Thank you for your interest in opening an Instant Access Savings Account.
You are eligible to take part in the Instant Access Savings Promotion 2026 and earn an increased rate of 3.51% AER (3.45% NIR) (the "Boosted Rate") for up to 120 days from when you open your first Instant Access Savings account (the "Promotion Period").
This document forms part of the Terms for the Instant Access Savings Promotion. Please read it together with the Promotion Terms; these have been sent to you by email and are available in the Revolut app.
Your account was assigned the below condition automatically when you opened your Revolut Personal account:
At least 3 genuine card transactions of at least 5 euros each in every Cycle.
How your condition works
You enjoy the Boosted Rate in 30-day periods (each a "Cycle"). Your first Cycle starts automatically when you open your first Instant Access Savings account and no conditions apply to it. To unlock additional Cycles, you must meet your condition within your current Cycle.
- No carry-over. Each Cycle must be earned separately. Activity above your condition in one Cycle does not count toward later Cycles.
- If you miss your condition. The Boosted Rate is deactivated when that Cycle ends and your account earns the regular rate set out in the Pre-contractual Information Instant Access Savings.
- Reactivation. Meet your condition within any 30 consecutive calendar days during the Promotion Period and the Boosted Rate reactivates immediately with a new Cycle. A Cycle that starts within the Promotion Period runs its full 30 days, even if it extends beyond it. After the Promotion Period ends, the Boosted Rate cannot be reactivated.
At the end of the Promotion Period, or when your last Cycle ends, your Boosted Rate is deactivated and your Instant Access Savings account will start earning interest at the regular rate applicable to Instant Access Savings accounts, set out in the Pre-contractual Information Instant Access Savings.
What counts as a genuine card transaction
A genuine card transaction is a purchase of goods or services made with your Revolut card (physical or virtual) that is completed and not subsequently refunded, reversed or cancelled. ATM withdrawals, transfers between accounts, top-ups, payments to Revolut and transactions we reasonably consider to have been made solely to meet your condition do not count.
Additional information
No further conditions can be added to your account once determined. By participating in this Promotion you accept that other participants may receive the Boosted Rate on different terms.
The 25,000 euro balance cap and all other terms of the Promotion are set out in the Promotion Terms.
If you have any questions, please contact our Support team through the Revolut app.
Revolut Bank UAB, acting via its branch in Spain.