Wise Business alternatives
Revolut Business vs Wise Business
Wise Business and Revolut Business offer multi-currency features to help you save on currency exchange and international transfers. Revolut Business also gives you tools designed to scale sales and automate finances. Explore both to find your best fit.
Powering hundreds of thousands of leading businesses
Comparing Wise Business and Revolut Business Features
See how Revolut Business' Grow plan compares to Wise Business. This table shows some of the highlights we collected from Wise's website, as of 4 April 2025. For a more complete look at all of their features, check our sources at the bottom of the page.
Account opening fee
Monthly subscription
Currency exchange fees
International money transfer fees
Physical cards
Virtual cards
Custom card spend programs for teams
Currencies available
Send and receive transfers in different currencies
Local account details
Receive domestic transfers
Interbank exchange rate
Exchange at the rates used between banks
FX Forwards
Lock in your exchange rates for the future
Individual payments
Request individual payments via Invoices or Payment Links
Power your checkout
Take online in-person sales at scale
Get paid on marketplaces
Link to ecommerce platforms
Earn interest
Expense management tools
Partner rewards
Discounts on top brands
Integrate your accounting apps and software
Other integrations
HR Tools, Slack, Zapier, and more
API
¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. See outside allowance fees.
²See our outside of allowance transfer fees and exceptions.
³ See our payment acceptance fees.
Scale up with Revolut Business
Revolut Business offers a whole suite of tools to help you scale — no matter your company's size or location.
- Add an unlimited number of employees to your Revolut Business account, and issue up to 3 physical cards to each
- Use role-based access to give employees the tools they need, while you stay in control
- Decide who can spend what and where with custom rules, and track expenses in real-time
- Receive, hold, and exchange 35+ currencies. Get unlimited incoming transfers in GBP, EUR, USD, and CHF — at no cost
Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.
Get started
Power your checkout with Revolut Business
Wise Business lets you take individual card payments, but Revolut Business can also operate your checkout for online and in-person sales at scale.
Payment acceptance fees and T&Cs apply.
| Offer a smooth online checkout | Guide customers through a seamless online checkout experience with Payment Gateway. Give them their choice of payment methods — including Revolut Pay, which lets 75+ million global Revolut customers pay in a tap. | |
| Revolut Reader for card payments | Take in-person payments from credit and debit cards, Apple Pay, or Google Pay in less than 3 seconds — then track sales and revenue with Analytics. Pair it with our Revolut POS system to manage all things sales. | |
| Fast and easy online payments | Accept payments on platforms like Shopify, BigCommerce, and more — with our no-code plugins. Take Visa, Mastercard, Maestro, and mobile wallet payments. | |
| Fraud protection and chargeback support | Our advanced monitoring systems and fraud experts look out for suspicious transactions. We'll support you with chargebacks, and refund chargeback fees if you win a dispute. |
Revolut Secure
A new era of money security
Businesses worldwide trust us to look after their money. Protect yours with proactive defences, and personalise your settings to stay in complete control.
See what our customers say
Pablo Feu, Managing Director • Paloma Wool“Revolut Business improved our currency exchange rates and allowed us to charge customers in local currencies, improving their buying experience.”
Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”
Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”
Built for business
From powering your in-store and online checkouts to simplifying your expenses, we’re here to grow with you. Find your plan today.
Basic
From €10/month Get the essentials to run your business.
Grow
From €35/month
Unlock the tools you need to manage spend worry-free.
Scale
From €125/month
Access higher allowances to expand globally.
Enterprise
Custom Create the plan that fits your exact needs.
Any questions?
Revolut Business vs Wise Business FAQs
Both Wise Business and Revolut Business offer multi-currency features for businesses operating in multiple regions.
Revolut Business has more ways to connect and automate your manual tasks than Wise. It also has a range of payment acceptance solutions to help you process payments online and in person.
We don't provide financial advice, and we encourage you to carry out your own research to make the right decision for your business.Wise Business offers basic payment acceptance via invoices and transfers, as well as offering some connections to sites like Amazon to facilitate ecommerce payments in multiple currencies. Wise Business doesn't offer a full payment acceptance solution like Revolut Business.
Revolut Business has many ways to accept payments in person and online. It also has a merchant API that you can use to build your own online checkout process. You can accept one-time payments and subscriptions in different currencies.
It'll depend on your business needs, the currencies you exchange, and how many transactions you make.
Wise takes a minimum 0,68% fee on every transaction that you make within their platform.
Revolut Business doesn't charge any additional fees for transfers and exchanges within your plan allowance. On our Grow plan, you'll be able to exchange up to €15,000, at the interbank exchange rate. Outside your allowance, we charge a 0.6% fee. For transfers outside your allowance, we charge a flat €0.2 fee for local transfers, and €5 for international transfers. Learn more about currency exchange allowances.This comparison was accurate as of 4 April 2025, based on information provided on Wise's website. Please visit the Wise website in your region to get a detailed look at their services so you can make an informed decision for your business.