Qonto alternative. Choose Revolut Business

Revolut Business vs Qonto

Qonto offers helpful features for European businesses, but Revolut Business offers multi-currency accounts, payment acceptance at scale, and free transfers outside Europe within plan limits².

Revolut Business is trusted by tens of thousands of companies of all sizes.

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Comparing Qonto and Revolut Business features

See how Revolut Business compares to Qonto.

Revolut Business
Revolut Business
Qonto
Qonto
Pricing

Monthly subscription

From €30 for Grow plan
From €9 for Basic plan

Currency exchange fees

Free within plan limits¹
Not available

Send international transfers

Free within plan limits²
From 0.8% per transfer outside SEPA zone

Receive international transfers

Free within plan limits²
€5 per transfer
Business debit cards

Physical cards

Virtual cards

One-time use virtual cards

X

Metal cards

Multi-currency business accounts

Currencies you can keep in your account

25+
EUR-only

Local account details

Get paid like a local

GBP, EUR, USD
EUR-only

Interbank exchange rate

Not available

FX Forwards

Lock in your currency exchange rates

X
Accept payments

Individual payments

Get paid with invoices and Payment Links

Power your checkout

Online and in-person sales at scale

Card reader only
Link your data

Integrate your accounting apps and software

Other integrations

HR tools, Slack, Zapier, and more

API

Other features

Automatic invoice processing

X

Support

Online and in-app chat. Dedicated account manager⁴
Chat, Phone & Email

Licensed bank

Revolut Bank UAB is licensed by the European Central Bank⁵
Payment institution regulated by Banque de France
¹Within plan allowance. Interbank rate applies during market hours. Weekend fees may apply. ² See outside of allowance transfer fees and exceptions. ³See our payment acceptance fees. ⁴Dedicated account management on Revolut Business Enterprise plan only. ⁵Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania. This comparison was accurate as of 10/09/2024. See end of page for sources.

Power your checkout with Revolut Business

Qonto can take card payments in-person, but it can't operate your checkout for online sales at scale like Revolut Business.

Set up now
Offer a smooth online checkoutWith our Payment Gateway, you can offer customers a seamless online checkout experience. Offer a range of payment methods, including Revolut Pay, which lets 45M+ global Revolut customers pay in 1 click.
Revolut Reader for card paymentsTake in-person payments from credit, debit card, Apple Pay, or Google Pay in less than 3 seconds — then track sales and revenue with Analytics. Pair it with our Revolut POS system to manage all things sales.
Fast and easy online paymentsAccept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, American Express, and mobile wallet payments.
Fraud protections and chargeback supportOur advanced monitoring systems and fraud experts look out for suspicious ‌transactions. We'll support you with chargebacks, and refund chargeback fees if you win a dispute.

More Revolut Business Features

Revolut Business gives your business the tools it needs to scale, no matter where you operate.

  1. One account for all your currencies

    Receive, hold, and exchange 25+ currencies. Get unlimited incoming transfers in GBP, EUR, USD, and CHF.

  2. Exchange at great rates

    Buy and sell currencies at the interbank rate¹, directly from your Business account — so you save time and money on every exchange.

  3. Accept and settle in 25+ currencies in one account

    Go global and take payments in over 25+ currencies. We won't convert your card payments unless you ask us to. Process refunds in the original currency if needed, too.

Stay secure with our anti-fraud system

We keep your card details secure, flag suspicious transactions, and ask for extra verification to protect you. Our cards are 3D Secure and our contactless card limits help fight fraud.

See what our customers say

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  • Paloma Wool storefront
    Pablo Feu, Managing Director • Paloma Wool“Revolut Business improved our currency exchange rates and allowed us to charge customers in local currencies, improving their buying experience.”
  • Aer Lingus payments manager headshot
    Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards."
  • Two Wild employees
    Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”

Choose Revolut Business for success

Revolut Business gives you the tools you need to succeed at home and abroad, from payment acceptance at scale to multi-currency, borderless accounts. See which plan is right for you and get started today.

  • 1

    Basic plan

    From €10 a month

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    Grow plan

    From €30 a month

  • 3

    Scale plan

    From €90 a month

  • 4

    Enterprise plan

    Custom — speak to Sales

Any questions?

Revolut Business vs Qonto FAQ

  • Qonto offers a range of features suited to businesses operating in Europe, including cards for your team, advanced invoice processing tools, a wide range of integrations, and support via phone and email. Revolut Business offers some additional features that could make it a better choice for businesses that need to sell products online, send and receive transfers inside and outside the SEPA zone, or regularly use multiple currencies. As always, we encourage you to do your own research to decide which option is best for your business. We do not provide financial advice.
  • Qonto offers a card reader via their partners (availability varies by country), but will allow you to make sales in-person, for a per-transaction fee. Qonto doesn't offer a solution for online payments, or a merchant account. Revolut Business offers a range of payment acceptance tools, alongside a Merchant account, to help power your checkout online and in-person. This includes Revolut Pay for online checkouts, Revolut Reader for in-person payments, Revolut Point of Sale (POS) app for iPad, and more. Check out our full range of payment acceptance tools.See our rates for payment acceptance.
  • Qonto offers a variable allowance per plan for free SEPA transfers, which makes it easy to send euros within the SEPA zone, as well as offering instant transfers to other Qonto users. A €0.40 fee is added to SEPA transfers over your allowance. Qonto charges a 1% fee for all outgoing transfers and a €5 fee for receiving transfers outside the SEPA zone. Revolut Business offers free international transfers within your plan allowance, as well as offering unlimited instant transfers to other Revolut Business accounts. We don't charge any additional fees for non-SEPA transfers, or for receiving international transfers. See our fee structure for outside of allowance transfers.
  • Qonto offers local IBANs in your registered country. So, if you sign up for Qonto in France, you’ll receive a French IBAN. Qonto offers local IBANs in France, Germany, Spain, and Italy. Local IBANs can help you simplify your tax payments, and make it easier to make and receive payments in that country. With Revolut Business, you can get multiple IBANs with our borderless, multi-currency accounts. We offer local IBANs in France, Ireland, Spain, and the Netherlands for businesses registered in those countries. For businesses registering in other countries, we provide a Lithuanian IBAN, which offers the same functionality for sending and receiving payments in EUR. Plus, you'll get local account details for GBP and USD, making it simple to receive payments from the UK and the US.
  • Qonto offers 24-hour support via phone, online chat, and email. Revolut Business offers an in-app chat, as well as our Help Centre resources. If you sign up for our Enterprise plan, you'll also get a dedicated account manager — on hand to give you personalised support.
  • We’ve checked the information provided on Qonto’s website, compared to our own offering from Revolut Business. Check out the Qonto website in your region to see their full product‌ range.

Advertising message for promotional purposes. For economic and contractual conditions please refer to the Information Sheets available at https://www.revolut.com/it-IT/business/. Qonto’s economic conditions as of 10/09/2024 downloaded from https://legal.qonto.com/it