Fees

Personal Fees (Premium)

Subscription

Subscription fee

Subscription type

Fee

Paid monthly

NZ$9.99 per month

Paid annually

NZ$99


Add money

From a card*

Card type

Fee

Prepaid / Debit Cards issued in NZ

NZ$0

Credit / Corporate Cards issued in NZ

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of NZ

Up to 2% of the transaction amount

Corporate Cards issued outside of NZ

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


From a bank

Bank account type

Fee

Bank accounts in NZ

NZ$0


Cards

Card fees

Card type

Number of cards

Fee

Revolut Card*

First Revolut Card

NZ$0

Second Revolut Card

NZ$0

Additional Revolut Card(s)**


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

NZ$24.99 per card

Virtual Revolut Card

Per card

NZ$0

Disposable Virtual Revolut Card

Per card

NZ$0

Special Edition Card

Per card

The price per Special Edition Card varies.


Please see the Special Edition Card Terms for more information.

* Your Revolut Card can be a Premium Card or a Standard Card.


Card feature fee

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$0


Please see the Personalised Card Terms for more information.


Delivery fee

Delivery type

Fee

Express Delivery

NZ$0


Spend

ATM withdrawals

AMT withdrawal type

Withdrawal amount / frequency

Fee

Revolut Card ATM Withdrawal

Up to NZ$700 per monthly billing cycle (the Premium ATM Withdrawal Allowance)*

NZ$0**

Any amount over the Premium ATM Withdrawal Allowance

2% of the value of the ATM withdrawal**

* You can find your remaining Premium ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.


Send

Transfer type

Fee

Transfers to other Revolut users

NZ$0

NZD transfers to bank accounts in New Zealand

NZ$0

International transfers in the local currency of the recipient country


For example, sending a payment in GBP to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).

Transfers in currencies other than the local currency of the recipient country


For example, sending a payment in NZD to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).

* Please note that intermediary and receiving banks may also impose a charge on the recipient.


Exchange

When you initiate an exchange in the Revolut app, we'll use a variable exchange rate. More information about the currency exchange rate can be found in our Personal Terms and the cryptocurrency exchange rate in our Crypto Terms. We apply a separate minimum transaction or percentage-based fee (as set out below).


These fees are shown separately in the Revolut app whenever you make an exchange.



EXCHANGE FEES

Exchange type*

User type

Fee**

Fiat Currencies

Premium Customer

NZ$0

Cryptocurrencies**

Premium Customer

0.99% of the value of the exchange

* Additional fees will apply to all exchange types if the Premium Exchange Allowance is exceeded, and for fiat currency exchanges made outside exchange market hours, as set out below.

** We do not apply a separate minimum transaction or percentage-based fee for Cryptocurrency exchanges for our “spare change round up” feature.


Fair Usage Limits

Premium Exchange Allowance

The Premium Exchange Allowance for a Premium Customer is NZ$20,000 per monthly billing cycle. The Premium Exchange Allowance is a combined limit that includes all types of exchanges, including Cryptocurrencies.


For exchanges above the Premium Exchange Allowance, a 0.5% fee will apply in addition to the exchange specific fees listed above.


Exchange fees applicable outside exchange market hours

An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in NZ is approximately Saturday 11am (NZDT) to Monday 12pm (NZDT).

Exchange type

Exchange amount

Fee

Fiat currencies

Any amount

1% of the value of the exchange


Cancellation and Variation

Cancellation and variation fees

Cancellation period

Subscription paid monthly

Subscription paid Annually

Within 14 days

  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*
  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*

Between 14 days and 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • You’ll be charged an administration fee for early cancellation which is equivalent to two monthly payments of the subscription fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

More than 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • No early cancellation administration fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

* The cost of a Premium Card is NZ$24.99, and the cost of express delivery is NZ$33.99.