Personal Fees

Subscription

Subscription fee	PLN 29.99 a month or PLN 300 a year

Add money

Add money	Bezpłatne However, if you add money with a card that has not been issued within the EEA (e.g. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover our costs.

Card

First Premium Revolut Card	Your first card can be a Premium or Standard one Bezpłatne (but remember, you may have to pay a card delivery fee if you cancel your subscription within 14 days of signing up and a Premium card has been sent)
Second Revolut Premium card	Also free Your second card can be a Premium or Standard one.
Additional Revolut Cards	Your first two cards are free as a Premium customer (as set out above). You also get one free replacement every subsequent year. After this, we charge PLN 50 per additional card.
Express delivery for Revolut cards	Free (but remember, you may have to pay this back if you cancel your plan within 14 days of ordering the card)
Virtual Revolut cards	Bezpłatne

Spend

ATM Withdrawals

ATM Withdrawals up to PLN 1,600 or currency equivalent per rolling month are free. Anything over the above limits is charged at 2% of value of ATM Withdrawal.

Send

The following charges might apply when you send a payment. If they do, we’ll let you know in the Revolut app before you make the payment.

If more than one of the fees in this “Send” section could apply to a payment, we’ll waive the lower fees and only apply the highest one.

Instant transfers to other Revolut Users	Bezpłatne
Local payments in your base currency	Free
Cross-border payments within the SEPA region in EUR and SEK	Free This means payments in euros or Swedish krona to non-Revolut accounts that are outside your country but inside the Single Euro Payments Area region
Cross-border payments outside the SEPA region	Free This means any other payments not covered above to non-Revolut accounts that are outside your country
Payments sent via SWIFT	Your first is free, then PLN 15 if the payment is in US dollars or PLN 25 if it is in another currency This means any payment where you send a payment to a country which is not in the national currency of that country We'll let you know in the Revolut app if any charges apply, before you make the transfer.

Exchange

Whenever you make a currency (including cryptocurrency or precious metal) exchange in the Revolut app, we'll use an exchange rate based on our market data, which is based on foreign-exchange market. There is more information about our exchange rate in our Crypto Terms, Personal Terms, Precious Metals Terms and Business Terms.

For certain exchanges we add a percentage (a mark-up), which changes according to when and how frequently the currencies are traded. These are set out below.

The exchange rate for cryptocurrency includes our fee for our Crypto Services. This fee is 1.5% for Premium and Metal users (and 2.5% for Standard users). We don’t charge you any other fees for this service.

The exchange rate for precious metals also includes our fee for our Precious Metal Services. This fee is 0.25% for Premium and Metal users (and 1.5% for Standard users). We don’t charge you any other fees for this service.

We also charge a fee of 1% for exchanges in money currencies that are traded less and so are not always easily available. These currencies are set out below.

We charge a fee of 0.5% for exchanges on weekends and bank holidays (in London) because exchange markets are generally closed and less currency and precious metals are traded during these times. We may charge this fee if exchange markets are closed at other times too. You can avoid these fees by making your exchange on a weekday.

Weekday exchange fees

	Standard money currencies:
USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below)	No fee

	Less traded money currencies:
THB and UAH	1.0%
Cryptocurrencies	1.5%
Precious metals	0.25%

Weekend exchange fees

	Standard money currencies:
USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below)	1.0%

	Less traded money currencies:
THB and UAH	2.0%
Cryptocurrencies	1.5%
Precious metals	1.00%

The highest rate relevant to your conversion will apply. For example, for a conversion between USD and THB on a weekday, we will apply the mark-up that applies to THB (1%), not the mark-up for USD (0%).

To view this in the regulator's standardised format please click here.

A glossary of the terms used in this document is available free of charge.