Effective Date: September 10, 2026
1. WHAT IS THE PROMOTION?
1.1. As part of the “Revolut El Hormiguero Card” promotion (the Promotion), Revolut offers certain individuals residing in Spain who are Revolut personal customers or who become Revolut personal customers in accordance with these terms and conditions (the Promotion Terms) the opportunity to receive a cash incentive if they are selected as winners in one of the activities organized by the television program “El Hormiguero.”
1.2. The Promotion will be available from September 10, 2026, through June 30, 2027, both dates inclusive, unless Revolut modifies, suspends, extends, or terminates it early in accordance with Section 5.
1.3. During the Promotion period, “El Hormiguero” may conduct up to forty (40) promotional activities. The specific rules for each activity will be defined and communicated by “El Hormiguero” in the context of that activity.
1.4. In each promotional activity, “El Hormiguero” may select one person using the procedure it determines for that activity, which may include, among other things, a phone call, an on-set activity, or an activity carried out in public spaces.
1.5. The selected person will only be considered a winner if they comply with the specific rules announced by “El Hormiguero” for the corresponding activity and if Revolut confirms that they meet all the requirements set forth in these Promotion Terms.
1.6. The incentive for each campaign will consist of a gross amount of six thousand euros (€6,000) to be deposited into a Revolut Personal account in the name of the incentive winner (the “Incentive”), unless—due to the Incentive from a previous campaign not having been awarded—that amount is carried over to the Incentive for the next campaign. In that case, the Incentive for the next round will be the corresponding accumulated gross amount.
1.7. If there is no winner in a round, or if the corresponding Incentive cannot be awarded for any reason set forth in these Promotion Terms, Revolut may carry over that amount to the Incentive for the next round of the Promotion. If this occurs in the final round of the Promotion, the Incentive may be declared void, unless Revolut states otherwise.
1.8. The Reward may not be exchanged for any other benefit, product, or service, nor may it be transferred to another person. Nor may it be credited to any account other than an active Revolut Personal account held by the winner.
1.9. These Promotion Terms govern the Promotion. To participate and receive the Reward, you must also comply at all times with the Revolut Personal Terms applicable to your personal Revolut account.
2. WHO IS ELIGIBLE TO RECEIVE THE INCENTIVE?
2.1. To be eligible to receive the Incentive, you must meet all of the following criteria (the Eligibility Criteria):
(a) be a natural person;
(b) be at least eighteen (18) years old;
(c) reside in Spain;
(d) have been notified to Revolut by “El Hormiguero” as a winner of a prize in the Promotion;
(e) have an active, fully operational, and unrestricted Revolut personal account at the time Revolut is required to pay the Incentive; and
(f) comply with these Promotion Terms and Revolut’s Personal Terms.
2.2. If you do not have a Revolut Personal account at the time you are selected as a winner, you must:
(a) download the Revolut app;
(b) apply to open a Revolut Personal account;
(c) successfully pass the identity verification, anti-money laundering, sanctions screening, and other checks required by Revolut and applicable regulations;
(d) provide the documentation and information requested by Revolut in full, truthfully, and within the specified timeframe; and
(e) keep your Revolut Personal account active and unrestricted until the Incentive is credited.
2.3. If you need to open a Revolut Personal account to receive the Incentive, you must complete all the steps outlined in section 2.2 within a maximum of three (3) months from the date “El Hormiguero” notifies you that you have won, unless Revolut notifies you of a different deadline in writing.
2.4. You will not be entitled to receive the Incentive if:
(a) you do not meet all the Eligibility Criteria;
(b) you do not complete the sign-up or verification process for your Revolut Personal account within the applicable timeframe;
(c) you do not provide Revolut with the information or documentation necessary to verify your identity, residence, tax status, or compliance with these Promotion Terms;
(d) your Revolut Personal account is suspended, restricted, blocked, closed, or subject to any operational limitations at the time Revolut is required to pay the Incentive;
(e) you have an overdue and unpaid debt to Revolut or there is any other irregularity in your relationship with Revolut;
(f) you provide false, inaccurate, incomplete, or misleading information;
(g) Revolut reasonably believes that you have participated in a fraudulent, abusive, or bad-faith manner;
(h) you do not reside in Spain or your mailing address is outside of Spain;
(i) you do not expressly accept these Promotion Terms when Revolut requests that you do so; or
(j) you are unable to receive the Incentive for legal, regulatory, operational, or compliance reasons.
3. WHAT STEPS DO I NEED TO TAKE TO RECEIVE THE INCENTIVE?
3.1. To receive the Incentive, you must complete the following steps (the Required Steps):
(a) be selected as a winner of a Promotion activity by “El Hormiguero”;
(b) provide “El Hormiguero” and Revolut with the information reasonably necessary to process the confirmation of your status as a winner;
(c) expressly accept these Promotion Terms in the manner specified by Revolut;
(d) confirm that you have read and understood the tax information regarding the Incentive;
(e) if you are already a Revolut customer, keep your Revolut Personal account active and unrestricted until the Incentive is credited;
(f) if you are not yet a Revolut customer, successfully open and activate a Revolut Personal account within the timeframe specified in section 2.3;
(g) provide any additional information or documentation that Revolut may require to comply with its legal, tax, regulatory, or fraud prevention obligations; and
(h) not fall under any of the grounds for exclusion set forth in these Promotion Terms.
3.2. Revolut may ask you to sign or accept a document acknowledging receipt of the Incentive before crediting it to your account. If you do not sign or accept it within the specified timeframe, you may lose your right to the Incentive.
3.3. You will not have to pay any additional amount to Revolut to participate in the Promotion or to receive the Incentive. Opening and using a Revolut Personal account will be subject to Revolut’s Personal Terms and any fees applicable to the plan you choose, if any.
3.4. The selection of the winner is the responsibility of “El Hormiguero.” Revolut does not determine the specific mechanics of each action, nor does it control the execution of the program, nor does it guarantee that a specific action will result in a winner.
4. HOW WILL I RECEIVE THE REWARD?
4.1. If you meet the Eligibility Criteria and complete the Required Steps, Revolut will credit the Incentive to your active Revolut Personal account.
4.2. Revolut will attempt to credit the Incentive within fifteen (15) business days from the later of the following dates:
(a) the date on which “El Hormiguero” notifies Revolut that you have been selected as a winner;
(b) the date you accept these Promotion Terms;
(c) the date on which you complete all the Required Steps; and
(d) the date on which Revolut is able to make the payment after completing its legal, tax, regulatory, and fraud prevention checks.
4.3. The timeframe indicated in section 4.2 is approximate. Revolut may require additional time if there are pending verifications, operational issues, missing documentation, restrictions on your account, or any other reasonable cause.
4.4. “El Hormiguero” may initially notify you that you have won during the promotional campaign. Revolut may subsequently contact you by phone, email, in-app message, push notification, or another reasonable channel to confirm the necessary information and process the Incentive.
4.5. If Revolut is unable to contact you, if you do not respond to the necessary communications, if you do not accept the Reward, or if you do not complete the Required Steps, Revolut may consider the Reward forfeited.
4.6. Unless Revolut specifies a different timeframe, it will be deemed that Revolut has been unable to contact you or that you have not accepted the Incentive if thirty (30) calendar days have passed since Revolut’s first attempt to contact you without you having responded sufficiently to proceed with processing the Incentive.
4.7. Once the Incentive has been accepted and credited, you may not reject it or request a refund from Revolut, without prejudice to any tax obligations that may apply to you and the rights granted to you under applicable regulations.
5. WHAT OTHER LEGAL ASPECTS SHOULD I BE AWARE OF?
5.1. Revolut may change, suspend, extend, or terminate the Promotion before the scheduled date if, in its reasonable judgment:
(a) the Promotion is being used in an abusive or fraudulent manner;
(b) there is a legal, tax, regulatory, operational, reputational, or security risk;
(c) the continuation of the Promotion may adversely affect Revolut, its customers, or third parties;
(d) a technical, operational, or communication error occurs that affects the proper functioning of the Promotion; or
(e) any circumstances arise that are beyond Revolut’s reasonable control.
5.2. If Revolut modifies, suspends, or terminates the Promotion, it will attempt to notify you through the same channel used to announce the Promotion or through another reasonable channel. Any changes will not affect rights you have already validly acquired prior to the date of the change, unless the change is necessary for legal, regulatory, security, or fraud-related reasons.
5.3. Revolut will not be liable for any losses, damages, costs, or harm arising from events beyond its reasonable control that prevent the Promotion from proceeding as planned.
5.4. Revolut may cancel your right to the Incentive or demand its return if:
(a) you obtained the Incentive in violation of these Promotion Terms;
(b) you have acted fraudulently, abusively, deceptively, or contrary to good faith;
(c) your Revolut Personal account is closed, suspended, blocked, or restricted before the credit is issued;
(d) you cease to meet the Eligibility Criteria before the credit is issued;
(e) you breach Revolut’s Personal Terms; or
(f) Revolut is required to do so due to a legal, tax, regulatory, fraud prevention, or anti-money laundering obligation.
5.5. If Revolut has already credited the Incentive and subsequently discovers that you were not entitled to receive it, Revolut may reverse the credit, charge the corresponding amount to your Revolut Personal account, or request that you return it, always in accordance with applicable regulations.
5.6. If you close your Revolut Personal account, or if your account is suspended, blocked, or restricted before Revolut credits the Incentive, you will lose your right to receive it.
5.7. Notwithstanding the foregoing, when required by Spanish tax regulations, Revolut will apply the corresponding withholding or payment on account for Personal Income Tax (IRPF) to the Incentive at the rate in effect at any given time, which as of the date of publication of these Promotion Terms is nineteen percent (19%). Revolut will report the withholding or payment on account to the Spanish Tax Administration Agency (AEAT), along with the winner’s identifying and tax information necessary to comply with the tax reporting obligations set forth in applicable regulations. The winner shall be solely responsible for reporting the Incentive on their personal income tax return and for complying with any tax obligations arising from the receipt of the Incentive. The winner may deduct the withholding tax applied by Revolut on their personal income tax return under the terms and within the limits set forth by applicable tax regulations. Revolut assumes no liability whatsoever for any tax consequences that receiving the Incentive may have for the winner.
5.8. Revolut does not provide tax advice. If you have questions about how to report the Incentive or its tax implications, you should consult an independent tax advisor.
5.9. Revolut needs to process your personal data to administer the Promotion, verify that you meet the Eligibility Criteria, perform the necessary checks, communicate with you, pay out the Incentive, comply with its legal and tax obligations, and prevent fraud. You can find more information about how Revolut processes your personal data in Revolut’s Customer Privacy Notice.
5.10. “El Hormiguero” and 7yAcción, S.L. may process your personal data in connection with the promotional campaign, the selection of winners, the communication of results, and the broadcast of the program. Such processing will be carried out under their own responsibility and in accordance with their own privacy policies.
5.11. If you are selected as a winner, Revolut may provide 7yAcción, S.L. with the data strictly necessary to coordinate the confirmation of your status as a winner and the delivery of the Prize.
5.12. Revolut may publicly disclose your name and status as a winner in connection with the Promotion when permitted by applicable law or when you have provided the corresponding authorization. The recording and broadcast of your image or voice in the context of the “El Hormiguero” program will be governed by the authorizations you have granted to the program or to 7yAcción, S.L.
5.13. These Promotion Terms are published in Spanish. If Revolut publishes a translation into another language, such translation is for informational purposes only. For participants residing in Spain, the Spanish version will prevail when required by applicable regulations.
5.14. If you believe you meet the requirements to receive the Incentive and have not received it, you must contact Revolut’s support team through the Revolut app.
6. QUESTIONS AND COMPLAINTS
6.1. For inquiries regarding your Revolut Personal account, account verification, or the crediting of the Incentive, you can contact Revolut via the support chat available in the Revolut app.
6.2. To file a formal complaint with Revolut regarding the Promotion, you may use the channels outlined in Revolut’s Complaints Policy.
6.3. For inquiries regarding the specific mechanics of the activities conducted by “El Hormiguero,” the selection of participants, or the program’s notification of winners, you must contact 7yAcción, S.L. viaredes@7yaccion.com or through the channel indicated by the program at any given time.
6.4. The ability to request that the Promotion apply to a specific action is subject to the deadlines specified in these Promotion Terms. In any case, if you do not complete the Required Steps within the applicable deadline, you may lose your right to the Incentive.
7. ORGANIZING ENTITY, GOVERNING LAW, AND JURISDICTION
7.1. The Promotion is organized and offered by Revolut Bank UAB, Spanish Branch, with Tax ID W0250845E, registered in the Madrid Commercial Registry in Volume 44863, Folio 1, Section 8, Page M-789831, Entry 1, and registered with the Bank of Spain under number 1583, with its registered office at Calle Príncipe de Vergara 132, 4th floor, 28002 Madrid, Spain (Revolut).
7.2. Spanish law applies to these Promotion Terms.
7.3. Any dispute related to these Promotion Terms or the Promotion shall be submitted to the competent Spanish courts and tribunals in accordance with applicable law.
7.4. Nothing in these Promotion Terms limits the rights granted to you under applicable mandatory consumer and user protection laws.
8. ACCEPTANCE OF THE PROMOTION TERMS
The Incentive will be provided only after the customer has expressly accepted these Promotion Terms.
To that end, Mr. _______________________________________________, (FULL NAME), with National Identity Card number _________________, hereby accepts the Promotion Terms by his signature and confirms that he has been duly informed, in accordance with clause 5.7, of the tax implications of the Incentive.
Signed: Mr. __________
Date: __________