How can we help?
With bank transfer
With money from other Revolut users
With linked accounts
With cash or cheque
For Personal Users
Am I eligible for credit?
Do you ask for any security on a credit?
What does the interest rate depend on?
Are there any fees for credit apart from the interest?
What is APR?
How long will the application/assessment take?
How does Revolut decide whether to offer me credit?
Do you carry out credit checks? Will you carry out a credit check on my partner/spouse?
Why is my credit offer different to what I applied for?
Why was my credit application rejected?
Can I reapply if my credit application was rejected?
Can I have more than one credit at the same time?
I’ve changed my mind, how do I cancel my credit?
How do I repay the loan? How do the repayments work?
How do I manage my credit repayments?
How do you calculate the loan repayments?
Can I repay my credit early? Are there any charges for early repayment?
Why can’t I delete the backup repayment card?
Do I need to upgrade to Premium or Metal before I can get a credit card?
Do I need to upgrade to Premium or Metal to get a second virtual credit card?
How can I access funds from the credit limit?
What can I use my credit limit for?
Are there any fees if I do not use my credit limit?
If I withdraw cash with my credit card from an ATM will I be charged?
How do I get in touch if I need help with my credit?
What is the minimum monthly payment and how is it calculated?
How is the interest for my credit limit calculated?
How can I get my credit statement?
Can I overpay my credit limit? Are there any charges for overpaying?
If I repay the outstanding balance of my credit limit will these funds be available for me to use it again?
How can I change (increase or decrease) my current credit card’s limit?
Who provides the credit?