate in the Revolut app.

Crypto fees

From the week of 7th November 2022, we will charge you the following fees in relation to our crypto product depending on your plan:

• Standard users: 1.99% of the value of your crypto transaction or the currency equivalent of SGD$1.49, whichever is greater. This ‘minimum fee’ amount is based on the currency of your residence.
• Premium and Metal users: 1.49% of the value of your crypto transaction.

As always, we will show you the rate, the fee, and the total cost in the Revolut app before you make any exchange.

Remember, your crypto exchanges count towards your exchange fair usage limit if you are a Standard customer but not if you’re a Premium or Metal customer.

Currency Transfer Fees Section

Note: Revolut is building an online tool to calculate the exact fee you will be charged for international transfers, which will replace this section when completed.

Local Currency Transfers

A local currency transfer occurs when a transfer is made in the local currency of the recipient country, like when you send USD to the USA.

A fixed percentage fee of the total transfer amount will apply to all local currency transfers (subject to a minimum fee of S$1.49).

For further information please refer to the fee tables below.

Fees and Caps (Local Currency Transfers)

*Please note that transfers to the following countries may only be transacted in local currency: Brazil (BRL), Indonesia (IDR), India (INR), Sri Lanka (LKR), Malaysia (MYR), Philippines (PHP) and Vietnam (VND).

Illustrative Examples

The example table below shows how this works in practice across different size transactions. Remember that these fees only relate to the transfer, so other fees may apply (for example, for foreign exchange) as well.

Foreign Currency Transfers

A foreign currency transfer occurs when a transfer is made that is not in the local currency of the recipient country (for example, sending USD to the UK) or you make a foreign currency transfer between Singaporean accounts (for example, sending USD to a DBS Multi-currency account).

A flat fee will apply to any foreign currency transfer as set out in the table below. Remember that these fees only relate to the transfer, so other fees may apply (for example, for foreign exchange) as well.