Fees

Personal fees (Metal)

Your subscription

The fees for holding your subscription are set out in the table below.

Paid plan type

Payment frequency

Subscription fee

Metal

Monthly

$22.99 per month

Annually

$229 per year

Cancelling your subscription

The fees and refunds (if any) for cancelling your subscription are set out in the table below.

Days you've held your subscription

Payment frequency

Cancellation fees

Refunds

14 days or less

Monthly

If you ordered any cards under your subscription's $0 fee allowance, we'll charge you for the card and the delivery as if it was an "additional card"

Full refund of your subscription fee

Annually

Between 15 days and 10 months

Monthly

You must pay the subscription fee for the month in which you cancel

You must also pay a cancellation fee of two months' subscription fee

No refund of subscription fees already paid

Annually

None




Longer than 10 months

Monthly

You must pay the subscription fee for the month in which you cancel

No refund of subscription fees already paid

Annually

None


Adding Money

The fees for adding money to your account are set out in the table below.

Add money from

Fee

Bank accounts in NZ

$0

Prepaid or debit cards issued in NZ

$0

Credit or corporate cards issued in NZ

Up to 1% of the transaction amount

Prepaid, debit or credit cards issued outside of NZ

Up to 2% of the transaction amount

Corporate cards issued outside of NZ

Up to 2.5% of the transaction amount


Cards

The fees for getting and using cards are set out in this section.

Fees to get a virtual card

There is no fee to get a virtual card.

Fees to get a physical card

The fees to get a physical card are set out in the table below.

Card type

Number of cards

Card fee

Delivery fee

Revolut Card

First card

$0

$0 per card for standard delivery


$0 per card for express delivery

Second card

$0

Additional cards (including replacements)

$79.99 per Metal card

$24.99 per Plus or Premium card

$8.99 per Standard card

Revolut Kids & Teens Card

First card

$0

Second card

$0

Additional cards (including replacements)

$24.99 per card

Joint Account Card

First card

$0

Additional cards (including replacements)

$79.99 per Metal card

$24.99 per Plus or Premium card

$8.99 per Standard card

Special Edition Card

Every card

The fee varies based on the card you choose and is shown in the Revolut app before you make the order

As you are on a Metal paid plan, your Revolut Card or Joint Account Card can be a Metal card, Premium card, Plus card or Standard Card.

After you have held your paid plan continuously for one year, the card fee will be waived for one additional card per year for every subsequent year you hold the plan. The fee will only be waived once, across all card types. The waiver does not accumulate if not used in any given year.

Fees to personalise a card

The fee to personalise a card is $0.

Fees to make ATM withdrawals with a card

The fees for ATM withdrawals with a card are set out in the table below.

Card type

Withdrawals per rolling month

Fee

Kids & Teens Card

Up to $300

$0

Any amount over $300

2% of the amount withdrawn

Any other Cards (including any Joint Account Cards)

Up to $1400

$0

Any amount over $1400

2% of the amount withdrawn


Sending money

The fees for sending money are set out in the table below.

Transfer type

Fee

Instant Transfers to other Revolut users

(in any currency)

$0

Transfers to bank accounts inside New Zealand

(in NZD)

$0

Transfers to bank accounts outside of New Zealand

(in any currency)

The fee varies based on the country and currency you choose. These fees are set out in our Currency transfer fees (Metal) and are also shown in the Revolut app before you send the money.

Transfers to bank accounts inside New Zealand

(in any currency other than NZD)


Exchanging

The fees for making exchanges (in money currencies, cryptocurrencies, and precious metals) are set out in this section.

When you make an exchange, we will make it at the exchange rate described in the relevant terms and conditions and apply any fee set out below. You can always see the exchange rate and any fees in the Revolut App prior to making an exchange.

Our exchange fair usage limit

As you are on an Metal paid plan, your account does not have the exchange fair usage limit (our Standard, Premium and Plus plans do have this limit).

Type of fair usage limit

Amount exchanged per rolling month

Metal Fair Usage Limit (money currencies, cryptocurrencies and precious metals)

No fair usage limit

Metal Kids & Teens Fair Usage limit

No fair usage limit

Fees for money currency exchanges

The fees for making exchanges in money currencies (other than on any Kids & Teens Account) are set out in the table below.

Exchange type

Exchange fee

Money currencies (other than on any Kids & Teens Account)

$0

The fees for making exchanges in money currencies on any Kids & Teens Account are set out in the table below.

Exchange type

Exchange fee

Money currencies on any Kids & Teens Account

$0

Fees for precious metal exchanges

The fees for making exchanges in precious metals are set out in the table below.

Exchange type

Exchange fee

Precious metals

0.49% of the amount exchanged

(subject to a minimum fee of $1)

Fees for cryptocurrency exchanges

The fees for making exchanges in cryptocurrency are set out in the table below.

Exchange type

Amount exchanged per rolling month

Exchange fee

Cryptocurrency

Less than $110,000

0.99% of the amount exchanged

Between $110,000 and $224,999.99

0.79% of the amount exchanged

Between $225,000 and $549,999.99

0.49% of the amount exchanged

Between $550,000 and $1,099,999.99

0.19% of the amount exchanged

$1,100,000 or more

0.09% of the amount exchanged