How can we help?
With bank transfer
With money from other Revolut users
With linked accounts
With cash or cheque
For Personal Users
Am I eligible for credit?
Do you ask for any security on a credit?
What does the interest rate depend on?
Are there any fees for credit apart from the interest?
What is APR?
How long will the application/assessment take?
How does Revolut decide whether to offer me credit?
Do you carry out credit checks? Will you carry out a credit check on my partner/spouse?
Why is my credit offer different to what I applied for?
Why was my credit application rejected?
Can I reapply if my credit application was rejected?
Can I have more than one credit at the same time?
I’ve changed my mind, how do I cancel my credit?
How do I repay the loan? How do the repayments work?
How do I manage my credit repayments?
How do you calculate the loan repayments?
Can I repay my credit early? Are there any charges for early repayment?
Why can’t I delete the backup repayment card?
Do I need to upgrade to Premium or Metal before I can get a credit card?
Do I need to upgrade to Premium or Metal to get a second virtual credit card?
How can I access funds from the credit limit?
What can I use my credit limit for?
Are there any fees if I do not use my credit limit?
If I withdraw cash with my credit card from an ATM will I be charged?
How do I get in touch if I need help with my credit?
What is the minimum monthly payment and how is it calculated?
How long until a decision is made?
How is the interest for my credit limit calculated?
How can I get my credit statement?
Can I overpay my credit limit? Are there any charges for overpaying?
If I repay the outstanding balance of my credit limit will these funds be available for me to use it again?
How can I change (increase or decrease) my current credit card’s limit?
Who provides the credit?
If my spouse is not receiving any income, is it helpful to give him or her consent?
Is it mandatory for a spouse to be a Revolut client in order to give consent?
What data from my spouse are you going to analyze?
Will my spouse be a co-borrower of this loan/credit card?
If I default on this loan, will my spouse risk their own property?
What type of income qualifies for a loan?
What proof of income is required?
What is the minimum duration of activity that I need to apply for a loan?