Deposit Insurance Information

Insurance coverage limit:

Up to EUR 100,000 for a single depositor for all his/her deposits held with Revolut Bank UAB*.

In case you have several deposits with Revolut Bank UAB

All your deposits held with Revolut Bank UAB are aggregated and the insurance coverage limit of EUR 100,000 applies to the total amount of your deposits*.

In case you have a joint account with one or more other persons

The EUR 100,000 limit applies individually for each depositor**.

The maximum period of time for the deposit insurance compensation to be paid, if Revolut Bank UAB fails to meet its obligations

is 7 working days***.

The deposit insurance compensation payment currency:

Euro.

Contact information:

(Public Institution "Deposit and Investment Insurance", Address: Savanorių av. 5, LT-03116, Vilnius, Telephone: +370 5 213 5657, Fax: +370 5 213 5546, Email: idf@idf.lt)

More detailed information:

www.iidraudimas.lt

Cases where deposits not covered by insurance

Please be informed that according to Article 3(2) of the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania, deposit insurance shall not cover (the deposits of the specified entities shall not be the object of deposit insurance, regardless of the legislation of the country under which these entities are incorporated):

1.1. deposits made by other credit institutions on their own behalf and for their own account;

1.2. own funds;

1.3. deposits with respect to which criminal conviction has been imposed in connection with money laundering;

1.4. deposits of financial institutions;

1.5. deposits of management companies;

1.6. deposits of financial brokerage firms;

1.7. deposits whose owners' identity has not been established (deposits held in anonymous and coded accounts);

1.8. deposits of insurance and reinsurance companies, as well as deposits of insurance and reinsurance companies established in other Member States and third countries;

1.9. deposits of collective investment undertakings;

1.10. deposits of pension funds;

1.11. deposits of state and municipal institutions and bodies as defined in the Law on the State Service of the Republic of Lithuania, except for funds belonging to other persons held in deposit accounts of such institutions and bodies;

1.12. deposits of the Bank of Lithuania;

1.13. debt securities and liabilities issued by the participant of the deposit insurance system himself, related to his acceptances and promissory notes;

1.14. electronic money and funds received by electronic money institutions from electronic money holders in exchange for electronic money.

Cases where deposit insurance compensation are subject to payment restrictions

Please be informed that according to Article 8 of the Law on Insurance of Deposits and Liabilities to Investors, payments of insurance compensation for deposits shall not be made:

2.1. for the deposits, funds, money, securities and liabilities, which are not the object of deposit insurance in accordance with Article 3(2) of the Law on Insurance of Deposits and Liabilities to Investors;

2.2. to depositors for deposits in an account in which no deposit-related transactions have taken place in 24 months preceding the date of the deposit insurance event and the amount of the deposit held is less than 10 euros;

2.3. to depositors or other persons who are entitled to a deposit insurance compensation and who have been convicted of money laundering and / or terrorist financing in connection with the unlawfulness of the acquisition of money held as deposits.

Cases where the payment of insurance compensation for deposit is deferred

Please be informed that according to Article 7(4) of the Law on Insurance of Deposits and Liabilities to Investors, the payment of insurance compensation for deposits shall be deferred, when:

3.1. there is a lack of data justifying the right of the requestor to the insurance compensation for deposits or if the deposit is the subject of a legal dispute; until the data justifying the right to the insurance compensation for deposits is provided or until the final decision of the court is enforced resolving the deposit dispute;

3.2. the depositor’s right to access the deposit is limited in the cases and under the conditions provided for by laws; until these limitations are lifted;

3.3. no deposit-related transactions have taken place in 24 months preceding the date of the deposit insurance event; up to 3 months after the date of the deposit insurance event;

3.4. the insurance company receives information from the participant of the deposit insurance system in regard to the amount of insurance compensation for deposits, which will exceed EUR 100 000 due to reasons indicated in Article 4(2) of the Law on Insurance of Deposits and Liabilities to Investors, and for the amount exceeding EUR 100 000; until the amounts indicated in Article 4(2) of the Law on Insurance of Deposits and Liabilities to Investors are clarified, but no later than 3 months after the date of the deposit insurance event;

3.5. the eligible deposit is held in a joint or deposit account; until the amounts belonging to a specific person in a joint or deposit account are clarified, but no later than 3 months after the date of the deposit insurance event;

3.6. the payment of insurance compensation for deposits is made to the depositors of a branch established in a host Member State by a credit institution established in the Republic of Lithuania under Article 7(7) of the Law on Insurance of Deposits and Liabilities to Investors; until the administrator of deposit insurance system of a host Member State confirms that they are prepared to pay insurance compensation for deposits;

3.7. the payment of insurance compensation for deposits is made to the depositors of a branch established in the Republic of Lithuania by a credit institution having its registered office in another Member State under

Article 7(8) of the Law on Insurance of Deposits and Liabilities to Investors; until the administrator of deposit insurance system of a Member State of the registered office, where the credit institution that has established a branch in the Republic of Lithuania is a participant of that system, provides the information to the insurance company that is required for the payment of insurance compensation for deposits and transfers the amount of funds required for the payment of insurance compensation for deposits;

3.8. depositor or other person who has the right of claim to an insurance compensation for deposit is charged with money laundering and/or terrorist financing in relation to the legality of the acquisition of the money held as a deposit; until the date of becoming effective of the final decision of the court.

Contact information:

(Public Institution "Deposit and Investment Insurance", Address: Savanorių av. 5, LT-03116, Vilnius, Telephone: +370 5 213 5657, Fax: +370 5 213 5546, Email: idf@idf.lt)

More detailed information:

www.iidraudimas.lt