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Grow with up to 4.18% APY
Maximise your money by investing in money market funds in 3 currencies with up to 4.18% APY, interest earned daily, and flexible withdrawals.¹Annual Percentage Yield (APY) is shown for the USD fund for Ultra customers, net of fees, as of 25 September 2025, but varies daily and depends on your plan. Growth is not guaranteed. Returns are affected by currency fluctuations. Capital at risk.Learn more
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¹FOR FLEXIBLE CASH FUNDS: Capital at risk.
Flexible Cash Funds is an investment product through which you can invest in money market funds. The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Returns change daily and may move in an unfavourable direction. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment.
The APY is based on information provided by the fund manager. The APY shown is the highest APY offered only to Ultra customers, your APY may be lower depending on your plan and applicable fees.
In some cases, when making withdrawals (i.e. selling your shares in the available money market funds), your cash can take up to 2 business days to reach your Revolut personal account. Exceptionally, the sale of your shares could take longer or be charged exit fees in those situations described in the Prospectus like stressed market conditions. The recommended holding period for these funds is 6 months. The risk indicator of 1 out of 7 can vary if you sell your shares earlier.
Further information can be found in our Flexible Cash Funds FAQ and Invest FAQ. Detailed information about risks is available on our Risk Disclosure and about fees in our money market funds Ex-ante Costs & Charges Disclosure. Read the Key Information Document and the Prospectus which are available in the app. T&CS apply.
Investment services in the European Economic Area are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services.
Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, the Republic of Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania.
Opening a bank account or upgrading plans does not guarantee access to all services provided in-app, these may be subject to meeting additional eligibility criteria and, in some cases, completing the registration to other entities of the Revolut group (unless already signed up).
²FOR INVESTING: Capital at risk.
The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found on our Risk Disclosure and Invest FAQ.
Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services. T&Cs apply.
Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, the Republic of Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania.
Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London, United Kingdom, E14 5HX) or Revolut Digital Assets Europe Ltd (company code: HE430310; registered address Pikioni, 10 Flat/Office 5, 3075, Limassol, Cyprus). Commodities services are provided by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London, United Kingdom, E14 5HX).
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