Fees

Personal Fees (Premium)

Subscription

Subscription type

Payment frequency

Fee

Premium Account Annual Subscription

Paid monthly

NZ$9.99

Paid annually

NZ$99


Add money

From

Fee

Bank accounts in NZ

NZ$0

Prepaid / Debit Cards issued in NZ

NZ$0

Credit / Corporate Cards issued in NZ

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of NZ

Up to 2% of the transaction amount

Corporate Cards issued outside of NZ

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


Cards

Card fees

Card type

Number of cards

Fee

Revolut Card*

First Revolut Card

NZ$0

Second Revolut Card

NZ$0

Additional Revolut Card(s)


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

NZ$24.99 per card

Joint Account Card **

First Joint Account Card

NZ$0

Additional Joint Account Card(s)


This includes any replacements for lost or stolen cards.

NZ$24.99 per card

Virtual Revolut Card

Per card

NZ$0

Single Use Virtual Revolut Card

Per card

NZ$0

* Your Revolut Card can be a Premium Card or a Standard Card.

** Your Joint Account Card can be a Premium Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint account.


Card feature fee

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$0


Delivery fee

Delivery type

Fee

Express Delivery

NZ$0


Spend

ATM withdrawals

ATM withdrawal type

Withdrawal per monthly billing cycle

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to NZ$700 (the Premium ATM Withdrawal Allowance)*

NZ$0

Any amount over the Premium ATM Withdrawal Allowance

2% of the value of the ATM withdrawal

* If you’ve a Joint account, withdrawals from your Joint account are included in your Premium ATM Withdrawal Allowance.



Send

Transfer type

Fee

Transfers to other Revolut users

NZ$0

NZD transfers to bank accounts in New Zealand

NZ$0

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.

For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account.


Fee varies based on what currency you are sending and where you are sending it.


Fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium) *


Note: intermediary and receiving banks may also impose a charge on the recipient.

* If you’ve a Joint account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint account.


Exchange

When you initiate an exchange in the Revolut app we'll use a variable exchange rate.


You may be charged a percentage based exchange fee, as set out in the tables below.


You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.

Market Hours

Hours

Time

During market hours

Sunday 6:01pm and Friday 4:59pm, New York time


For reference only, Monday 12:01pm (NZDT) to Saturday 10:59am (NZDT)


Outside market hours

Friday 5pm and Sunday 6pm, New York time


For reference only, Saturday 11am (NZST) to Monday 12pm (NZST)


Fair Usage Limits

Type

Exchange Limit*

Premium fair usage limit**

Up to NZ$20,000 per monthly billing cycle

* These are combined limits that include all types of exchanges listed below.

** If you have a Joint account, any exchanges from your Joint account are included in your Standard Exchange Allowance.


Premium Account Exchange Fees

Exchange Tyoe

Amount Exchanged

Time of exchange

Fee

Fiat Currencies

Up to the Premium Fair Usage Limit

During market hours

NZ$0

Outside market hours

1% of the value of the exchange

Over the Premium Fair Usage Limit

During market hours

0.5% of the value of the exchange

Outside market hours

1.5% of the value of the exchange

Premium Account Cryptocurrency Exchange Fees

The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.


This following transactions are excluded from total purchase and sales:

  • Exchanges between commodities and crypto assets; and
  • Cashback and spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.



Crypto Spend Tiers

(denominated in NZD)


Fees

NZ$0 - NZ$109,999.99

Up to the Standard Fair Usage Limit

0.99%

Over the Standard Fair Usage Limit

1.49%

NZ$110,000 - NZ$225,000

Up to the Standard Fair Usage Limit

0.79%

Over the Standard Fair Usage Limit

1.29%

NZ$225,000 - NZ$550,000

Up to the Standard Fair Usage Limit

0.49%

Over the Standard Fair Usage Limit

0.99%

NZ$550,000 - NZ$1.1m

Up to the Standard Fair Usage Limit

0.19%

Over the Standard Fair Usage Limit

0.69%

NZ$1.1m and above

Up to the Standard Fair Usage Limit

0.09%

Over the Standard Fair Usage Limit

0.59%


Cancellation and Variation

Cancellation and variation fees

Cancellation period

Subscription paid monthly

Subscription paid Annually

Within 14 days

  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*
  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*

Between 14 days and 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • You’ll be charged an administration fee for early cancellation which is equivalent to two monthly payments of the subscription fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

More than 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • No early cancellation administration fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

* The cost of a Premium Card is NZ$24.99, and the cost of express delivery is NZ$33.99.