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How do I get credit?

Important Notice: Due to the impact of coronavirus (COVID-19), Lending Works has taken the decision to temporarily stop accepting new credit applications. Because of this, we have temporarily removed the Credit section from the app for our UK customers.

If you have a loan with Lending Works, you will still be able to manage your loan using Lending Works’ website: If you have any problems about your Lending Works loan, please contact Lending Works support at, or +44 207 096 8512 (local call rates apply).

Revolut customers can apply for a personal loan via the Revolut app in 2 minutes and receive the money instantly in their Revolut account. Simply Add new credit under the 'Credit' section and tell us how much money you need, your monthly income, residential status, and that’s it – we’ll provide a personalised quote in seconds.

You can request amounts ranging from £500 up to £25,000 and adjust your repayment terms between 12 to 60 months. You will also be able to see the total cost of your loan and how much you’ll be required to pay back monthly.

If you decide to proceed with your credit, just hit 'Accept' in the app and the money will be in your Revolut account instantly. Your monthly repayments will automatically be processed as a direct debit from your bank account and there are no fees to repay the loan early.

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