Payoneer alternatives — Revolut Business

Revolut Business vs Payoneer

Payoneer offers cross-border payments, online payment acceptance, and multi-currency accounts with local details. Revolut Business offers a business account with the same features, plus in-person payment acceptance and advanced expense management.

Fees and T&Cs apply.

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Powering hundreds of thousands of leading businesses

  • Lycamobile
  • Deel
  • Aer Lingus
  • Dott
  • Kiwi
  • Dermalogica

Comparing Payoneer and Revolut Business features

We compared the available features of Payoneer with our Revolut Business Grow plan. This table doesn't include every feature — visit the Revolut Business or Payoneer websites for more information. Scroll to the bottom of this page to see our sources. This comparison was accurate as of 28/01/2025.

Join Revolut Business
Revolut Business
Revolut Business
Payoneer
Payoneer
Pricing

Monthly subscription costs

From €35 (Grow)
No monthly fees

Currency exchange fees

Interbank + No-fees within plan limits Mon-Fri¹
Interbank rate + 0.5% fee

International money transfers

Free within plan limits²
Up to 3% + applicable currency exchange fees

Online payment acceptance

From 1% + €0.20
Fees set by each marketplace, platform, and network vary.
Team management

Physical debit cards

Up to 3 per employee
Multiple cards - Limit not disclosed

Virtual cards

Custom card spend controls and approvals

Available on Revolut Business Grow plan and above
Daily and monthly spend limits only

Cashback on card spending

Available for eligible customers. Rates given on approval
Business management

Expense management tools

Available at €8 per user per month
Analytics and reports

Support

24/7 in-app chat, email, and Help Centre
24/7 Live chat, email, phone, and online help centre

Business funding

Payoneer Capital Advance

Pay VAT

In the UK and the EU

Multi-currency accounts

Multi-currency cards

Spend directly from existing currency balances to reduce exchange fees

Link one currency per primary card

Currencies you can keep

This is the total number of different currencies a single multi-currency account can hold

34
7

Local account details

Reduce exchange fees by accepting domestic payments with local details

GBP, USD, EUR
10+ Including GBP, USD, EUR

International payments

Accept and make payments in 150 countries
Accept and make payments in 190 countries

Multi-currency payment acceptance

Accept and settle payments in other currencies to reduce exchange fees

Payment acceptance

Invoices

Power your in-store checkout

Power your online checkout

Marketplace Partners

Collect payouts from online marketplaces into a single account

2000+
Integrations

Accounting integrations

20+ including Xero and Quickbooks
Xero and Quickbooks

ecommerce Payment Gateway plugins

6
7

Other integrations

Including HR tools, Slack, Zapier, and more

¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. See our outside of allowance exchange fees.

²See outside of allowance transfer fees and exceptions.

³See our payment acceptance fees.

Scale up with Revolut Business

Revolut Business offers tools to help you expand, no matter your business’ size, or where you operate.

  • Add unlimited employees to your Revolut Business account, and issue up to 3 physical cards to each team member
  • Decide who can spend what and where with custom rules, and track expenses in real-time
  • Receive, settle, and exchange in 35+ currencies. Access unlimited incoming transfers at no cost in GBP, EUR, USD, and CHF
  • Securely manage employee account access with individual permissions for each team member

Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.

Join Revolut Business

The all-in-one Business account

Manage all your finances in one place with Revolut Business — from taking and settling payments in multiple currencies to automated admin.

  1. See money in your account in 24 hours

    Get paid directly to your Merchant account with next-day settlement, and no delayed payout schedule. T&Cs apply.

  2. Manage multiple businesses

    If you own or manage multiple businesses, you can create a Revolut Business account for each entity, then switch between your different accounts in a few clicks.

  3. Pay bills in less time

    Cut down the manual data entry, automate approvals, and pay suppliers at speed in over 150 destinations with Revolut BillPay. Available on Grow, Scale, and Enterprise plans. T&Cs and fees apply.

Power your checkout with Revolut Business

Change the way you take sales with Revolut Business' fast, secure online and in-person payment methods.

Payment acceptance fees and T&Cs apply.

Set up now
Built-in Revolut Pay

75+ million Revolut customers can pay directly from their account in 1 click with Revolut Pay. You make more sales while saving on fees with an average 98.5% payment authorisation rate and low, per-transaction pricing.

Streamline in-person payments

Accept in-person payments from credit and debit cards (including Visa, Mastercard, Apple Pay, or Google Pay) in less than 3 seconds with Revolut Reader, then track sales and spend with analytics.

Fast and easy online payments

Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, and digital wallets.

See what our customers say

1 / 3
  • Dott founder
    Maxim Romain, Founder • Dott“We launched our business Europe-wide in record time, saving huge amounts of time and money.”
  • Two Wild employees
    Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”
  • Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”

Plans for businesses of every size

Revolut Business offers all the tools you need to manage your business finances with ease. Choose the right plan to suit you. Fees and T&Cs apply.

Start nowFind your plan

  1. Basic

    From €10/month Get the essentials to run your business.

  2. Grow

    From €35/month Unlock the tools you need to manage spend worry-free.

  3. Scale

    From €125/month

    Access higher allowances to expand globally.

  4. Enterprise

    Custom

    Create the plan that fits your exact needs.

Any questions?

Revolut Business vs Payoneer FAQs

  • Payoneer

    Payoneer is a well-known international payments solution that helps freelancers and businesses of all sizes get paid, and make payments in over 190 countries. Payoneer has partnered with over 2,000 marketplaces worldwide for payouts, making it easier for sellers to get paid, no matter where they’re based. They also offer their own online checkout integrated with ecommerce plugins, or an API.

    They’ve recently increased their offerings for businesses — including debit cards linked to currency accounts, cash advances for eligible customers, and a wider range of local currency accounts for domestic payments.

    Payoneer isn't a bank in any of the regions where they operate, so you’ll still need to connect your Payoneer account to a business account to settle your payments. You can pay your suppliers and employees from your Payoneer balances.

    Revolut Business

    Revolut Business offers a wider range of currencies you can store in your account, advanced card issuing and custom spend controls for your teams, and a simpler fee structure. We also offer a no-fee exchange allowance on weekdays, where we only charge the interbank rate for Grow, Scale, and Enterprise plans, which could help you save on currency conversion if you operate at high volumes.

    You can also power your in-store checkout with Revolut Business, so it's worth checking out if you need in-person payment acceptance.

    We don't provide financial advice. We encourage you to do your own research to see which solution is the right option for your business.

  • Payoneer offers a huge range of marketplace and platform partners, enabling their customers to accept payments in different currencies from platforms like Amazon, Fiverr, and eBay.

    You can also send custom invoices with attached payment links, and request individual payments within the Payoneer platform.

    Payoneer provides an online checkout solution that integrates with your website or existing ecommerce platform, but this is only available for businesses registered in Hong Kong, as of 4 February 2025.

    Revolut Business offers a variety of payment solutions to help you sell directly. As well as requesting individual payments via invoices or Payment Links, you can use Revolut Pay or our Payment Gateway plugins and API to power your checkout online.

    You can also use Revolut Reader and Tap to Pay on iPhone to take payments in-person. Our payment tools offer 24-hour settlement time and competitive pay-per-transaction fees. Check out our rates for payment acceptance.

  • It'll depend on your business needs, the currencies you exchange, and how many transactions you make. Payoneer charges a minimum 0.5% markup above the interbank rate on every currency exchange transaction that you make on their platform. This could add up fast if you're buying and selling currencies at significant volumes. Payoneer also provides a wide range of local currency accounts to reduce the amount of currencies to exchange. This is thanks to using domestic payments, and storing payments in those currencies.

    Revolut Business doesn't charge any additional fees for transfers and exchanges within your plan allowance on weekdays. On our Grow plan, you'll be able to exchange up to €15,000, at the interbank exchange rate. Outside your allowance, we charge a 0.6% fee. See more details about Revolut Business currency exchange allowances. Revolut Business also offers a range of currency accounts so you can take payments in different currencies, and store them in those currencies until you need to exchange.

  • See our sources listed below. We've checked information provided on the Payoneer website, and compared it with our own Revolut Business services. This comparison was accurate as of 28/01/2025.

    Payoneer

    Revolut Business