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What are the fees associated with the Pay Later product?

There are no opening or maintenance fees associated with the Pay Later product - you only pay for what you use.

A fixed convenience fee of 1.65% of the purchase value is charged for any purchase made with Pay Later.

The amount of the convenience fee is defined at the moment of purchase and is repaid together with the second and the third instalment of the instalment plan.

Late interest fees can be applied if a repayment remains overdue outside of a grace period of five calendar days.

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