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Why was I charged a fee for my transfer to a bank account or card?

Transfers to bank accounts

Please select the country in which your Revolut user agreement was signed prior to using our FAQs, terms may differ depending on your region.

Revolut transfer fees

Local transfers are free. For international transfers, there are no transfer fees for transferring money to other Revolut users or non-Revolut accounts in the SEPA region in EUR.

For payments outside the SEPA region, customers receive fee-free payments within their plan's allowance:

  • Standard and Plus customers do not have a fee-free international payment allowance
  • Premium customers get 1 fee-free international payment per month
  • Metal customers get 3 fee-free international payments per month

Outside these allowances, a small fee applies for international transfers to non-Revolut recipients. These fees are calculated in real time and vary based on what currency you are sending and where you are sending it to.

For payments outside the SEPA region, a fee applies for international transfers to non-Revolut recipients. These fees are calculated in real-time and vary based on what currency you're sending and where you're sending it to.

Before July 8, 2022: Premium and Metal customers receive a free allowance of one or three international transfers, respectively.

After July 8, 2022: For Premium plan customers, a discount of 20% will apply to every international transfer. Metal plan customers will benefit from a 40% discount.

We’ll always show you any fees that apply at the time of transaction in the app (see our Fees page)

Other fees may apply

You can send up to €1,000 each month without exchange fees. You’ll see a 0.5% fee applied if exceeding this threshold, but you can upgrade to Revolut Premium or Revolut Metal to transfer unlimited funds globally, with no foreign exchange fees. Exchange fees for exchanging uncommon currencies or exchanging outside of market hours may apply.

Heads up, when your money is in transit, an intermediary or recipient bank might deduct a fee, so the amount received might be less than the amount you sent. Please note that intermediary bank fees may be applied even in the event of an unsuccessful transfer.

Non - Revolut fees

Heads up, for cross-border transfers, when your money is in transit, intermediary banks are used to complete the transaction. In return for this service, they might collect a fee know as an Intermediary Bank Fee. Revolut does not have visibility or authority over these fees. Typically intermediary bank fees are in the range US$ 15-30 or its equivalent in other currencies, but they can vary significantly. As a rule of thumb, transfers that are at higher than average risk of being charged are transfers to smaller banks, banks geographically far away from your location or in currencies that are less commonly used. In turn, transfers at low-risk of being charged are transfers e.g. within the same area, between big banks, close geographically. Please note that intermediary bank fees may be applied even in the event of an unsuccessful transfer.

Transfers to cards

A fee applies for card transfers. This fee will be calculated in real time and shown to you in the app before you confirm the payment. The exact fee will depend on the transaction itself (for example, on how much you are sending and where to).

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