We use the real exchange rate for foreign exchange (FX) and for most currencies we don't add any markup to it outside of a small markup on the weekends.
The “real” rate can mean different things (it has different names, like the “interbank” rate). Here at Revolut, the real exchange rate means the buy and sell rates we have determined based on the foreign exchange market data feeds that we get from a range of different independent sources.
The foreign exchange rate can be viewed on the Revolut app before exchanging currency or making a bank transfer involving foreign exchange.
If you need to make a card payment or withdraw cash in a currency you can’t hold with Revolut, just pay or withdraw cash using your Revolut card. We'll automatically convert at the available rate provided by financial exchanges.
When exchanging currencies with Revolut, fees may apply. Please check our fees page for your country and plan. If any fees were charged on your exchange, you can see it by tapping on the transaction in your transactions list.