Subscription
Subscription fee
NZ$0
Add money
From | Fee |
Bank accounts in NZ | NZ$0 |
Prepaid / Debit Cards issued in NZ | NZ$0 |
Credit / Corporate Cards issued in NZ | Up to 1% of the transaction amount |
Prepaid / Debit / Credit Cards issued outside of NZ | Up to 2% of the transaction amount |
Corporate Cards issued outside of NZ | Up to 2.5% of the transaction amount |
*Includes physical cards and card top-ups via Apple Pay and Google Pay.
Cards
Card fees
Card type | Number of cards | Fee |
Revolut Card | First Revolut Card | NZ$0 per card Delivery fee also applies. |
Additional Revolut Card(s) This includes any replacements for lost or stolen cards, but not Special Edition Cards. | NZ$8.99 per card Delivery fee also applies. | |
Revolut Kids & Teens Card | First Revolut Kids & teens Card | NZ$0 |
Additional Revolut Kids & Teens Card This includes replacements for lost or stolen cards. | NZ$8.99 per card Delivery fee also applies. | |
Joint Account Card ** | First Joint Account Card | NZ$0 |
Additional Joint Account Card(s) This includes any replacements for lost or stolen cards. | NZ$8.99 per card Delivery fee also applies. | |
Virtual Revolut Card | Per card | NZ$0 |
Single Use Virtual Revolut Card | Per card | NZ$0 |
Special Edition Card | Per card | The price per Special Edition Card varies. Please see the Special Edition Card Terms for more information. |
** Your Joint Account Card allowance resets to zero when you open a new Joint account.
Card feature fees
Feature type | Applicable card type | Fee |
Card Personalisation | Revolut Card | NZ$7.99 Please see the Personalised Card Terms for more information. |
Delivery fees
Delivery type | Fee |
Standard Delivery | NZ$4.99 per card |
Express Delivery | NZ$33.99 per card |
Spend
ATM withdrawals
AMT withdrawal type | Withdrawals per rolling month | Fee |
Revolut Card ATM Withdrawal Note: the ATM provider may still charge a fee to you for making an ATM withdrawal. | Up to NZ$350 (the Standard ATM Withdrawal Allowance)* | NZ$0 |
Any amount over the Standard ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal | |
Revolut Kids & Teens Card ATM Withdrawal Note: the ATM provider may charge a fee for making an ATM withdrawal. | Up to NZ$150 (the Revolut Kids & Teens ATM Withdrawal Allowance) | NZ$0 |
Any amount over the Revolut Kids & Teens ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal For example, withdrawing NZ$100 over the Revolut Kids & Teens ATM Withdrawal Allowance of NZ$150 will incur a NZ$2 fee. |
* If you’ve a Joint account, withdrawals from your Joint account are included in your Standard ATM Withdrawal Allowance.
Send
Fiat currency transfers
Transfer type | Fee |
Transfers to other Revolut users | NZ$0 |
NZD transfers to bank accounts in NZ | NZ$0* |
All other transfers, including:
For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account | Fee varies based on what currency you are sending and where you are sending it to. Fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard) * Note: intermediary and receiving banks may also impose a charge on the recipient. |
* Please note that intermediary and receiving banks may also impose a charge on the recipient.
** If you’ve a Joint account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint account.
Exchange
When you initiate an exchange in the Revolut app we'll use a variable exchange rate.
You may be charged a percentage based exchange fee, as set out in the tables below.
You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.
Market Hours
Hours | Time |
During market hours | Sunday 6:01pm and Friday 4:59pm, New York time For reference only, Monday 12:01pm (NZDT) to Saturday 10:59am (NZDT) |
Outside market hours | Friday 5pm and Sunday 6pm, New York time For reference only, Saturday 11am (NZST) to Monday 12pm (NZST) |
Fair usage limits
Type | Exchange Limit * |
Standard fair usage limit** | Up to NZ$2,000 per rolling month |
Revolut Kids & Teens fair usage limit | Up to NZ$750 per rolling month |
* These are combined limits that include all types of exchanges listed below.
** If you have a Joint account, any exchanges from your Joint account are included in your Standard Exchange Allowance.
Standard Account Exchange fees
Exchange type | Amount exchanged | Time of exchange | Fee |
Fiat currencies | Up to the Standard Fair Usage Limit | During market hours | NZ$0 |
Outside market hours | 1% of the value of the exchange | ||
Over the Standard Fair Usage Limit | During market hours | 0.5% of the value of the exchange | |
Outside market hours | 1.5% of the value of the exchange | ||
Precious metals | Up to the Standard Fair Usage Limit | Anytime | 0.99% of the value of the exchange. Subject to a NZ$1.00 minimum fee. |
Over the Standard Fair Usage Limit | Anytime | 1.49% of the value of the exchange. Subject to a NZ$1.00 minimum fee. |
Please note that any exchanges relating to precious metals will be charged the highest applicable exchange fee.
Standard Account Cryptocurrency Exchange Fee
The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.
This following transactions are excluded from total purchase and sales:
- Exchanges between commodities and crypto assets; and
- Cashback and spare change round ups.
If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.
Crypto Spend Tiers (denominated in NZD) | Fair Usage Limit | Fee |
NZ$0 - NZ$109,999.99 | Up to the Standard Fair Usage Limit | 1.49% |
Over the Standard Fair Usage Limit | 1.99% | |
NZ$110,000 - NZ$225,000 | Up to the Standard Fair Usage Limit | 1.29% |
Over the Standard Fair Usage Limit | 1.79% | |
NZ$225,000 - NZ$550,000 | Up to the Standard Fair Usage Limit | 0.99% |
Over the Standard Fair Usage Limit | 1.49% | |
NZ$550,000 - NZ$1m | Up to the Standard Fair Usage Limit | 0.49% |
Over the Standard Fair Usage Limit | 0.99% | |
NZ$1m and above | Up to the Standard Fair Usage Limit | 0.19% |
Over the Standard Fair Usage Limit | 0.69% |
Please note that any exchanges relating to crypto assets will be charged the highest applicable exchange fee.
Revolut Kids & Teens Account Exchange Fees
Exchange Type | Amount | Time | Fee | NZ$500 example |
Non-NZ Revolut Kids & Teens Card transactions | Up to the Revolut Kids & Teens Fair Usage Limit | During market hours | NZ$0 | NZ$0 |
Outside market hours | 0.5% of the value of the exchange | NZ$2.50 | ||
Over the Revolut Kids & Teens Fair Usage Limit | During market hours | 0.5% of the value of the exchange | NZ$2.50 | |
Outside market hours | 1.5% of the value of the exchange | NZ$7.50 |