This page sets out the credit fees and interest rates that apply to your Revolut Credit Card offered by Revolut Payments New Zealand Pty Ltd (NZBN 9429048733212).
Credit Fees
The credit fees set out below apply to your Revolut Credit Card account in accordance with your chosen subscription tier. Credit fees apply strictly to foreign exchange transactions exceeding monthly fair usage limits. Those fair usage limits are shared across your Personal Account and Credit Account. Use of both accounts counts towards a single combined fair usage limit (not a separate or doubled one). Any applicable Foreign Exchange Fee will be debited to your Credit Account at the time of the relevant foreign exchange transaction. The fee will form part of the balance shown on the Statement for the Statement Period in which it is debited.
Foreign Exchange Fees
Subscription Tier | Monthly Fair Usage Limit | Foreign Exchange Fee Above Fair Usage Limit |
Standard | $2,000 per rolling month | 0.5% of transaction value |
Plus | $6,000 per monthly Plus Subscription billing cycle | 0.5% of transaction value |
Premium | $20,000 per monthly Premium Subscription billing cycle | 0.5% of transaction value |
Metal | Unlimited (No limit) | $0 |
Ultra | Unlimited (No limit) | $0 |
Interest Rates
The interest rates set out below apply to your Revolut Credit Card. We may change these rates from time to time, and we will notify you of any change in accordance with this Agreement.
Rate | Rate applies to | Annual rate |
Purchase Rate | Purchases and fees and charges that are debited separately to your Credit Account | 14.99% p.a. |
Cash Advance Rate | Cash Advances and any fee or charge included in the amount of a Cash Advance debited to your Credit Account | 19.99% p.a. |