Here is a list of charities, organisations and support groups which offer expert advice on mental health and financial difficulties.
StepChange- Free debt advice based on a comprehensive assessment of your financial situation (Call 0800 138 1111)
Citizens Advice - A network of charities offering free confidential advice online, over the phone and in person (Call 0800 144 8848)
National Debtline - Free debt and budget advice over the phone and online (Call 0808 808 4000)
The Money Advice Service - Free and impartial money advice, set up by the government (Call 0800 138 7777)
PayPlan - 100% free debt solutions, such as the Debt Management Plan and Individual Voluntary Arrangement, plus bankruptcy and debt settlement advice (Call 0800 280 2816)