Subscription
Subscription type | Payment frequency | Fee |
Ultra Account Annual Subscription | Monthly | NZ$79.99 |
Annually | NZ$779.90 |
Add Money
From | Fee | NZ$500 add money example |
Bank Account | NZ$0 | NZ$0 |
New Zealand Prepaid & Debit Card* | NZ$0 | NZ$0 |
New Zealand Credit & Corporate Card* | Up to 1% of the transaction amount | NZ$5.00 |
Foreign Prepaid, Debit, & Credit Card* | Up to 2% of the transaction amount | NZ$10.00 |
Foreign Corporate Card* | Up to 2.5% of the transaction amount | NZ$12.50 |
*Includes physical cards and card top-ups via Apple Pay and Google Pay.
Cards
Card fees
Card Type | Number of cards | Fee |
Revolut Card * Note: if you do not want a Revolut Ultra Card, you may instead choose a second Revolut Non-Ultra or Non-Metal Card. | First Revolut Card | NZ$0 |
Second Revolut Card | NZ$0 | |
Additional Revolut Ultra Card This includes replacements for lost or stolen cards. | NZ$79.99 per card | |
Additional Revolut Non-Ultra or Non-Metal Card This includes replacements for lost or stolen cards. | NZ$24.99 per card | |
Revolut – Kids & Teens Card | First Revolut – Kids & Teens Card | NZ$0 |
Second Revolut – Kids & Teens Card | NZ$0 | |
Additional Revolut – Kids & Teens Card This includes replacements for lost or stolen cards. | NZ$24.99 per card | |
Joint Account Card ** | First Joint Account Card | NZ$0 |
Additional Joint Account Non-Ultra Card This includes replacements for lost or stolen cards. | NZ$24.99 per card | |
Additional Joint Account Ultra Card This includes replacements for lost or stolen cards. | NZ$79.99 per card | |
Virtual Revolut Card | Per card | NZ$0 |
Single Use Virtual Revolut Card | Per card | NZ$0 |
* You are only entitled to one Revolut Ultra Card at no cost.
** Your Joint Account Card can be an Ultra Card, Metal Card, Premium Card, Plus Card or a Standard Card. Your Joint Account Card allowance resets to zero when you open a new Joint Account.
Card feature fees
Feature type | Applicable card type | Fee |
Card Personalisation | Revolut Card | NZ$0 |
Revolut – Kids & Teens | NZ$0 |
Delivery Fee
Delivery type | Fee |
Express Delivery | NZ$0 |
Spend
ATM withdrawals
ATM withdrawal type | Withdrawals per monthly billing cycle | Fee |
Revolut Card ATM Withdrawal Note: the ATM provider may still charge a fee to you for making an ATM withdrawal | Up to NZ$3,500 (the Ultra ATM Withdrawal Allowance)* | NZ$0 |
Any amount over the Ultra ATM Withdrawal Allowance* | 2% of the value of the ATM withdrawal Subject to a minimum charge of NZ$1.50 For example, withdrawing NZ$100 over the Ultra ATM Withdrawal Allowance will incur a NZ$2 fee. | |
Revolut – Kids & Teens ATM Withdrawal Note: the ATM provider may still charge a fee to you for making an ATM withdrawal. | Up to NZ$300 (the Revolut – Kids & Teens ATM Withdrawal Allowance) | NZ$0 |
Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal For example, withdrawing NZ$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance will incur a NZ$2 fee. |
* If you have a Joint Account, withdrawals from your Joint Account are included in your Ultra ATM Withdrawal Allowance.
Send
Transfer type | Fee |
Transfers to Revolut users Note: if the transfer involves an exchange, exchange fees may apply. | NZ$0 |
NZD transfers to bank accounts in New Zealand | NZ$0 |
Transfers made using the “Pay all Fees” feature | NZ$0* |
All other transfers, including: international transfers in the local currency of the recipient country; and transfers in currencies other than the local currency of the recipient country. For example, sending a payment in GBP to a UK bank account, or sending a payment in NZD to a UK bank account. Note: intermediary and receiving banks may also impose a charge on the recipient. | NZ$0* There are no associated fees for any international payments you make, regardless of the number of international payments that you make. The fee (including the discount) will be shown to you in the app before you make the payment. |
* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account.
Exchange
When you initiate an exchange in the Revolut app we'll use a variable exchange rate.
You may be charged a percentage based exchange fee.
You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.
Fair usage limits
Type | Exchange Limit* |
Revolut – Kids & Teens fair usage limit | No Limit per monthly billing cycle |
Ultra Account Exchange Fees
Exchange type | Fee | NZ$500 example |
Fiat currencies | NZ$0 | NZ$0 |
Precious metals | 0.49% of the value of the exchange. Subject to NZ$1.99 minimum fee. | NZ$2.45 |
Ultra Account Cryptocurrency Exchange Fee
The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.
This following transactions are excluded from total purchase and sales:
- exchanges between commodities and crypto assets; and
- cashback and spare change round ups.
If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.
Crypto Spend Tiers (denominated in NZD) | Fee | NZ$500 example |
NZ$0 - NZ$99,999.99 | 0.49% | NZ$4.95 |
NZ$100,000 - NZ$200,000 | 0.39% | NZ$3.95 |
NZ$200,000 - NZ$500,000 | 0.29% | NZ$2.45 |
NZ$500,000 - NZ$1m | 0.19% | NZ$0.95 |
NZ$1m - NZ$2m | 0.09% | NZ$0.45 |
NZ$2m and above | 0% | NZ$0 |
Revolut – Kids & Teens Account Exchange Fees
Exchange Type | Amount | Time | Fee* | NZ$500 Example |
Non-AUD Revolut – Kids & Teens Card transactions | Within the Revolut – Kids & Teens Fair Usage Limit | During market hours | NZ$0 | NZ$0 |
Cancellation and Variation
Cancellation and variation costs
Cancellation period | Monthly subscription | Annual subscription |
Within 14 days |
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Between 14 days and 6 months |
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More than 6 months |
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* Please see the Paid Plan Terms for more information on notice periods. During a notice period you will continue to receive the benefits of your subscription.