Fees

Personal Fees (Premium)

These Personal Fees (Premium) were updated on 15 January 2026 and apply to all new and existing Premium plan users

Subscription

Subscription type

Payment frequency

Fee

Premium Account Annual Subscription

Paid monthly

NZ$11.99

Paid annually

NZ$119


Add money

From

Fee

Bank accounts in NZ

NZ$0

Prepaid / Debit Cards issued in NZ

NZ$0

Credit / Corporate Cards issued in NZ

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of NZ

Up to 2% of the transaction amount

Corporate Cards issued outside of NZ

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


Cards

Card fees

Card type

Number of cards

Fee

Revolut Card*

First Revolut Card

NZ$0

Second Revolut Card

NZ$0

Additional Revolut Card(s)

Your Additional Revolut Card at no additional cost can be a:

  • Premium Card;
  • Plus Card;
  • Standard Card;
  • Revolut – Kids & Teens Card; or
  • Joint Account Card.


This includes replacements for lost or stolen cards but it does not include Special Edition Cards.

NZ$0 every year (after your initial 12 month subscription) term otherwise NZ$24.99 per card for each card type


Revolut – Kids & Teens Card

First Revolut – Kids & Teens Card

NZ$0

Second Revolut – Kids & Teens Card

NZ$0

Additional Revolut – Kids & Teens Card


This includes replacements for lost or stolen cards.

NZ$24.99 per card

Joint Account Card **

First Joint Account Card

NZ$0

Additional Joint Account Card(s)


This includes any replacements for lost or stolen cards.

NZ$24.99 per card

Virtual Revolut Card

Per card

NZ$0

Single Use Virtual Revolut Card

Per card

NZ$0

* Your Revolut Card can be a Premium Card or a Standard Card.

** Your Joint Account Card can be a Premium Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint account.


Card feature fee

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$0

Revolut – Kids & Teens Card

NZ$0


Delivery fee

Delivery type

Fee

Express Delivery

NZ$0


Spend

ATM withdrawals

ATM withdrawal type

Withdrawal per monthly billing cycle

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to NZ$700 (the Premium ATM Withdrawal Allowance)*

NZ$0

Any amount over the Premium ATM Withdrawal Allowance

2% of the value of the ATM withdrawal

Revolut – Kids & Teens Card ATM Withdrawal


Note: the ATM provider may charge a fee for making an ATM withdrawal.


Up to NZ$250 (the Revolut – Kids & Teens ATM Withdrawal Allowance)

NZ$0

Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance

2% of the value of the ATM withdrawal

For example, withdrawing NZ$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance of NZ$250 will incur a NZ$2 fee.

* If you’ve a Joint account, withdrawals from your Joint account are included in your Premium ATM Withdrawal Allowance.



Send

Transfer type

Fee

Transfers to other Revolut users

NZ$0

NZD transfers to bank accounts in New Zealand

NZ$0

Transfers made using the "Paying all Fees" feature

Fee varies based on what currency you are sending and where you are sending it to.

Fee is disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).*

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.

For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account.


Fee varies based on what currency you are sending and where you are sending it.


Fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium) *


Note: intermediary and receiving banks may also impose a charge on the recipient.

* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account.


Exchange

When you initiate an exchange in the Revolut app we'll use a variable exchange rate.


You may be charged a percentage based exchange fee.


You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.

Fair Usage Limits

Type

Exchange Limit*

Premium Fair Usage Limit**

Up to NZ$20,000 per monthly billing cycle

Revolut – Kids & Teens Fair Usage Limit

No limit per monthly billing cycle

* These are combined limits that include all types of exchanges listed below.

** If you have a Joint Account, any exchanges from your Joint Account are included in your Standard Exchange Allowance.


Premium Account Exchange Fees

Exchange Type

Amount Exchanged

Fee

Fiat Currencies

Up to the Premium Fair Usage Limit

NZ$0

Over the Premium Fair Usage Limit

0.5% of the value of the exchange

Precious Metals

Up to the Premium Fair Usage Limit

0.49% of the value of the exchange.


Subject to a NZ$1.00 minimum fee.

Over the Premium Fair Usage Limit

0.99% of the value of the exchange.


Subject to a NZ$1.00 minimum fee.

Please note that any exchanges relating to precious metals will be charged the highest applicable exchange fee.

Premium Account Cryptocurrency Exchange Fees

The following transactions are excluded from total purchase and sales:

  • exchanges between commodities and crypto assets; and
  • spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.


Crypto Spend Tiers

(denominated in NZD)

Fair Usage Limit

Fees

NZ$0 - NZ$109,999.99

Up to the Standard Fair Usage Limit

0.99%

Over the Standard Fair Usage Limit

1.49%

NZ$110,000 - NZ$225,000

Up to the Standard Fair Usage Limit

0.79%

Over the Standard Fair Usage Limit

1.29%

NZ$225,000 - NZ$550,000

Up to the Standard Fair Usage Limit

0.49%

Over the Standard Fair Usage Limit

0.99%

NZ$550,000 - NZ$1.1m

Up to the Standard Fair Usage Limit

0.19%

Over the Standard Fair Usage Limit

0.69%

NZ$1.1m and above

Up to the Standard Fair Usage Limit

0.09%

Over the Standard Fair Usage Limit

0.59%

Please note that any exchanges relating to crypto assets will be charged the highest applicable exchange fee.

Cancellation and Variation

Cancellation and variation fees

Cancellation period

Subscription paid monthly

Subscription paid Annually

Within 14 days

  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*
  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*

Between 14 days and 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • You’ll be charged an administration fee for early cancellation which is equivalent to two monthly payments of the subscription fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

After the 10th month

  • No refund for amounts already paid.
  • You plan will continue until the end of the monthly period in which you cancel.
  • No early cancellation administration fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

* The cost of a Premium Card is NZ$24.99, and the cost of express delivery is NZ$33.99.


Revolut – Kids & Teens Account Exchange Fees

Exchange Type

Amount

Fee*

NZ$500 example

Non-NZ Revolut – Kids & Teens Card transactions

Within the Revolut – Kids & Teens Fair Usage Limit

NZ$0

NZ$0