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How does Revolut decide whether to offer me credit?

The decision is made on the basis of an overall evaluation of your data.

Every applicant should meet the following key criteria:

  • income should be sustainable, based on job contract and represented in SODRA;
  • a minimum of four (4) months employment tracked by one employer;
  • a minimum of 300 EUR in monthly income after tax;
  • your (and your family‚Äôs) monthly expenses for covering existing financial obligations may not exceed 40% of your monthly income after tax;
  • an acceptable credit history.

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