CREDIT CARD REFERRAL TERMS

1. What is the Promotion about?

a. What: Earn the reward(s) (the Reward) set out in the e-mail, in-app invitation to participate in this promotion (the Promotion Invitation), by inviting an individual (the Invitee) to apply for a Revolut Credit Card (the Credit Card), be approved, accept the Credit Card Agreement and the relevant offer and start using it.

b. Who: Existing Revolut customers who own a Credit Card and receive a Promotion Invitation and complete the required steps below.

c. When: This promotion will be available only for the time period specified in the Promotion Invitation (the Promotion Period).

d. Further Details: The full details of the promotion are outlined in the Promotion Invitation and/or these terms.

e. You must comply with these terms, the Personal Terms that apply to your Revolut Personal Account and the Credit Card Agreement that apply to your Revolut Credit Card to participate in this promotion.

2. What is a Reward?

a. The types of Reward(s) available to you, and, where applicable, the Invitee, will be set out clearly in your Promotion Invitation.

b. The Rewards are Fixed Amount Rewards: a fixed, lump-sum Reward for each successful referral you make. Your Fixed Reward may vary depending on the Promotion Invitation.

c. The maximum number of individuals you can refer to this Promotion will be included in the Promotion Invitation. If you refer more than the limit, you will not receive any Rewards for these additional Invitees.

3. Eligibility and your required steps

a. To be eligible for this promotion, you must:

i. be an existing Revolut Personal customer with an active, unrestricted personal account,

ii. be a Credit Card customer, with an active Credit Card and up to date with repayments, and

iii. have received a Promotion Invitation.

b. The required steps are:

i. invite an Invitee to join Revolut by sending them a unique referral link (the Referral Link) via the referrals homepage in the App, or by following the link in the email sent from us, and

ii. be the sole sender of the message and only refer individuals you know and have permission to contact,

iii. Each Invitee must click on the Referral Link that you have sent them, and complete the applicable required steps during the Promotion Period.

c. You must not:

i. Send unsolicited referrals.

ii. (Attempt to) mislead anyone in connection with this promotion.

4. Eligibility and required steps of the Invitee(s)

a. To be eligible for this promotion, the Invitee(s) must:

i. have received a Referral Link,

ii. not have an existing Revolut Personal account,

iii. not have an existing Revolut Credit Card, and

iv. be eligible to open a Revolut Personal account and accept a Revolut credit card in their location.

b. The required steps for the Invitee(s) are:

i. open a Revolut Personal account using the Referral Link,

ii. apply for a Credit Card, be approved, agree to the Credit Card Terms, create a Credit Card (physical, virtual or disposable cards) and start using it, and

iii. complete the remaining steps set out in the Promotion Invitation during the Promotion Period.

c. Invitees who are denied in their Credit Card application, reject an approved offer, or don't use the created Credit Card as required in the Promotion Invitation won't be eligible for your Reward.

d. A Reward will not be paid, or may be revoked if previously paid, if the Invitee reverses a required step after taking it. Examples of a reversed step include, but are not limited to:

i. The Invitee closing their Revolut Personal account after 7 days of opening.

ii. The Invitee not agreeing to the Revolut Credit Card Agreement and/or the proposed offer.

iii. The Invitee cancelling or receiving a refund for a qualifying card purchase.

5. Legal bits and pieces