These Personal Fees (Premium) were updated on 15 January 2026 and apply to all new and existing Premium plan users
Subscription
Subscription type | Payment frequency | Fee |
Premium Account Annual Subscription | Paid monthly | NZ$11.99 |
Paid annually | NZ$119 |
Add money
From | Fee |
Bank accounts in NZ | NZ$0 |
Prepaid / Debit Cards issued in NZ | NZ$0 |
Credit / Corporate Cards issued in NZ | Up to 1% of the transaction amount |
Prepaid / Debit / Credit Cards issued outside of NZ | Up to 2% of the transaction amount |
Corporate Cards issued outside of NZ | Up to 2.5% of the transaction amount |
*Includes physical cards and card top-ups via Apple Pay and Google Pay.
Cards
Card fees
Card type | Number of cards | Fee |
Revolut Card* | First Revolut Card | NZ$0 |
Second Revolut Card | NZ$0 | |
Additional Revolut Card(s) Your Additional Revolut Card at no additional cost can be a:
This includes replacements for lost or stolen cards but it does not include Special Edition Cards. | NZ$0 every year (after your initial 12 month subscription) term otherwise NZ$24.99 per card for each card type | |
Revolut – Kids & Teens Card | First Revolut – Kids & Teens Card | NZ$0 |
Second Revolut – Kids & Teens Card | NZ$0 | |
Additional Revolut – Kids & Teens Card This includes replacements for lost or stolen cards. | NZ$24.99 per card | |
Joint Account Card ** | First Joint Account Card | NZ$0 |
Additional Joint Account Card(s) This includes any replacements for lost or stolen cards. | NZ$24.99 per card | |
Virtual Revolut Card | Per card | NZ$0 |
Single Use Virtual Revolut Card | Per card | NZ$0 |
* Your Revolut Card can be a Premium Card or a Standard Card.
** Your Joint Account Card can be a Premium Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint account.
Card feature fee
Feature type | Applicable card type | Fee |
Card Personalisation | Revolut Card | NZ$0 |
Revolut – Kids & Teens Card | NZ$0 |
Delivery fee
Delivery type | Fee |
Express Delivery | NZ$0 |
Spend
ATM withdrawals
ATM withdrawal type | Withdrawal per monthly billing cycle | Fee |
Revolut Card ATM Withdrawal Note: the ATM provider may still charge a fee to you for making an ATM withdrawal. | Up to NZ$700 (the Premium ATM Withdrawal Allowance)* | NZ$0 |
Any amount over the Premium ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal | |
Revolut – Kids & Teens Card ATM Withdrawal Note: the ATM provider may charge a fee for making an ATM withdrawal. | Up to NZ$250 (the Revolut – Kids & Teens ATM Withdrawal Allowance) | NZ$0 |
Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal For example, withdrawing NZ$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance of NZ$250 will incur a NZ$2 fee. |
* If you’ve a Joint account, withdrawals from your Joint account are included in your Premium ATM Withdrawal Allowance.
Send
Transfer type | Fee |
Transfers to other Revolut users | NZ$0 |
NZD transfers to bank accounts in New Zealand | NZ$0 |
Transfers made using the "Paying all Fees" feature | Fee varies based on what currency you are sending and where you are sending it to. Fee is disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).* |
All other transfers, including:
For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account. | Fee varies based on what currency you are sending and where you are sending it. Fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium) * Note: intermediary and receiving banks may also impose a charge on the recipient. |
* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account.
Exchange
When you initiate an exchange in the Revolut app we'll use a variable exchange rate.
You may be charged a percentage based exchange fee.
You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.
Fair Usage Limits
Type | Exchange Limit* |
Premium Fair Usage Limit** | Up to NZ$20,000 per monthly billing cycle |
Revolut – Kids & Teens Fair Usage Limit | No limit per monthly billing cycle |
* These are combined limits that include all types of exchanges listed below.
** If you have a Joint Account, any exchanges from your Joint Account are included in your Standard Exchange Allowance.
Premium Account Exchange Fees
Exchange Type | Amount Exchanged | Fee |
Fiat Currencies | Up to the Premium Fair Usage Limit | NZ$0 |
Over the Premium Fair Usage Limit | 0.5% of the value of the exchange | |
Precious Metals | Up to the Premium Fair Usage Limit | 0.49% of the value of the exchange. Subject to a NZ$1.00 minimum fee. |
Over the Premium Fair Usage Limit | 0.99% of the value of the exchange. Subject to a NZ$1.00 minimum fee. |
Please note that any exchanges relating to precious metals will be charged the highest applicable exchange fee.
Premium Account Cryptocurrency Exchange Fees
The following transactions are excluded from total purchase and sales:
- exchanges between commodities and crypto assets; and
- spare change round ups.
If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.
Crypto Spend Tiers (denominated in NZD) | Fair Usage Limit | Fees |
NZ$0 - NZ$109,999.99 | Up to the Standard Fair Usage Limit | 0.99% |
Over the Standard Fair Usage Limit | 1.49% | |
NZ$110,000 - NZ$225,000 | Up to the Standard Fair Usage Limit | 0.79% |
Over the Standard Fair Usage Limit | 1.29% | |
NZ$225,000 - NZ$550,000 | Up to the Standard Fair Usage Limit | 0.49% |
Over the Standard Fair Usage Limit | 0.99% | |
NZ$550,000 - NZ$1.1m | Up to the Standard Fair Usage Limit | 0.19% |
Over the Standard Fair Usage Limit | 0.69% | |
NZ$1.1m and above | Up to the Standard Fair Usage Limit | 0.09% |
Over the Standard Fair Usage Limit | 0.59% |
Please note that any exchanges relating to crypto assets will be charged the highest applicable exchange fee.
Cancellation and Variation
Cancellation and variation fees
Cancellation period | Subscription paid monthly | Subscription paid Annually |
Within 14 days |
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Between 14 days and 10 months |
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After the 10th month |
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* The cost of a Premium Card is NZ$24.99, and the cost of express delivery is NZ$33.99.
Revolut – Kids & Teens Account Exchange Fees
Exchange Type | Amount | Fee* | NZ$500 example |
Non-NZ Revolut – Kids & Teens Card transactions | Within the Revolut – Kids & Teens Fair Usage Limit | NZ$0 | NZ$0 |