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Quick personal loans for
big purchases

Secure a quick online loan for big purchases with our low-interest rates, paying back in small instalments at half the cost of traditional banks.

Short-term loans with unbeatable rates

We use peer-to-peer lending to match individual lenders with people who want to borrow. This cuts out the banks entirely and means you could save on average 50% compared to your bank.

Total cost to borrow £1,000
Average bank

Survey of 5 UK banks to find the average cost of a £1,000 personal loan for 12 months using their respective Representative APRs carried out on 16th Feb 2017.

Personal loan calculator

Credit of
Total amount payable
Monthly repayment
Representative APR

Representative example: Borrow £1000 over 12 months at 9.9% APR representative. Monthly repayments of £87.68 and total amount payable of £1,052.15. Interest rate of 4.5% p.a. (fixed) and total fees of £27.50. The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, loan amount and repayment term.

Check your personalised quote quickly

Get a free personalised quote in just two minutes by answering a few simple questions about your credit requirements. Our personalised loan quote tool allows you to request loan amounts ranging from £500 up to £25,000 and adjust your repayment terms between 12 to 60 months.

Receive your money instantly

If you apply online and accept your personal loan quote, the money will be transferred to your Revolut account instantly, whether you are at home or abroad. So you can start planning for your holiday, wedding, or first car purchase straight away!

Repay with simple, flexible instalments

Setting up your monthly recurring payments is simple. You'll also have the option to pay off your loan early, in part or in full, at any time without fees, unlike many traditional banks which may charge you repayment penalties.

Spend on big purchases, pay in small instalments

Spend with your Revolut card and pay for big purchases in small, manageable monthly payments. Once you have accepted your credit agreement, you also have up to 14 days to cancel your loan in case you change your mind.

Credit with edge

We’re working with innovative partners so that Revolut can be a 21st century banking alternative for your entire financial life. Since 2014, our credit partner Lending Works has approved £50 million in loans and won a bunch of awards.

Revolut is acting as an intermediary, and is not the lender. Loans are provided through Lending Works’ peer-to-peer lending platform. Revolut Limited is an appointed representative of Lending Works Limited, which is authorised and regulated by the Financial Conduct Authority. Lending Works’ registered offices are at 60 Gray’s Inn Road, London, WC1X 8AQ.

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Revolut Ltd is a company registered in England and Wales (No. 08804411). Revolut Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900562.