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Is my money safe?

If you are registered to the Revolut Payments UAB entity:

Yes. As an electronic money institution, we are required to "safeguard" clients funds.

Safeguarding" means separating clients funds from our own funds and holding them in a separate account with a credit institution. The funds in this segregated account are held by us on your behalf. As an authorised institution, Revolut safeguards your funds as per regulatory requirements.

Safeguarding protects you because, in the event of an insolvency of Revolut, you will be able to claim your funds from this segregated account and your claim will be paid above all other creditors.

Because the account you hold with us is an electronic money account (not a bank account), your money is not protected by Lithuanian deposit insurance administered by the State Enterprise Deposit and Investment Insurance (VĮ “Indėlių ir investicijų draudimas”).

Your funds are held by Metropolitan Metropolitan Commercial Bank, Member Federal Deposit Insurance Corporation, and are insured by the Federal Deposit Insurance Corporation for up to $250,000.

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