Loans
Loans That Fit the Bill
Whether it's a new car or home renovations, spread the costs with our low-rate loans
Ready whenever you are
Borrow in a few taps
Apply for a loan up to €30,000 with an Annual Percentage Rate (APR) from 5.99%
Spend it your way
Once approved, get your money in minutes, and give your projects the green light
Repay flexibly
Pay it back early, or change repayment dates - you're in control
Borrow up to €30,000
Get your plans off the ground, with market-leading rates, and limits between €2,000 and €30,000. Stretch your repayments across up to 5 years for even more flexibility.Get started
No fees, no fuss
Look no further for clear and transparent loans. With no application or repayment fees, you’ll know exactly what you’ll need to pay, month-to-month.Learn more
Loans that keep you in the loop
From your first application to your final repayment, manage everything in-app. And for any hiccups along the way, our 24/7 customer support team have got you covered.
Access all your statements in-app
Got a question or concern? Get in touch via 24/7 chat
Access all your statements in-app
We’ll notify you about upcoming payments
We’ll notify you about upcoming payments
What is the effective APR? Representative example for Revolut Loan A €5,000 loan over a term of 3 years with a variable interest rate of 5.82% and an APR of 5.99%(where the APR and interest rate does not change during the loan term), has 35 monthly instalments of €151.71, a final 36th repayment of €151.59, total interest payable of €461.44, resulting in a total amount repayable of €5,461.44.
If you are worried about making payments on any of your Revolut products, we are here to help and you should contact us as soon as you can. Find more information here .
Revolut Bank UAB is authorised by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for conduct of business rules.
Lending criteria, terms and conditions will apply. Personal loans are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. Personal loan applications are subject to approval. Interest rates vary depending on your credit profile, the size of your loan and the term of your loan and may differ from advertised rate. We offer variable rates from 5.99% APR to 12.99% APR.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a Buy Now Pay Later (BNPL) agreement in the future.