Promotion terms

Instant Access Savings Promotion - 2026

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Instant Access Savings Promotion


Revolut Bank UAB Magyarországi Fióktelepe (“Revolut”) is offering new eligible Personal customers (as described in “Who is Eligible for this Promotion” section) residing in Hungary the opportunity to receive a benefit when creating an Instant Access Savings account consisting of:

  • An increased rate of 4.25% EBKM in HUF (the “Instant Access Savings Offer”), regardless of the selected plan.


These terms and conditions (the “Promotion Terms”) set out the rules that apply to this Promotion. When participating in this Promotion, you must comply with these Promotion Terms, as well as:


The Promotion is available from 14 July 2026 until withdrawn by Revolut (the "Promotion Period"). This is the period during which you can participate in the Promotion.


By participating during the Promotion Period, you will be able to benefit from the Instant Access Savings Offer for six months from the date your Instant Access Savings account is created (the “Offer Duration Period”). We may also notify you that you need to meet additional conditions to continue benefiting from the Instant Access Savings Offer after the Offer Duration Period ends. In this case, we will give you at least 2 month’s notice by email and/or push notification. If we introduce such conditions and you do not meet them, or when the Offer Duration Period ends, the interest rate applicable to your Instant Access Savings included in the Promotion will be determined according to your account type, as explained in the Instant Access Savings Information Sheet and Instant Access Savings Terms | Revolut Hungary.


To receive the Instant Access Savings Offer you must meet the Eligibility Criteria and complete the following Required Steps, both set out in these Promotion Terms below, during the Promotion Period.


Who is eligible for this Promotion?

To be considered an “Eligible Participant” for this Promotion you must meet the following “Eligibility Criteria”:

  • Have a valid tax residency in Hungary.
  • be at least 18 years of age.
  • Sign up to Revolut for the first time during the Promotion Period.


What do I need to do to participate?

To participate, you must complete the following RequiredSteps one month of signing up to Revolut:

  • Create a Revolut account by following the onboarding flow in the Revolut app. You will be directed to the initial stage of that flow, where you will need to provide your phone number;
  • Follow the steps in the opening an account flow for a Revolut Personal account and complete our Know Your Customer checks (“KYC”);
  • Be successfully onboarded to Revolut. This means that you must pass KYC and there must be no restrictions on your account;
  • Follow the steps for opening your Instant Access Savings account.


Please note: You must open your Instant Access Savings account within one month of passing your KYC checks to be eligible for this Promotion.


How do I get the Instant Access Savings Offer?

Instant Access Savings is a demand deposit account. If you open a new Instant Access Savings account, you will earn interest on your savings daily at an interest rate of 4.25% EBKM. for the Offer Duration Period when you meet the Eligibility Criteria shared above. Withdrawals can be made according to Instant Access Savings Terms | Revolut Hungary.


When this Promotion ends, the interest rate on your Instant Access Savings will revert to the prevailing variable interest rate at the time applicable to your plan type and will be subject to the Instant Access Savings Terms | Revolut Hungary. For more information, please consult the Instant Access Savings Terms | Revolut Hungary and the Instant Access Savings Information Sheet.


What other legal information should I know?

  1. This Promotion is organised and offered to you by Revolut Bank UAB Hungarian Branch Office (a branch office incorporated in Hungary and registered with the Court of Registration of the Metropolitan Tribunal under company registration number 01-17-001372 and with the Hungarian National Bank (MNB) under number 28989691 and whose registered seat is at 8 Szervita tér, 1052 Budapest, Hungary, being the Hungarian branch of Revolut Bank UAB (a company incorporated in the Republic of Lithuania with company number 304580906 and whose registered office and head office is at Konstitucijos ave. 21B, 08105 Vilnius, the Republic of Lithuania). The Hungarian branch is subject to limited supervision by the Central Bank of Hungary.
  2. We may change, suspend or end the Promotion, if the Promotion is being abused or may negatively affect Revolut’s goodwill or reputation or due to unforeseen circumstances which may make it impossible for us to run the Promotion. We may suspend or end the Promotion on an individual or promotion-wide basis.
  3. We reserve the right to revert the Offer you have received during the Offer Duration Period if you participate in the Promotion fraudulently, if you breach the terms that apply to your Revolut account, or if we become aware you were not compliant with these Promotion Terms. This means we will calculate the interests applicable to your Instant Access Savings according to the rate set in this document and will debit in your main account the difference between that amount and the interest paid under the promotional rate offered under this Promotion. You consent and authorise us to make such a debit for this purpose.
  4. Revolut will not be liable for any loss, whether directly or indirectly suffered, that is not due to fault or gross negligence, as a result of an event outside of its control which means we are unable to continue running the Promotion as planned. Please contact Support if you believe you qualify for a particular offer in relation to the Promotion that has not been awarded to you as a result of early suspension or termination.
  5. If you close your Revolut Personal account or your account becomes suspended or restricted before you got any of the Promotional Offer or between the time of qualifying for the Offer and receiving it, you will lose your entitlement to the Offer. Similarly, if you close your Revolut Instant Access Savings or if any of your accounts or sub-accounts become suspended or restricted, the Instant Access Savings Offer under the Promotion will be lost.
  6. Revolut needs to process your personal data to perform our obligations under these Promotion Terms. For more information about how we handle personal data, see our Customer Privacy Notice.
  7. These Promotion Terms are governed by Hungarian law. The courts of Hungary have exclusive jurisdiction to hear disputes related to, or arising of, these terms.
  8. The terms and conditions are published in English and Hungarian. The Hungarian version prevails over the English version and will be used in any proceedings.
  9. By participating in this Promotion, you confirm that you understand that any offer you receive as part of this Promotion may be subject to local income tax in the country of your residence and/or in the local territory where you are tax resident. Revolut Bank UAB Magyarországi Fióktelepe will automatically withhold the mandatory 28% withholding tax (15% Personal Income Tax and 13% Social Contribution Tax) from all interest paid out to your account and remit this tax directly to the Hungarian National Tax and Customs Administration (NAV).
  10. Any concerns or complaints can be raised via the in-app chat. If you prefer, you can make your complaint using our online form. Or you can email us at formalcomplaints@revolut.com. You can also submit complaints to external entities as identified in the terms and in our Complaints Policy. For more information about how we handle complaints, see our Complaints Policy.
  11. You can withdraw from these Promotion Terms free of charge and without having to indicate any reason at any time, by closing the Instant Access Saving account in the app.