Your card will auto-convert your balance to the currency you're spending in at the best available rate, so you don't have to pre-purchase currencies. You can currently only hold and exchange between USD, GBP, EUR, PLN, CHF, DKK, NOK, SEK, RON, SGD, HKD, AUD, NZD, TRY, ILS, AED, CAD, HUF, JPY, MAD, CZK, QAR, THB, ZAR, MXN, RUB, SAR, HRK, BGN in-app. The card selects which currency to use in the following order:
Funds are not taken from more than one currency balance at a time, so if there are no currency wallets with sufficient funds, the transaction will be declined. We will be adding more holding currencies soon, which you will be able to load onto your Revolut account and exchange to lock in a great rate.