Fees

Personal Fees (Standard)

Subscription

Subscription fee

NZ$0

Add money

From a card*

Card type

Fee

Prepaid / Debit Cards issued in NZ

NZ$0

Credit / Corporate Cards issued in NZ

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of NZ

Up to 2% of the transaction amount

Corporate Cards issued outside of NZ

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


From a bank

Bank account type

Fee

Bank accounts in NZ

NZ$0


Cards

Card fees

Card type

Number of cards

Fee

Revolut Card

First Revolut Card

NZ$0

Additional Revolut Card(s)


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

NZ$8.99 per card*

Virtual Revolut Card

Per card

NZ$0

Disposable Virtual Revolut Card

Per card

NZ$0

Special Edition Card

Per card

The price per Special Edition Card varies.


Please see the Special Edition Card Terms for more information.

* Delivery fees apply.


Card feature fees

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$7.99


Please see the Personalised Card Terms for more information.

Delivery fees

Delivery type

Fee

Standard Delivery

NZ$9.99 per card

Express Delivery

NZ$33.99 per card


Spend

ATM withdrawals

AMT withdrawal type

Withdrawal amount / frequency

Fee

Revolut Card ATM Withdrawal

Up to NZ$350 per monthly billing cycle (the Standard ATM Withdrawal Allowance)*

NZ$0**

Any amount over the Standard ATM Withdrawal Allowance

2% of the value of the ATM withdrawal**

* You can find your remaining Standard ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.


Send

Fiat currency transfers

Transfer type

Fee

Transfers to other Revolut users

NZ$0

NZD transfers to bank accounts in NZ

NZ$0*

International transfers in the local currency of the recipient country


For example, sending a payment in GBP to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard).

Transfers in currencies other than the local currency of the recipient country


For example, sending a payment in NZD to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard).

* Please note that intermediary and receiving banks may also impose a charge on the recipient.

Exchange

When you initiate an exchange in the Revolut app, we'll use a variable exchange rate as set out in our Personal Terms and the cryptocurrency exchange rate in our Crypto Terms. We apply a separate minimum transaction or percentage-based fee (as set out below).


These fees are shown separately in the Revolut app whenever you make an exchange.


Exchange fees

Exchange type

User type

Fee*

Fiat Currencies

Standard Customer

NZ$0

Cryptocurrencies**

Standard Customer

NZ$1.99 for exchanges up to NZ$133.56

1.49% of the value of the exchange, for exchanges over NZ$133.56

* Additional fees will apply to all exchange types if the Standard Exchange Allowance is exceeded, and for fiat currency exchanges made outside exchange market hours, as set out below.

** We do not apply a separate minimum transaction or percentage-based fee for Cryptocurrency exchanges for our “spare change round up” feature.


Fair Usage Limits

Standard Exchange Allowance

The Standard Exchange Allowance for a Standard Customer is NZ$2,000 per monthly billing cycle. The Standard Exchange Allowance is a combined limit that includes all types of exchanges, including cryptocurrencies.


For exchanges above the Standard Exchange Allowance, a 0.5% fee will apply in addition to the exchange specific fees listed above.


Exchange fees applicable outside exchange market hours

An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in NZ is approximately Saturday 11am (NZDT) to Monday 12pm (NZDT).


Exchange type

Exchange amount

Fee

Fiat currencies

Any amount

1% of the value of the exchange