Fees

Personal Fees (Standard)

The Personal Fees (Standard) were updated on 28 June 2024 and apply to all Standard plan users who opened their Revolut Account on or after 28 June 2024. Any pricing difference

between these terms and the previous terms (see below) will be waived until 8 July 2024


If you are a Standard plan user who opened your Revolut Account before 28 June 2024, the previous version of the terms (click here) will apply to you until 29 July 2024

Subscription

Subscription fee

NZ$0

Add money

From

Fee

Bank accounts in NZ

NZ$0

Prepaid / Debit Cards issued in NZ

NZ$0

Credit / Corporate Cards issued in NZ

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of NZ

Up to 2% of the transaction amount

Corporate Cards issued outside of NZ

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.

Cards

Card fees

Card type

Number of cards

Fee

Revolut Card

First Revolut Card

NZ$0 per card


Delivery fee also applies.

Additional Revolut Card(s)


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

NZ$8.99 per card


Delivery fee also applies.

Joint Account Card **

First Joint Account Card

NZ$0

Additional Joint Account Card(s)

This includes any replacements for lost or stolen cards.

NZ$8.99 per card


Delivery fee also applies.

Virtual Revolut Card

Per card

NZ$0

Single Use Virtual Revolut Card

Per card

NZ$0

Special Edition Card

Per card

The price per Special Edition Card varies.


Please see the Special Edition Card Terms for more information.


** Your Joint Account Card allowance resets to zero when you open a new Joint account.


Card feature fees

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$7.99


Please see the Personalised Card Terms for more information.

Delivery fees

Delivery type

Fee

Standard Delivery

NZ$4.99 per card

Express Delivery

NZ$33.99 per card


Spend

ATM withdrawals

AMT withdrawal type

Withdrawals per rolling month

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to NZ$350 (the Standard ATM Withdrawal Allowance)*

NZ$0

Any amount over the Standard ATM Withdrawal Allowance

2% of the value of the ATM withdrawal

* If you’ve a Joint account, withdrawals from your Joint account are included in your Standard ATM Withdrawal Allowance.



Send

Fiat currency transfers

Transfer type

Fee

Transfers to other Revolut users

NZ$0

NZD transfers to bank accounts in NZ

NZ$0*

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.

For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account

Fee varies based on what currency you are sending and where you are sending it to.



Fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard) *


Note: intermediary and receiving banks may also impose a charge on the recipient.

* Please note that intermediary and receiving banks may also impose a charge on the recipient.

** If you’ve a Joint account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint account.

Exchange

When you initiate an exchange in the Revolut app we'll use a variable exchange rate.


You may be charged a percentage based exchange fee, as set out in the tables below.


You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.


Market Hours

Hours

Time

During market hours

Sunday 6:01pm and Friday 4:59pm, New York time


For reference only, Monday 12:01pm (NZDT) to Saturday 10:59am (NZDT)


Outside market hours

Friday 5pm and Sunday 6pm, New York time


For reference only, Saturday 11am (NZST) to Monday 12pm (NZST)


Fair usage limits

Type

Exchange Limit *

Standard fair usage limit**

Up to NZ$2,000 per rolling month

* These are combined limits that include all types of exchanges listed below.

** If you have a Joint account, any exchanges from your Joint account are included in your Standard Exchange Allowance.

Standard Account Exchange fees

Exchange type

Amount exchanged

Time of exchange

Fee

Fiat currencies

Up to the Standard Fair Usage Limit

During market hours

NZ$0

Outside market hours

1% of the value of the exchange

Over the Standard Fair Usage Limit

During market hours

0.5% of the value of the exchange

Outside market hours

1.5% of the value of the exchange


Standard Account Cryptocurrency Exchange Fee

The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.



This following transactions are excluded from total purchase and sales:

  • Exchanges between commodities and crypto assets; and
  • Cashback and spare change round ups.



If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.


Crypto Spend Tiers

(denominated in NZD)

Fees*


NZ$0 - NZ$109,999.99

Up to the Standard Fair Usage Limit

1.49%

Over the Standard Fair Usage Limit

1.99%

NZ$110,000 - NZ$225,000

Up to the Standard Fair Usage Limit

1.29%

Over the Standard Fair Usage Limit

1.79%

NZ$225,000 - NZ$550,000

Up to the Standard Fair Usage Limit

0.99%

Over the Standard Fair Usage Limit

1.49%

NZ$550,000 - NZ$1m

Up to the Standard Fair Usage Limit

0.49%

Over the Standard Fair Usage Limit

0.99%

NZ$1m and above

Up to the Standard Fair Usage Limit

0.19%

Over the Standard Fair Usage Limit

0.69%