Secured Credit Cards

Build access to credit on your own terms

Get the same benefits of a regular credit card, with up to 7 RevPoints for every M$100. Build your credit history to access a regular credit card.

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How does it work

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  1. You decide your limit

    Make a deposit between M$250 and M$75,000 to set your credit limit and use it for your everyday spend.

  2. Up to 7 RevPoints

    Get the same rewards as with a regular credit card. Redeem for everyday benefits and discounts.

  3. Flexible repayments

    Access 30+ merchants with MSI or create your own installment plans, like with a regular credit card.

Up to 7 RevPoints for every M$100

Get the same RevPoints you’d get with a regular credit card, depending on your tier. Then redeem your points for Airline Miles or use them for lifestyle benefits like discounts on hotel bookings and gift cards.

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Swap points for miles, and redeem them across 30+ airlinesSwap points for miles, and redeem them across 30+ airlines
Swap points for miles, and redeem them across 30+ airlinesSwap points for miles, and redeem them across 30+ airlines
Redeem your points for Gift Cards from top brandsRedeem your points for Gift Cards from top brands

A card to kick off your credit history

Start using credit today by adding your own money as a security deposit in-app. Plus, get benefits for every tap.

Learn more
Get 0% APR for the first 6 months and unlimited 1.5% cashbackGet 0% APR for the first 6 months and unlimited 1.5% cashback
Benefit from credit reporting to improve your credit history with responsible useBenefit from credit reporting to improve your credit history with responsible use
Get 0% APR for the first 6 months and unlimited 1.5% cashbackGet 0% APR for the first 6 months and unlimited 1.5% cashback
Manage card security in-app — set spend controls and freeze your card if neededManage card security in-app — set spend controls and freeze your card if needed
Manage card security in-app — set spend controls and freeze your card if neededManage card security in-app — set spend controls and freeze your card if needed

¹AVERAGE CAT: 99.3% excluding IVA. Calculation date: 23 February 2026. Offer valid until: 23 August 2026. INTEREST RATE: Average interest rate calculated as of 23 February 2026: 71%

²RevPoints rewards require opt-in to RevPoints programme, and vary by plan. T&Cs apply.

At Revolut, we believe you should have full control over how you manage your money. In accordance with local regulations, we wish to inform you as the Cardholder that you have the right to set up a direct debit for your Revolut credit card payments through any banking institution of your choice. This allows you to authorise automatic payments for your card balance to be charged to a deposit account held at another bank.

We process your personal data following our Customer Privacy Notice. If you wish to learn more about how your data is processed or exercise your ARCO rights, you can contact us at datospersonales@revolut.com.