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How are international payment fees determined?

Please select the country in which your Revolut user agreement was signed prior to using our FAQs, terms may differ depending on your region.

Local transfers are free. For international transfers, there are no transfer fees for transferring money to other Revolut customers or non-Revolut accounts in the SEPA region in EUR.

For international payments outside the SEPA region, customers can send fee-free payments within their plan's allowance:

  • Standard and Plus customers do not have a fee-free international payment allowance
  • Premium customers get 1 fee-free international payment per month
  • Metal customers get 3 fee-free international payments per month

Outside these allowances, a small fee applies for international transfers to non-Revolut recipients. Revolut's international payment fees are structured based on the transfer costs, which are generally dependent on the type and amount of currency being transferred. To best reflect our costs, Revolut's fees vary by currency and amount.

You can use our transfer fee calculator to see the total cost for a Standard Revolut customer with full allowances to make a transfer in local currency or USD. More country and currency combinations are available in the app.

We’ll always show you any fees that apply at the time of transaction in the app (see our Fees page)

Non-Revolut fees

Heads up, when your money is in transit, intermediary banks are used to complete the transaction. In return for this service, they might collect a fee known as an Intermediary Bank Fee. Revolut does not have visibility or authority over these fees. Typically intermediary bank fees are in the range US$ 15-30 or its equivalent in other currencies, but they can vary significantly. As a rule of thumb, transfers that are at higher than average risk of being charged are transfers to smaller banks or banks geographically far away from your location. In turn, transfers at low-risk of being charged are transfers e.g. within EEA, between big banks, close geographically. Please note that intermediary bank fees may be applied even in the event of an unsuccessful transfer.

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