Stack the cards in your favor

Virtual card

Virtual is your new reality. Go fully digital and manage your spending with debit and credit cards that live in your Revolut app. T&Cs and fees apply.

Virtual, digital, physical — let’s break it down

What is a virtual card?

A virtual card is a payment card that exists only in digital form. This means there’s no physical card associated with it and no cash withdrawals to keep track of.

Just like a traditional bank card, it contains a 16-digit card number, a 3-digit CVV code, and an expiration date that you can enter for online purchases. It’s stored right in your Revolut app, so just pull out your phone, tap, and pay.

Discover virtual cards

Choose the card that suits your needs

With 3 types of debit cards, you can spend on your terms.

Multi-use virtual card

Your card details remain the same, for seamless recurring and contactless payments.

18+, T&Cs apply.

Multi-use virtual card
Physical card
Single-use virtual card

Virtual Credit Card

Easy applications. Flexible repayments. RevPoints on every purchase.¹ Request a credit limit up to M$350,000, and get a decision in minutes. Subject to credit check.²

Get started
Lighten your wallet — in a good way

All your virtual cards online

Virtual cards exist only in your Revolut app, so you don’t have to worry about misplacing any physical cards or cash. That’s one less thing to fret about if you lose your wallet. You can also freeze your cards anytime in-app.

And if you lose your phone? Your virtual cards will be safely waiting for you when you log in to the Revolut app from any device. We keep your account secure with two-factor authentication so that only you have access to your money.

Explore the app

Benefits of virtual debit cards

The typical bank cards you know and love just got a digital upgrade. Explore all the ways you can manage your money with virtual cards.

Get card security features you control

Freeze your card in its tracks with just a tap. You can block payments anytime until you’re ready to start spending again.

Make contactless payments in stores

Link your multi-use cards to your digital wallet with Apple Pay or Google Pay. Scan, pay, done. It’s that simple.

Make budgeting virtually effortless

Never break the bank again. Track your expenses by using a different card for each type of purchase or set spending limits to stick to your budget. You’re in charge.

Pay abroad with our exchange rates

Pack light and pay like a native. Exchange to 30+ currencies in-app and make payments overseas using your virtual card. Watch out, you might even pass for a local.

See our exchange rates
  • Get card security features you control

    Freeze your card in its tracks with just a tap. You can block payments anytime until you’re ready to start spending again.

  • Make contactless payments in stores

    Link your multi-use cards to your digital wallet with Apple Pay or Google Pay. Scan, pay, done. It’s that simple.

  • Make budgeting virtually effortless

    Never break the bank again. Track your expenses by using a different card for each type of purchase or set spending limits to stick to your budget. You’re in charge.

  • Pay abroad with our exchange rates

    Pack light and pay like a native. Exchange to 30+ currencies in-app and make payments overseas using your virtual card. Watch out, you might even pass for a local.

    See our exchange rates
Your secret weapon against fraud

The single-use virtual card

Single-use cards are designed to add an extra layer of security when you shop online. You get a new card number every time you pay, so your main account details are kept secret. After you make a purchase, vendors can’t use the same details to charge you again.

Making a one-time purchase from a new online store? Whip out your disposable card and prevent unauthorized charges. This is a fraudster’s worst nightmare.

Check it out

How to get a virtual debit card

Ready, set, tap. Instantly create a virtual card right from your Revolut account.

Join Revolut
  1. 1

    Join Revolut

    Download our app for iOS or Android, sign up, and top up your account.

  2. 2

    Choose your card type

    Tap the type of card you want in the Cards section.

  3. 3

    Start spending

    Your card will show up in your app instantly, so you can start using it right away.

How to use your virtual debit card

So many ways to pay, right at your fingertips. How you use your virtual card is entirely up to you.

Get started
  1. Safely shop online

    Go to the Cards section of your Revolut app to find your card’s number, CVV, and expiration date, and enter those details to complete your payment.

  2. Buy in stores

    Use Apple Pay or Google Pay to store your multi-use cards on your phone and race through checkout at record speed.

  3. Set up recurring payments

    Subscribed to a streaming platform? Automate charges with a multi-use card and never miss a payment (or season premiere) again.

Want to know more?

Virtual debit card FAQs

  • Revolut offers 2 types of virtual debit cards. Which one is right for you? That depends on what you plan to use it for.

    • Single-use cards are virtual debit cards that generate new details every time you make a payment. This means that vendors can’t trace them back to your account or charge you more than once without your authorization. They’re specially made for one-off online purchases where you want extra privacy and security. Since their details change every time you pay, they’re not designed for contactless or recurring payments.
    • Multi-use cards have permanent card details, so you can use them to set up recurring payments, subscriptions, and deposits. You can also link them to Apple or Google Pay and make contactless payments in stores.

    The good news is that you don't have to choose. You can hold both at the same time.
    Still want a physical card that you can use at ATMs for cash withdrawals? Get one in addition to your virtual cards so that you’re prepared for every occasion. Fees may apply, so check your plan for more details.

  • You can create as many as 4 multi-use cards every 30 days until you reach a maximum of 20.
    You can also have 1 disposable card linked to your account. Since its details refresh after every purchase, one is all you need. You can make as many as 5 payments every 24 hours.

    • Virtual cards are stored safely in your Revolut app, which is protected by two-factor authentication. This security measure ensures that only you can log on to your account, view your card details, and complete payments.
    • If you suspect any fraud, you can freeze your card right in-app to block payments. Then unfreeze it just as easily when you’re ready to use it again. All it takes is a couple of taps.
    • When you use Apple Pay or Google Pay to make a purchase with your virtual cards, your real card number is kept secret. A unique encrypted code known as a token is used to complete your payment. This ensures that your details are safe.
    • Since there is no physical version of your virtual cards, you don’t have to worry about your card details being stolen if you lose your wallet.
  • We currently only offer Mastercard cards in Mexico. This applies to all physical and virtual card types.

  • It takes just a few seconds to create your virtual card, and you can start using it straight away.

    1. Open your Revolut app.
    2. Go to the Cards section.
    3. Tap the type of card you want.
    4. Your card will show up in your account right after you create it, and you’ll be able to start spending straight away.

    Have a look at our Help Centre for more on how to create a virtual card.

  • You don’t have to pay any additional fees to create your virtual cards. Check your plan for more details.

  • It’s fast and easy to make online purchases with your virtual cards.

    1. Open your Revolut app and tap the card icon in the top right.
    2. Select your virtual card.
    3. Tap Show details to see your card number, CVV, and expiration date.
    4. Enter those details to complete your online purchase.

    You can also link your multi-use virtual cards to Apple Pay or Google Pay and make contactless payments in stores.

    Find more information on how to use a virtual card in our Help Centre.

  • You can use your virtual debit card in most places around the world that accept online or contactless payments with Mastercard. Exchange and hold 30+ currencies in-app, and pay in the local currency using your card.
    If the currency you want to exchange to isn’t listed in-app, don’t worry — this simply means you can’t keep it in your account yet. You can still pay with your card abroad in 140+ currencies. We’ll automatically exchange your holding currency to the local currency at the available rate when you make a purchase.
    Currency exchange fees may apply. Check your plan for more details.

¹RevPoints rewards require opt-in to RevPoints programme, and vary by plan. T&Cs apply.

²CAT AVERAGE: 99.3% excluding VAT. Calculation date: 23 of February of 2026. Offer validity: 23 of August of 2026. VARIABLE ANNUAL INTEREST RATE: Average interest rate calculated on 23 of February of 2026: 71%.

Taking out credit that exceeds your capacity to pay affects your credit history. Making only the minimum payment increases the repayment time and the total cost of credit. Consult associated fees and the terms and conditions of enrolment at www.revolut.com