Revolut and phishing scams
Imitation may be the most sincere form of flattery, but criminals pretending to be Revolut staff in order to harvest your account details is unacceptable. Thankfully, our 15 million-strong Revolut community is quick to identify the fraudsters, and together we’re taking down more of them than ever, faster than ever.
This page gives you an overview of what we at Revolut have in place to help protect you from phishing scams, and other forms of manipulation and theft, as well as what you can do to protect yourself.
What is phishing?
Phishing, like most online scams, refers to an attempt by criminals to access your account through lies, deception, and manipulation. Most often, they pose as legitimate Revolut employees, and may try and trick you into thinking that they’re part of our support team. Some claim to work for a verified Revolut partner agency, and some, believe it or not, even pose as automated chatbots.
The goal of a phishing scam is to trick you into giving up your account details, including your password, pin, card number, and so on. Fraudsters will almost always approach you with an unsolicited message, saying that there’s a problem with your account. We will never do this.
How to protect yourself
In the section below this one, we detail some of the things we have in place to help keep you safe – but you also have a role to play. Here are the most important things to remember.
- Revolut staff – even those on in-app chat support – will never ask for your app PIN, card PIN, or any passwords. If someone claiming to be from Revolut asks for any of these, take a screenshot and report them via the in-app chat straight away.
- We will only communicate with you about the particulars of your account via our dedicated in-app chat support. If you engage in email communication with a member of the team, this will happen first through chat support.
- Always use the most recent version of the app (download via Apple App Store or Google Play Store).
- Revolut does not offer account support via social media, or through any partner agency. If you contact (or are contacted by) anyone claiming to be a Revolut agent outside of the app, it is a scam.
How we protect you
We have multiple teams at Revolut dedicated to keeping your account safe. Below are some of the things we’re doing – and which you can be a part of – to keep yourself safe from phishing attacks.
- Fingerprint identification – Revolut gives you the option to log-into your account using your fingerprint. This is recommended to help keep your account safe in physical situations.
- Customisable features – You can choose to turn off certain features of your Revolut card to mitigate the risk of fraud. This includes disabling ecommerce payments, ATM withdrawals, contactless and swipe payments.
- Disposable virtual cards – In addition to physical cards, you can add disposable virtual cards to your account. These cards can be used once for online payments, before being destroyed and their numbers replaced. This makes it impossible for them to be used more than once.
- Sherlock anti-fraud system – We use this system to get real-time alerts of fraudulent activity, allowing us to act fast.
- 3D Secure – when you make certain ecommerce payments (at the discretion of the merchant), you’ll receive a mobile notification from Revolut, asking you to log-into your account and verify that payment.
No security system is 100% foolproof all of the time, which is why it’s important for everyone – that means you, and all of us at Revolut – to remain vigilant in order to keep ourselves safe.
Follow the tips on this page, and you stand a better chance of avoiding the scammers. In the meantime, make sure that you have the latest version of the Revolut app installed.