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Interest free for longer
With a grace period of up to 62 days, pay no interest on purchases when you fully repay your balance before the end of the next calendar month*
Earn 1% cashback on your purchases
Get 1% on all cashless purchases for 3 months or up to €1,000 Whichever comes first. After that, cashback is set at 0.1%
What is the effective APR?
Representative example for Revolut Credit Card
Get €2,000 credit limit with annual interest rate of 13.5% by signing an open-ended contract. Assuming that you use the credit limit for 12 months, the total amount payable will be €2,148.12, Annual Percentage Rate (APR): 14.32%. If you use your credit, the minimum monthly payment will be 5% of the used credit but not less than €5. There won’t be any monthly payments or any interest if you don’t use the credit.
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*Calculation based on internal research conducted in August 2021.