Fees

Personal fees (Ultra)

Subscription

Subscription type

Payment frequency

Fee

Ultra Account Annual Subscription

Monthly

NZ$79.99

Annually

NZ$779.90


Add Money

From

Fee

NZ$500 add money example

Bank Account

NZ$0

NZ$0

New Zealand Prepaid & Debit Card*

NZ$0

NZ$0

New Zealand Credit & Corporate Card*

Up to 1% of the transaction amount

NZ$5.00

Foreign Prepaid, Debit, & Credit Card*

Up to 2% of the transaction amount

NZ$10.00

Foreign Corporate Card*

Up to 2.5% of the transaction amount

NZ$12.50

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


Cards

Card fees

Card Type

Number of cards

Fee

Revolut Card *


Note: if you do not want a Revolut Ultra Card, you may instead choose a second Revolut Non-Ultra or Non-Metal Card.

First Revolut Card

NZ$0

Second Revolut Card

NZ$0

Additional Revolut Ultra Card


This includes replacements for lost or stolen cards.

NZ$79.99 per card

Additional Revolut Non-Ultra or Non-Metal Card


This includes replacements for lost or stolen cards.

NZ$24.99 per card

Revolut – Kids & Teens Card

First Revolut – Kids & Teens Card

NZ$0

Second Revolut – Kids & Teens Card

NZ$0

Additional Revolut – Kids & Teens Card


This includes replacements for lost or stolen cards.

NZ$24.99 per card

Joint Account Card **

First Joint Account Card

NZ$0

Additional Joint Account


Non-Ultra Card

This includes replacements for lost or stolen cards.

NZ$24.99 per card

Additional Joint Account Ultra Card


This includes replacements for lost or stolen cards.

NZ$79.99 per card

Virtual Revolut Card

Per card

NZ$0

Single Use Virtual Revolut Card

Per card

NZ$0

* You are only entitled to one Revolut Ultra Card at no cost.

** Your Joint Account Card can be an Ultra Card, Metal Card, Premium Card, Plus Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint Account.


Card feature fees

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

NZ$0

Revolut – Kids & Teens

NZ$0


Delivery Fee

Delivery type

Fee

Express Delivery

NZ$0


Spend

ATM withdrawals

ATM withdrawal type

Withdrawals per monthly billing cycle

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal



Up to NZ$3,500 (the Ultra ATM Withdrawal Allowance)*



NZ$0

Any amount over the Ultra ATM Withdrawal Allowance*


2% of the value of the ATM withdrawal

Subject to a minimum charge of NZ$1.50

For example, withdrawing NZ$100 over the Ultra ATM Withdrawal Allowance will incur a NZ$2 fee.



Revolut – Kids & Teens ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.



Up to NZ$300 (the Revolut – Kids & Teens ATM Withdrawal Allowance)



NZ$0

Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance

2% of the value of the ATM withdrawal


For example, withdrawing NZ$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance will incur a NZ$2 fee.

* If you have a Joint Account, withdrawals from your Joint Account are included in your Ultra ATM Withdrawal Allowance.


Send

Transfer type

Fee


Transfers to Revolut users


Note: if the transfer involves an exchange, exchange fees may apply.

NZ$0

NZD transfers to bank accounts in New Zealand

NZ$0

Transfers made using the “Pay all Fees” feature

NZ$0*


All other transfers, including:

international transfers in the local currency of the recipient country; and

transfers in currencies other than the local currency of the recipient country.

For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account.


Note: intermediary and receiving banks may also impose a charge on the recipient.


NZ$0*


There are no associated fees for any international payments you make, regardless of the number of international payments that you make. The fee (including the discount) will be shown to you in the app before you make the payment.


* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account.


Exchange

When you initiate an exchange in the Revolut app we'll use a variable exchange rate.


You may be charged a percentage based exchange fee.


You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.


Fair usage limits

Type

Exchange Limit*

Revolut – Kids & Teens fair usage limit

No Limit per monthly billing cycle


Ultra Account Exchange Fees

Exchange type

Fee

NZ$500 example

Fiat currencies

NZ$0

NZ$0

Precious metals

0.49% of the value of the exchange.


Subject to NZ$1.99 minimum fee.

NZ$2.45


Ultra Account Cryptocurrency Exchange Fee

The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.


This following transactions are excluded from total purchase and sales:

  • exchanges between commodities and crypto assets; and
  • cashback and spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.


Crypto Spend Tiers

(denominated in NZD)

Fee

NZ$500 example

NZ$0 - NZ$99,999.99

0.49%

NZ$4.95

NZ$100,000 - NZ$200,000

0.39%

NZ$3.95

NZ$200,000 - NZ$500,000

0.29%

NZ$2.45

NZ$500,000 - NZ$1m

0.19%

NZ$0.95

NZ$1m - NZ$2m

0.09%

NZ$0.45

NZ$2m and above

0%

NZ$0


Revolut – Kids & Teens Account Exchange Fees

Exchange Type

Amount

Time

Fee*

NZ$500 Example

Non-AUD Revolut – Kids & Teens Card transactions

Within the Revolut – Kids & Teens Fair Usage Limit

During market hours

NZ$0

NZ$0


Cancellation and Variation

Cancellation and variation costs

Cancellation period

Monthly subscription

Annual subscription

Within 14 days

  • Full refund of your subscription fee.
  • If we sent you an Ultra Card, Metal Card or Premium Card, we’ll charge you for the cost of the card(s) and express delivery.*
  • Full refund of your subscription fee.
  • If we sent you an Ultra Card, Metal Card or Premium Card, we’ll charge you for the cost of the card(s) and express delivery.*

Between 14 days and 6 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • You’ll be charged an administration fee for early cancellation which is equivalent to one monthly payment of the subscription fee.


  • No refund for amounts already paid.
  • No early cancellation administration fee.


More than 6 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • No early cancellation administration fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.


* Please see the Paid Plan Terms for more information on notice periods. During a notice period you will continue to receive the benefits of your subscription.