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Do you carry out credit checks? Will you carry out a credit check on my partner/spouse?

We carry out a credit check using selected credit reference agencies. This will leave a search record on your credit history and may have an impact on your credit score.

If you apply for a family loan or family credit card, we’ll carry out credit checks on your spouse after your spouse gives their consent for a credit check. 

In the case of a personal loan, we don’t carry out credit checks on your partner or spouse.

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