Join 45+ million Revolut customers

100,000 RON loan

Big changes call for big commitments. Invest in your future with our personal loans. Borrow up to 200,000 RON, with an APR starting from 8.29% and a fixed interest rate.

How to borrow 100,000 RON with Revolut

When the unexpected happens and you need a little extra money, we've got you covered. Apply for a loan in 3 steps.

  • 1. Join Revolut

    Download the Revolut app for iOS or Android, then sign up.

  • 2. Complete your assessment

    Go to the Loans section in-app and fill out the online application.

  • 3. Get your loan

    If you're eligible, we'll add the amount you qualify for to your Revolut account.

Let's crunch some numbers

Example for a 100,000 RON loan

Empower yourself with all the facts upfront before you commit to a loan.

Let's say you borrow 100,000 RON for 60 months with a fixed annual interest rate of 7.99%. The total amount you'll pay is 121,675.87 RON, with monthly payments of 2,027.93 RON.

This means your effective annual percentage rate (APR) is 8.29%, which represents the total interest rate plus additional charges.

We'll run a credit check to set your interest rate and determine the loan amount you're eligible for.
Tick those boxes

Am I eligible for a 100,000 RON loan?

Here are some of the things we check for when you apply for a loan, although we may also consider other factors. To be eligible, you need to:
  • be a Romanian citizen
  • be at least 18 years old
  • have a monthly net income of at least 2,000 RON reported to the ANAF database
  • have a good credit history
  • submit your identity card (CI)
Get started

Trusted by 45+ million customers

Apply for a 100,000 RON loan today

Borrowing money should be clear and simple — that's exactly what you get with our personal loans. But Revolut offers so much more than that. Check out our reviews and see for yourself.

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The lowdown on pricing

Get low interest rates with your 100,000 RON loan

How competitive is our pricing? We've got some of the lowest rates around. But don't take our word for it — apply for your personalised loan and decide what's best for you.Check it out

No fees when you borrow 100,000 RON with Revolut

Getting a loan means investing in your future. Make that commitment confidently with Revolut. You'll see all costs and terms upfront — no fees, no small print.

Need a little more help?

100,000 RON loan FAQs

  • Yes, if your loan application is approved, you can get a loan today. Filling out the assessment is fast, and we'll usually send you our decision within a few minutes. Visit our Help Centre for more on the loan application process.
  • You likely won't be eligible for a loan with us if you have a bad credit history or current overdue debts. We'll run a credit check when you apply.
  • These are some of the things we check for when you apply for a loan, although we may consider additional factors. To be eligible, you need to:
    • be a Romanian citizen
    • be at least 18 years old
    • have a monthly net income of at least 2,000 RON reported to the ANAF database
    • have a good credit history
    • submit your identity card (CI)
    If you originally signed up for Revolut with your passport or driving licence, you can upload your identity card later and apply for a loan the next working day. Find out more about loan eligibility in our Help Centre.
  • We carry out a credit check using the Credit Bureau and ANAF databases. This will leave a search record in your Credit Bureau history and may impact your credit score.
  • You can apply for a loan in 3 steps.
    1. Download the Revolut app and sign up for an account.
    2. Go to the Loans section and complete the online assessment.
    3. Get a decision in minutes. If you're eligible for the loan, we'll add the money directly to your Revolut account.
  • If you're struggling to make a repayment or think you might struggle to do so in the future, please contact us via chat or email. We’re here to help, and we’ll discuss ways you can manage your repayments. If you miss a payment, you'll need to pay penalty interest. We may also report your missed payments to the Credit Bureau. This might show up in your credit file and negatively impact your credit history. We’ll update your file every month to reflect the status of your repayments and the amount you owe.
  • The maximum loan period for a Revolut loan in Romania is 60 months, but you can choose a shorter term and make early repayments.
  • You’ll repay your loan in equal instalments on the same date every month throughout the term of the loan. We'll collect your first instalment one month from the date we paid the loan into your account. Your repayments will include both capital and interest. We’ll charge your repayments directly to your Revolut RON account. If there's not enough money in your account and you've set up a backup card, we'll charge it to your card. Learn more about loan repayments in our Help Centre.
  • You can apply, but your application will likely be unsuccessful — you need eligible income to receive a Revolut loan. Read more on why your loan application may be rejected in our Help Centre.