Subscription
Subscription fee
NZ$0
Add money
From a card*
Card type | Fee |
Prepaid / Debit Cards issued in NZ | NZ$0 |
Credit / Corporate Cards issued in NZ | Up to 1% of the transaction amount |
Prepaid / Debit / Credit Cards issued outside of NZ | Up to 2% of the transaction amount |
Corporate Cards issued outside of NZ | Up to 2.5% of the transaction amount |
*Includes physical cards and card top-ups via Apple Pay and Google Pay.
From a bank
Bank account type | Fee |
Bank accounts in NZ | NZ$0 |
Cards
Card fees
Card type | Number of cards | Fee |
Revolut Card | First Revolut Card | NZ$0 |
Additional Revolut Card(s) This includes any replacements for lost or stolen cards, but not Special Edition Cards. | NZ$8.99 per card* | |
Joint Account Card ** | First Joint Account Card | NZ$0 |
Additional Joint Account Card(s) This includes any replacements for lost or stolen cards. | NZ$8.99 per card* | |
Virtual Revolut Card | Per card | NZ$0 |
Disposable Virtual Revolut Card | Per card | NZ$0 |
Special Edition Card | Per card | The price per Special Edition Card varies. Please see the Special Edition Card Terms for more information. |
* Delivery fees apply (as set out below).
** Your Joint Account Card allowance resets to zero when you open a new Joint account.
Card feature fees
Feature type | Applicable card type | Fee |
Card Personalisation | Revolut Card | NZ$7.99 Please see the Personalised Card Terms for more information. |
Delivery fees
Delivery type | Fee |
Standard Delivery | NZ$9.99 per card |
Express Delivery | NZ$33.99 per card |
Spend
ATM withdrawals
AMT withdrawal type | Withdrawal amount / frequency | Fee |
Revolut Card ATM Withdrawal | Up to NZ$350 per monthly billing cycle (the Standard ATM Withdrawal Allowance)* | NZ$0** |
Any amount over the Standard ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal** |
* You can find your remaining Standard ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time. If you’ve a Joint account, withdrawals from your Joint account are included in your Standard ATM Withdrawal Allowance.
** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.
Send
Fiat currency transfers
Transfer type | Fee |
Transfers to other Revolut users | NZ$0 |
NZD transfers to bank accounts in NZ | NZ$0* |
International transfers in the local currency of the recipient country For example, sending a payment in GBP to a UK bank account. | Fees apply.* These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to. These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard) ** |
Transfers in currencies other than the local currency of the recipient country For example, sending a payment in NZD to a UK bank account. | Fees apply.* These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to. These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard) ** |
* Please note that intermediary and receiving banks may also impose a charge on the recipient.
** If you’ve a Joint account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint account.
Exchange
When you initiate an exchange in the Revolut app, we'll use a variable exchange rate as set out in our Personal Terms and the cryptocurrency exchange rate in our Crypto Terms. We apply a separate minimum transaction or percentage-based fee (as set out below).
These fees are shown separately in the Revolut app whenever you make an exchange.
Exchange fees
Exchange type | User type | Fee* |
Fiat Currencies | Standard Customer | NZ$0 |
Cryptocurrencies** | Standard Customer | NZ$1.99 for exchanges up to NZ$133.56 |
1.49% of the value of the exchange, for exchanges over NZ$133.56 |
* Additional fees will apply to all exchange types if the Standard Exchange Allowance is exceeded, and for fiat currency exchanges made outside exchange market hours, as set out below.
** We do not apply a separate minimum transaction or percentage-based fee for Cryptocurrency exchanges for our “spare change round up” feature.
Fair Usage Limits
Standard Exchange Allowance
The Standard Exchange Allowance for a Standard Customer is NZ$2,000 per monthly billing cycle. The Standard Exchange Allowance is a combined limit that includes all types of exchanges, including cryptocurrencies. If you’ve a Joint account, any exchanges from your Joint account are included in your Standard Exchange Allowance.
For exchanges above the Standard Exchange Allowance, a 0.5% fee will apply in addition to the exchange specific fees listed above.
Exchange fees applicable outside exchange market hours
An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in NZ is approximately Saturday 11am (NZDT) to Monday 12pm (NZDT).
Exchange type | Exchange amount | Fee |
Fiat currencies | Any amount | 1% of the value of the exchange |